Savannah, GA Heat Pump Leasing & Installation
In this guide
01
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
02
Savannah, GA Heat Pump Load Calculator
This square-foot calculator estimates your home’s heating and cooling needs using a 72°F indoor temperature, a 95°F cooling design temperature, and a 14°F heating design temperature—the ACCA-standard design conditions for Savannah, GA. For an official Manual J load calculation and quote, get in touch with Palmetto’s team. Get in touch with our team for an official quote.
Step 1 of 3
Home location & size
Your home’s location and size directly impact heating needs.
Step 2 of 3
Home attributes
Step 3 of 3
Additional details
Description of what this means for context.
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
60,000 BTU
5 Tons
Calculated Cooling Mode
102,000 BTU
8.5 Tons
03
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
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Cash |
Loan |
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|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | |||
| Eligible for incentives |
Cash
Loan
Local Incentives
Savannah, GA Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Savannah homeowners.
Georgia Home Efficiency Rebates
Up to $16,000This statewide program supports whole-home energy efficiency retrofits, which may include heat pumps. Rebate amounts depend on household income and the project’s modeled energy savings.
Georgia Power HEIP
Up to $1,500Georgia Power’s Home Energy Improvement Program offers a rebate for converting an electric furnace to an air-source heat pump. The program’s 2026 requirements are valid through December 31, 2028.
Savannah homeowners may qualify for Georgia’s Home Efficiency Rebates for eligible whole-home projects or Georgia Power HEIP when replacing an electric furnace with an air-source heat pump. Palmetto can help homeowners review eligibility, compare program requirements, and apply to maximize available rebates.
Incentive information is based on publicly available data as of 2026 and may change. Contact program administrators to verify current availability and eligibility requirements.
04
Climate Zones
USDA Hardiness Zone 8 brings Savannah mostly mild winters, though cold snaps can approach the 14°F design heating temperature. Long, hot summers reach a 95°F design cooling temperature, so heat pumps need sizing and selection suited to both seasonal extremes. Palmetto understands Savannah’s climate and can recommend a system for local conditions. Explore other climate zones below or enter your ZIP code to confirm your zone.
Climate Zone 1
Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.
Climate Zone 1A
Avg. extreme winters: -60° to -55° F
Climate Zone 1B
Avg. extreme winters: -55° to -50° F
Savannah Electricity Prices
For Savannah homeowners, electricity rates are worth watching—especially when heating and cooling use so much energy.
Georgia’s average electricity price rose from 12.5¢ per kilowatt-hour in 2021 to 14.1¢ in 2024, about 13%. That remained below the 2024 U.S. average of 16.5¢.
Heat pumps can help manage electricity use. They’re typically two to three times more efficient than traditional HVAC systems, using less electricity to deliver comparable heating and cooling.
Over time, using less electricity for comfort can help cushion the effect of rising rates. Actual savings depend on your home, equipment, energy use, and local utility prices.
Price of Energy: Georgia vs National Average
Savannah Area Utility Providers
In Savannah, Georgia Power is the utility listed in this comparison. The latest figures available are for 2023: electricity averaged 14.6¢ per kWh, compared with Georgia’s 13.70¢ and the U.S. average of 16.0¢.
Georgia Power’s average was 0.90¢ above the state average and 1.4¢ below the national average. These figures show the difference, but not its cause; utility prices can vary with provider pricing and rate structures.
Even where electricity costs more than the state average, a heat pump’s high efficiency can use less electricity for heating and cooling than traditional HVAC, helping reduce total energy spending. Actual savings depend on the home and how the system is used.
Savannah Utilities Electricity Rates
Let our smart tools do the heavy lifting.
Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.
- Rewards for smarter energy usage
- Energy insights & Dashboard
- Personalized Savings Tools
- Whole Home Energy Management
- Support Whenever You Need It
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.
When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Yes. Heat pumps can make sense in Savannah because they provide both heating and cooling, and the area’s relatively mild winters suit their efficient operation. Savannah is in Climate Zone 8, with a 14°F design heating temperature and 95°F design cooling temperature, so proper equipment sizing and installation matter for year-round comfort.
