Aurora, CO Heat Pump Leasing & Installation
In this guide
01
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
02
Aurora, CO Heat Pump Load Calculator
This square-foot calculator offers an estimate of your home’s heating and cooling needs, based on a 72°F indoor temperature and Aurora’s ACCA-standard design conditions: 91°F outdoors for cooling and -5°F for heating. Get in touch with Palmetto’s team for an official Manual J load calculation and quote. Get in touch with our team for an official quote.
Step 1 of 3
Home location & size
Your home’s location and size directly impact heating needs.
Step 2 of 3
Home attributes
Step 3 of 3
Additional details
Description of what this means for context.
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
60,000 BTU
5 Tons
Calculated Cooling Mode
102,000 BTU
8.5 Tons
03
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
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Loan |
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| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | |||
| Eligible for incentives |
Cash
Loan
Local Incentives
Aurora, CO Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Aurora homeowners.
Power Ahead Colorado
$1,500Offers a $1,500 rebate per qualifying cold-climate air-source heat pump in participating DRCOG communities, including Aurora. The rebate can be combined with eligible state and utility incentives.
Aurora F-3 Project
Up to $15,000Xcel Energy offers eligible homes in a defined Aurora project area up to 100% of qualifying heat-pump project costs, capped at $15,000. Funding is limited and first-come, first-served.
Colorado Heat Pump Credit
At least $333Colorado’s state credit is claimed by a registered contractor, who must pass a required portion to the homeowner as an upfront invoice discount. For an eligible air-source heat pump installed in 2026, the homeowner’s minimum discount is $333.
Confirmed 2026 options include the $1,500 Power Ahead Colorado rebate, the address-limited Aurora F-3 rebate of up to $15,000, and Colorado’s contractor-applied state credit. Eligibility depends on the home’s location, utility service, equipment, and contractor; Palmetto can help homeowners identify applicable programs, apply, and maximize compatible incentives. Federal homeowner heat pump tax credits are not available for 2026 installations.
Incentive information is based on publicly available data as of 2026 and may change. Contact program administrators to verify current availability and eligibility requirements.
04
Climate Zones
Aurora is in USDA Hardiness Zone 6, where winter design temperatures can reach -5°F and summer design temperatures reach 91°F. That means a heat pump must be selected to keep up through cold snaps while also cooling comfortably during hot afternoons. Palmetto understands Aurora’s seasonal conditions and can recommend systems sized for local needs. Explore other climate zones below, or enter your ZIP code to confirm your zone.
Climate Zone 1
Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.
Climate Zone 1A
Avg. extreme winters: -60° to -55° F
Climate Zone 1B
Avg. extreme winters: -55° to -50° F
Aurora Electricity Prices
Colorado electricity prices have climbed, making efficient heating and cooling more valuable for Aurora homeowners.
Colorado’s average electricity price rose from 13.1 cents per kWh in 2021 to 15.1 cents in 2024—about 15%. As the chart shows, Colorado remained below the national average each year.
Heat pumps are typically two to three times as efficient as traditional HVAC systems, using less electricity to deliver comparable heating and cooling as rates rise.
Over a system’s life, that efficiency can help limit the impact of rising energy prices. Actual savings depend on your home, equipment, and utility rates.
Price of Energy: Colorado vs National Average
Aurora Area Utility Providers
For Aurora, the latest available utility comparison is from 2023: CORE averaged 14.5¢ per kWh and Xcel Energy 14.3¢. The chart compares both rates with Colorado’s and the nation’s 2023 averages.
CORE was 0.2¢ above Colorado’s 14.3¢ average, while Xcel matched it; both were below the 16.0¢ national average. Utility rates can vary by provider, but these figures don’t explain the specific causes.
Heat pumps use electricity efficiently by moving heat instead of producing it directly. That efficiency can reduce energy use and total spending compared with traditional HVAC, helping offset electricity costs even where rates are higher.
Aurora Utilities Electricity Rates
Let our smart tools do the heavy lifting.
Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.
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- Energy insights & Dashboard
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- Whole Home Energy Management
- Support Whenever You Need It
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.
