Nathan Healy
Certified by Nathan Healy
Updated: October 2026
Quality home solutions since 2011
Palmetto serves thousands of customers across 25 states with an over 85% approval rating

01

Benefits of Palmetto Heat Pumps

Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.

Year round comfort

Year Round Comfort

A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.

Forget the maintenance

Forget the maintenance

With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.

Rewards for renewing

Rewards for renewing

Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.

02

Lawrence, KS Heat Pump Load Calculator

Use this square-foot calculator to approximate your Lawrence home’s heating and cooling needs. It assumes 72°F indoors, a 92°F cooling design temperature, and a 5°F heating design temperature—the ACCA-standard design conditions for Lawrence, KS. For an official Manual J load calculation and quote, get in touch with Palmetto’s team. Get in touch with our team for an official quote.

Step 1 of 3

Home location & size

Your home’s location and size directly impact heating needs.

Step 2 of 3

Home attributes

Step 3 of 3

Additional details

Description of what this means for context.

Estimated Heating Needs

Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.

Home Details

Get Started

Recommended equipment capacity

60,000 BTU

5 Tons

Calculated Cooling Mode

102,000 BTU

8.5 Tons

03

Buy it or finance it. Your comfort, your call

There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.

Cash

Loan

Payment schedule $0 upfront, then monthly subscription Full price upfront $0 upfront, then monthly payment
Term length 10 or 12 years None Variable
End of term options Flexible with 25% renewal term credits to new system No credits to new system No credits to new system
Maintenance included
Eligible for incentives
Payment schedule $0 upfront, then monthly subscription
Term length 10 or 12 years
End of term options Flexible with 25% renewal term credits to new system
Maintenance included
Eligible for incentives

Cash

Payment schedule Full price upfront
Term length None
End of term options No credits to new system
Maintenance included
Eligible for incentives

Loan

Payment schedule $0 upfront, then monthly payment
Term length Variable
End of term options No credits to new system
Maintenance included
Eligible for incentives

Local Incentives

Lawrence, KS Heat Pump Rebates & Incentives

Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Lawrence homeowners.

Evergy Kansas Heat Pump Rebate

Up to $1,000

Evergy's 2026 Kansas residential rebates cover qualifying air-source heat pumps, mini-splits, and ground-source heat pumps. Rebate amounts vary by system type and efficiency.

Eligibility: Available to Evergy Kansas residential customers for qualifying installations made on or after January 1, 2026. Equipment must meet the chart's AHRI certification and SEER2 requirements, and replacement conditions vary by heat-pump type.

Learn more →

Evergy Kansas customers may qualify for 2026 heat pump rebates of up to $1,000, depending on the system, efficiency, and replacement conditions. Palmetto can help homeowners review eligibility and navigate rebate options; federal homeowner heat pump tax credits ended December 31, 2025.

Incentive information is based on publicly available data as of 2026 and may change. Contact program administrators to verify current availability and eligibility requirements.

04

Climate Zones

Lawrence is in USDA Hardiness Zone 7, with a design heating temperature of 5°F and a design cooling temperature of 92°F. Those conditions mean heat pumps must provide warmth through cold winter spells and handle hot, humid summers; sizing and equipment selection help maintain comfort efficiently. Palmetto understands Lawrence’s climate and can recommend a system suited to its needs. Explore other climate zones below or enter your ZIP code to confirm your zone.

US Climate Zone Map
Your location

Climate Zone 1

Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.

Climate Zone 1A

Avg. extreme winters: -60° to -55° F

Climate Zone 1B

Avg. extreme winters: -55° to -50° F

05

Lawrence Electricity Prices

Electricity prices can change, making home heating and cooling efficiency worth a closer look.

For Lawrence homeowners, Kansas electricity prices rose overall from 13.0¢ per kWh in 2021 to 14.2¢ in 2024, despite a dip in 2023.

Heat pumps can be 2–3 times more efficient than traditional HVAC systems, using less electricity for each unit of heating or cooling they deliver.

That efficiency can help limit electricity use over time as rates change. Your actual costs depend on your home, system, and utility rates.

Price of Energy: Kansas vs National Average

0¢
10¢
20¢
30¢
13.7¢
13.0¢
15.0¢
14.0¢
16.0¢
13.4¢
16.5¢
14.2¢
2021
2022
2023
2024
US Average
Kansas

Lawrence Area Utility Providers

Evergy serves Lawrence, and its 2023 electricity rate was 13.1¢ per kilowatt-hour. Because 2024 utility data isn’t available yet, the chart compares 2023 rates with that year’s Kansas and national averages.

Evergy’s rate was 0.3¢ below Kansas’s 13.4¢ average and 2.9¢ below the national average of 16.0¢. These figures show the difference, but don’t explain what caused Evergy’s rate to be lower.

Electricity costs still matter when choosing a heating system. Heat pumps use electricity efficiently to heat and cool homes, so they can reduce total energy spending compared with traditional HVAC—even where electricity rates are higher.

Lawrence Utilities Electricity Rates

Evergy
13.10¢
-18%
KS Average
13.40¢
-16%
US Average
16.0¢
—
06

Palmetto Reviews

Ready to start saving with a heat pump?

Speak with a Palmetto heating & cooling expert to find out exactly how much you can save.