Georgia electricity averages 14.1¢ per kWh, so actual costs depend on the heat pump’s efficiency, home insulation, and thermostat use. Palmetto offers a $0-upfront Comfort Plan with maintenance and repairs included, or direct purchase with possible state or utility rebates where available. No federal heat pump tax credit applies to systems installed in 2026.
Heat pumps are well suited to Savannah’s climate because they move heat rather than generate it, providing efficient heating through generally mild winters and cooling in summer. Savannah’s design temperatures are 14°F for heating and 95°F for cooling, so equipment should be sized and selected to perform across both extremes.
At Georgia’s current electricity price of 14.1¢ per kWh, operating costs depend on the home, system efficiency, and thermostat settings. Palmetto offers a Comfort Plan with no upfront cost and maintenance and repairs included for the plan’s life, or direct purchase, which gives homeowners ownership and may qualify for available state or utility rebates.
Neither option is best for every Savannah homeowner: lease through Palmetto’s Comfort Plan if avoiding upfront cost and maintenance is important; buy if you prefer outright ownership and may qualify for available state or utility rebates. Compare total payments over your expected time in the home, not just the initial price.
The Comfort Plan has $0 upfront cost, predictable monthly payments, maintenance and repairs for the plan’s life, and warranty coverage. Buying requires a one-time payment but leaves you owning the equipment. In Savannah, where Georgia electricity averages 14.1¢ per kWh, compare estimated energy use too; system performance depends on your home and equipment.
Heat pump costs in Savannah vary with system size, equipment, home layout, and whether ductwork or electrical upgrades are needed, so an in-home assessment is needed for an accurate quote. Palmetto offers a Comfort Plan with $0 upfront cost and monthly payments, or direct purchase with a one-time payment.
Savannah’s Climate Zone 8 design temperatures—14°F for heating and 95°F for cooling—help determine system sizing and expected performance. Georgia electricity averages 14.1¢ per kWh. State or utility rebates may be available, but no federal heat pump tax credit applies to systems installed in 2026; verify current local incentives when comparing quotes.
A heat pump can be financially worthwhile in Savannah, but savings depend on your current system, home efficiency, and energy use. Georgia electricity averages 14.1¢ per kWh. Savannah’s Climate Zone 8 design temperatures—14°F for heating and 95°F for cooling—make correct sizing important for comfort and operating costs.
Compare estimated operating costs with your current system. Palmetto’s Comfort Plan has no upfront cost, a predictable monthly payment, and maintenance, repairs, and warranty coverage for the life of the plan. Direct purchase requires upfront payment and gives you ownership; state or utility rebates may be available where offered. No federal heat pump tax credit applies to systems installed in 2026.
Homeowners in Savannah can get a heat pump installed through Palmetto, which offers installation through its Comfort Plan and direct-purchase options. A qualified HVAC professional should size and install the system for the home, accounting for Savannah’s Climate Zone 8 design temperatures: 14°F for heating and 95°F for cooling.
The Comfort Plan has no upfront cost, a predictable monthly payment, and includes maintenance, repairs, and warranty coverage for the life of the plan. With direct purchase, you pay once and own the equipment; state or utility rebates may be available if active. Federal heat pump tax credits are not available for systems installed in 2026.
A heat pump is one type of HVAC system: HVAC means heating, ventilation, and air conditioning, while a heat pump is specific equipment that provides both heating and cooling by moving heat rather than generating it directly. In Savannah, its design should account for local conditions, including a 14°F heating and 95°F cooling design temperature.
HVAC can use separate equipment, such as a furnace and air conditioner; a heat pump combines heating and cooling in one system. Palmetto’s $0-upfront Comfort Plan includes predictable monthly payments, warranty coverage, and maintenance and repairs for the plan’s life. Direct purchase means you own the equipment and may qualify for state or utility rebates where available.