When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Yes—heat pumps can make sense in Aurora when properly sized for cold weather. The area is in Climate Zone 6, with a design heating temperature of -5°F and a design cooling temperature of 91°F. Cold-climate models can provide efficient winter heating and summer air conditioning, though costs depend on the equipment, home insulation, and backup heat needs.
At Colorado’s average electricity price of 15.1¢ per kWh, operating costs depend on system efficiency and the fuel it replaces. Palmetto offers a $0-upfront Comfort Plan with maintenance and repairs included, or direct purchase, which may qualify for available state or utility rebates. No federal heat-pump tax credit applies to installations in 2026.
Heat pumps can work efficiently in Aurora’s climate when properly sized and installed. Aurora is in Climate Zone 6, with a design heating temperature of -5°F and a design cooling temperature of 91°F. In mild weather, heat pumps move heat rather than generate it, but heating output and efficiency can decline as outdoor temperatures fall.
At Colorado’s current electricity price of 15.1¢ per kWh, operating costs depend on equipment efficiency, home insulation, and thermostat settings. A professional load calculation helps match the system to local cold snaps. Palmetto offers a $0-upfront Comfort Plan with maintenance and repairs, or direct purchase with ownership and possible state or utility rebates where available.
In Aurora, leasing through Palmetto’s Comfort Plan may suit homeowners who want no upfront payment and included maintenance and repairs; buying may suit those who can pay once and prefer to own the equipment outright. Both approaches can provide heating and cooling for Climate Zone 6, where design temperatures reach -5°F for heating and 91°F for cooling.
With Colorado electricity priced at 15.1¢ per kWh, compare estimated operating costs and each plan’s total cost over time. A direct purchase may qualify for active state or utility rebates, where available. For heat pumps installed in 2026, no federal heat pump tax credit is available; check current local incentives before deciding.
Heat pump installation costs in Aurora depend on the home’s size, insulation, ductwork, and equipment capacity, so there isn’t one reliable citywide price. Aurora is in Climate Zone 6, with a -5°F heating design temperature and 91°F cooling design temperature; these conditions affect system sizing and the installation quote.
Palmetto’s Comfort Plan requires $0 upfront and includes predictable monthly payments, maintenance, repairs, and warranty coverage for the plan’s life. Direct purchase means paying once and owning the system; state or utility rebates may be available. Colorado electricity costs 15.1¢ per kWh. Federal heat pump tax credits aren’t available for systems installed in 2026.
A heat pump can be worth it financially in Aurora, but savings depend on your current heating fuel, equipment efficiency, and energy use. Colorado electricity averages 15.1¢ per kWh, so compare estimated annual operating costs—not just purchase price. Systems should be sized for Climate Zone 6, including a -5°F heating design temperature.
Upfront costs and upkeep also affect the calculation. Palmetto’s Comfort Plan has no upfront cost, predictable monthly payments, and includes maintenance, repairs, and warranty coverage for the plan’s duration. With direct purchase, you own the system and may qualify for state or utility rebates where available. No federal heat pump tax credit is available for systems installed in 2026.
In Aurora, homeowners can arrange heat pump installation through Palmetto. A system should be selected for the home’s heating and cooling needs, including Climate Zone 6 design temperatures of -5°F for heating and 91°F for cooling. An installer can assess the home and recommend equipment sized for its layout and comfort needs.
Palmetto’s Comfort Plan has no upfront cost, a predictable monthly payment, and includes maintenance, repairs, and warranty coverage for the plan’s life. With direct purchase, you pay upfront and own the system; state or utility rebates may be available. No federal heat pump tax credit is available for systems installed in 2026.
HVAC stands for heating, ventilation, and air conditioning—the overall system that manages indoor comfort. A heat pump is one type of HVAC equipment: it moves heat indoors in winter and outdoors in summer. Unlike a furnace paired with a separate air conditioner, one heat pump can provide both heating and cooling.
For Aurora’s Climate Zone 6, equipment should be selected for a -5°F heating design temperature and 91°F cooling design temperature. At Colorado’s current electricity price of 15.1¢ per kWh, operating costs depend on usage and system efficiency. Palmetto offers a $0-upfront Comfort Plan lease with maintenance included, or direct purchase.