Get a Free Quote
Palmetto mobile app
07

Let our smart tools do the heavy lifting.

Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.

  • Rewards for smarter energy usage
  • Energy insights & Dashboard
  • Personalized Savings Tools
  • Whole Home Energy Management
  • Support Whenever You Need It
Download the App
08

Repair versus replace

When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.

$5,000
Recommended repair threshold

A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.

When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.

Potential repair Cost range Description
Capacitor Replacement $150 - $400 Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors.
Refrigerant Recharge $250 - $750 Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level.
Reversing Valve Replacement $450 - $900 Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems.
Compressor Replacement $1,500 - $3,000 Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils.
Evaporator/Condenser Coil Replacement $1,200 - $2,800 Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss.
Control Board Replacement $500 - $1,200 Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging.
Full System Replacement $4,500 - $8,000+ When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections.

Ready to start saving with a heat pump?

Speak with a Palmetto heating & cooling expert to find out exactly how much you can save.

Get a Free Quote
09

Frequently Asked Questions

Yes—heat pumps can make sense in Lawrence, provided the system is sized for the home and local winter conditions. Lawrence’s design temperatures are about 5°F for heating and 92°F for cooling, so a properly selected heat pump can handle both seasons. Kansas electricity averages 14.2¢ per kWh; actual savings depend on equipment efficiency and your current heating fuel.

Homeowners can choose Palmetto’s Comfort Plan, with no upfront cost and maintenance and repairs included, or buy the system outright and explore state or utility rebates if available. Federal heat pump tax credits are not available for systems installed in 2026, so compare total costs using current local incentives and your household’s energy use.

Heat pumps can be highly efficient in Lawrence because they move heat rather than generate it by burning fuel. Lawrence is in Climate Zone 7, with a 5°F winter design temperature and a 92°F summer design temperature. A properly sized cold-climate model can heat and cool effectively, though output and efficiency generally fall as outdoor temperatures drop.

At Kansas’s current electricity price of 14.2¢ per kWh, running costs depend on system efficiency, home insulation, and thermostat settings. Ask an installer to check performance at local winter temperatures and whether supplemental heat is needed. Palmetto offers lease and purchase options; compare their costs and included maintenance.

In Lawrence, choose Palmetto’s Comfort Plan if you prefer no upfront cost, a predictable monthly payment, and included maintenance, repairs, and warranty coverage. Buy directly if you can pay upfront and want to own the heat pump outright. Your choice depends on cash flow, maintenance preferences, and how long you expect to stay.

Lawrence’s Climate Zone 7 conditions, with a 5°F design heating temperature and 92°F design cooling temperature, make proper sizing important. Kansas electricity costs 14.2¢ per kWh, so ask for an estimate based on your home and usage. No federal heat pump tax credit is available for systems installed in 2026; a purchase may qualify for state or utility rebates where active.

Heat pump installation costs in Lawrence, KS vary with system size, equipment, ductwork condition, and installation needs, so a home assessment is needed for an accurate quote. Lawrence’s design temperatures—5°F for heating and 92°F for cooling—help determine equipment size. Kansas electricity is 14.2¢ per kWh, which affects operating costs.

Palmetto offers a Comfort Plan with $0 upfront cost, predictable monthly payments, warranty coverage, and maintenance and repairs for the plan’s life, or direct purchase with a one-time payment and equipment ownership. Direct buyers may qualify for active state or utility rebates. Federal heat pump tax credits are not available for systems installed in 2026.

A heat pump can be financially worthwhile in Lawrence, but savings depend on your current heating fuel, utility rates, home efficiency, and system cost. Kansas electricity averages 14.2¢ per kWh, and Lawrence’s Climate Zone 7 design temperatures—5°F for heating and 92°F for cooling—make proper sizing and cold-weather performance important to year-round operating costs.

You can choose Palmetto’s Comfort Plan, with no upfront cost, a predictable monthly payment, and maintenance, repairs, and warranty coverage included, or buy the system outright and potentially qualify for state or utility rebates where available. No federal heat pump tax credit is available for systems installed in 2026, so compare total costs and expected energy use.

Lawrence homeowners can arrange heat pump installation through Palmetto. A heat pump professional can assess the home, recommend equipment sized for its layout, and handle installation. Proper sizing matters in Lawrence, which is in Climate Zone 7, with a 5°F design heating temperature and a 92°F design cooling temperature.

Palmetto offers two ways to get a system: the Comfort Plan, with no upfront cost, predictable monthly payments, and maintenance and repairs included for the plan’s life; or direct purchase, which gives you ownership and may qualify for state or utility rebates where available. Federal heat pump tax credits are not available for installations in 2026.

HVAC stands for heating, ventilation, and air conditioning—the umbrella term for equipment that controls indoor comfort. A heat pump is one type of HVAC system. It uses electricity to move heat between indoors and outdoors, providing both heating and cooling rather than relying on a separate furnace and air conditioner.

In Lawrence, a heat pump must suit local conditions: the area’s Climate Zone 7 design temperatures are 5°F for heating and 92°F for cooling. Kansas electricity averages 14.2¢ per kWh, so efficiency and insulation affect operating costs. Palmetto’s Comfort Plan includes maintenance and repairs; direct purchase gives you equipment ownership.