Long Beach, CA Heat Pump Leasing & Installation
In this guide
01
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
02
Long Beach, CA Heat Pump Load Calculator
This square-foot calculator estimates heating and cooling needs for your Long Beach home, using 72°F indoors and outdoor design temperatures of 95°F for cooling and 33°F for heating—the ACCA-standard conditions for Long Beach, CA. For an official Manual J load calculation and quote, get in touch with Palmetto’s team. Get in touch with our team for an official quote.
Step 1 of 3
Home location & size
Your home’s location and size directly impact heating needs.
Step 2 of 3
Home attributes
Step 3 of 3
Additional details
Description of what this means for context.
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
60,000 BTU
5 Tons
Calculated Cooling Mode
102,000 BTU
8.5 Tons
03
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
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Cash |
Loan |
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|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | |||
| Eligible for incentives |
Cash
Loan
Local Incentives
Long Beach, CA Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Long Beach homeowners.
SCE Energy Savings Assistance
$0SCE’s active Energy Savings Assistance program can provide qualifying households with no-cost upgrades, including heat pump water heater replacement and, where available, central heat pump replacement. SCE covers approved equipment and installation; this is an in-kind benefit, not a cash rebate.
Income-qualified Long Beach households with an active SCE account may qualify for no-cost heat pump upgrades through SCE’s Energy Savings Assistance program, subject to assessment and local availability. Palmetto can help homeowners check eligibility, plan upgrades, and navigate available incentives to maximize savings.
Incentive information is based on publicly available data as of 2026 and may change. Contact program administrators to verify current availability and eligibility requirements.
04
Climate Zones
Long Beach is in USDA Hardiness Zone 10, with generally mild winters and hot summer afternoons. Its design temperatures—33°F for heating and 95°F for cooling—help guide heat pump sizing and selection, so equipment can manage both chilly days and peak summer heat. Palmetto understands Long Beach’s climate and can recommend a system suited to local conditions. Explore other zones below or enter your ZIP code to confirm yours.
Climate Zone 1
Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.
Climate Zone 1A
Avg. extreme winters: -60° to -55° F
Climate Zone 1B
Avg. extreme winters: -55° to -50° F
Long Beach Electricity Prices
In Long Beach, electricity costs make efficient heating and cooling especially worth a closer look.
California’s average residential electricity price rose from 22.8 cents per kilowatt-hour in 2021 to 31.9 cents in 2024—a roughly 40% increase. Long Beach homeowners face the same statewide trend.
Heat pumps can deliver heating or cooling two to three times more efficiently than traditional HVAC systems, using less electricity for each unit of comfort.
That efficiency can help limit how much rising rates affect household energy use over time. Actual savings depend on your home, system, and utility rates, but lower electricity use can make a heat pump a lasting value.
Price of Energy: California vs National Average
Long Beach Area Utility Providers
For a Long Beach-area electricity comparison, the chart lists rates for Anaheim Public Utilities, SCE, and LADWP. The latest available figures are from 2023; 2024 data isn’t available yet. Rates were 17.5¢, 32.3¢, and 23¢ per kWh, respectively.
Anaheim Public Utilities and LADWP were above the 2023 national average of 16¢ per kWh but below California’s 29.5¢ average. SCE was above both. These figures show differences between providers, but don’t identify what drives each utility’s rates.
Higher electricity prices don’t automatically mean higher total heating and cooling costs. Heat pumps use electricity efficiently to move heat, so they can reduce energy spending compared with traditional HVAC—even where electricity rates are high.
Long Beach Utilities Electricity Rates
Let our smart tools do the heavy lifting.
Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.
- Rewards for smarter energy usage
- Energy insights & Dashboard
- Personalized Savings Tools
- Whole Home Energy Management
- Support Whenever You Need It
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.
When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Yes. Heat pumps generally make sense in Long Beach because they provide both heating and cooling, and the mild coastal climate reduces the need for extreme heating. Long Beach is in Climate Zone 10, with a design heating temperature of 33°F and design cooling temperature of 95°F, conditions a properly sized system can handle.
California electricity is currently 31.9¢ per kWh, so operating costs depend on equipment efficiency, utility rates, your home’s insulation, and the system being replaced. Palmetto offers a $0-upfront Comfort Plan with maintenance and repairs included, or direct purchase with ownership; purchased systems may qualify for state or utility rebates where available.
Heat pumps are generally efficient in Long Beach because the mild coastal climate lets them move heat without working as hard as in very cold regions. Long Beach is in Climate Zone 10, with design temperatures of 33°F for heating and 95°F for cooling, so properly sized equipment can handle both seasons.
California’s current electricity price is 31.9¢ per kWh, so running costs depend on equipment efficiency, home insulation, thermostat settings, and usage. Palmetto offers a Comfort Plan with no upfront cost and maintenance and repairs included, or direct purchase, which gives you ownership and may qualify for active state or utility rebates.
In Long Beach, leasing through Palmetto’s Comfort Plan may suit homeowners who want no upfront cost and predictable monthly payments; maintenance, repairs, and warranty coverage are included for the plan’s life. Buying means paying upfront and owning the heat pump outright, with potential access to state or utility rebates where available.
California electricity averages 31.9¢ per kWh, so compare total monthly plan costs with purchase price, expected energy use, and service coverage. Long Beach is in Climate Zone 10, with design temperatures of 33°F for heating and 95°F for cooling. No federal heat-pump tax credit is available for systems installed in 2026.
Heat pump installation costs in Long Beach vary by home size, system capacity, equipment, and whether existing ducts need work, so there isn’t one reliable price for every home. In Climate Zone 10, systems are sized for a 33°F design heating temperature and a 95°F design cooling temperature; an in-home assessment helps determine the right setup and quote.
Palmetto offers two options: the Comfort Plan has $0 upfront cost, predictable monthly payments, and maintenance, repairs, and warranty coverage for the plan’s life. Direct purchase means paying upfront and owning the equipment; state or utility rebates may apply. At 31.9¢/kWh, electricity rates also affect operating costs. Federal heat-pump tax credits are unavailable for 2026 installations.
A heat pump can be financially worthwhile in Long Beach, especially when replacing an older heating and cooling system, but savings depend on your home, usage, and current equipment. California electricity averages 31.9¢ per kWh. In Climate Zone 10, design temperatures are 33°F for heating and 95°F for cooling, so compare projected costs with your existing system.
Palmetto’s Comfort Plan has no upfront cost, a predictable monthly payment, and maintenance, repairs, and warranty coverage for the plan’s life. Direct purchase costs more upfront but gives you ownership and may qualify for active state or utility rebates. No federal heat pump tax credit is available for systems installed in 2026; compare quotes and total costs.
In Long Beach, homeowners can get a heat pump installed through Palmetto, which offers installation through its Comfort Plan or direct-purchase option. A qualified installation professional evaluates the home, recommends properly sized equipment, and completes the installation. Ask for a site-specific assessment and written details on equipment, work, and service coverage.
Long Beach is in California Climate Zone 10, with design temperatures of about 33°F for heating and 95°F for cooling, so system sizing matters. Palmetto’s Comfort Plan has $0 upfront cost and includes maintenance, repairs, and warranty coverage; direct purchase means one-time payment and ownership, with possible eligible state or utility rebates.
HVAC is the umbrella term for a home’s heating, ventilation, and air-conditioning systems. A heat pump is one type of HVAC equipment: it moves heat indoors in winter and outdoors in summer, so one system can provide both heating and cooling. Unlike a furnace paired with an air conditioner, it doesn’t generate heat by burning fuel.
In Long Beach’s Climate Zone 10, with design temperatures of 33°F for heating and 95°F for cooling, a properly sized heat pump can provide year-round comfort. Palmetto offers a Comfort Plan with $0 upfront and maintenance and repairs included for the plan’s life, or direct purchase, which gives you ownership and may qualify for available state or utility rebates.