Arlington, TX Heat Pump Leasing & Installation
In this guide
01
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
02
Arlington, TX Heat Pump Load Calculator
For Arlington, TX, this square-foot calculator estimates heating and cooling needs using a 72°F indoor temperature, a 95°F outdoor cooling design temperature, and a 33°F heating design temperature—the ACCA-standard design conditions for the area. For an official Manual J load calculation and quote, get in touch with Palmetto’s team. Get in touch with our team for an official quote.
Step 1 of 3
Home location & size
Your home’s location and size directly impact heating needs.
Step 2 of 3
Home attributes
Step 3 of 3
Additional details
Description of what this means for context.
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
60,000 BTU
5 Tons
Calculated Cooling Mode
102,000 BTU
8.5 Tons
03
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
|
|
Cash |
Loan |
|
|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | |||
| Eligible for incentives |
Cash
Loan
Local Incentives
Arlington, TX Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Arlington homeowners.
Arlington Home Improvement Incentive
Up to $5,000This active city program offers a one-time incentive for major capital improvements and energy-efficient renovations; it is not a heat-pump-specific rebate. A heat-pump project should be confirmed with the City as part of an approved $20,000-or-more improvement plan, and payment is based on added city property-tax value.
Arlington's Home Improvement Incentive Program may support an approved major energy-efficiency project that includes a heat pump, but it is not a stand-alone heat pump rebate; Texas HOMES and HEAR rebates are not currently available. Federal homeowner heat-pump tax credits ended for systems installed after December 31, 2025. Palmetto can help homeowners check program fit and coordinate the city application to pursue available savings.
Incentive information is based on publicly available data as of 2026 and may change. Contact program administrators to verify current availability and eligibility requirements.
04
Climate Zones
Arlington’s USDA Hardiness Zone 10 points to a climate with relatively mild winters and long, hot summers. With a design heating temperature of 33°F and design cooling temperature of 95°F, a heat pump needs to handle both occasional cold snaps and sustained summer heat. Palmetto understands local conditions and can recommend heat pump sizing for Arlington homes. Explore other zones below or enter your ZIP code to confirm your zone.
Climate Zone 1
Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.
Climate Zone 1A
Avg. extreme winters: -60° to -55° F
Climate Zone 1B
Avg. extreme winters: -55° to -50° F
Arlington Electricity Prices
Electricity prices matter in Arlington—but so does how much energy your heating and cooling system uses.
Texas’s average electricity price rose from 12.1¢ per kilowatt-hour in 2021 to 14.9¢ in 2024, about 23%. The 2024 Texas average remained below the U.S. average of 16.5¢; Arlington rates vary by provider and plan.
Heat pumps can make each kilowatt-hour go further: they’re typically 2–3 times more efficient than traditional HVAC systems, delivering more heating or cooling with less electricity.
Over time, that efficiency can help limit how much rising rates affect your heating and cooling costs. Actual savings depend on your home, usage, utility rates, and the system you replace.
Price of Energy: Texas vs National Average
Arlington Area Utility Providers
For Arlington, TX, the chart compares 2023 electricity rates for CoServ (12.8¢ per kWh) and Tri-County Electric Cooperative (14.1¢). These are the latest available figures; 2024 data isn’t available yet.
Both rates were below the 2023 national average of 16.0¢ per kWh. CoServ was also below the Texas average of 14.50¢, while Tri-County was slightly lower. The figures show differences between providers but don’t explain what causes them.
Electricity rates are only part of the cost picture. Heat pumps move heat efficiently, so they can use less energy than traditional HVAC systems and may lower total heating and cooling costs, even where electricity prices are higher.
Arlington Utilities Electricity Rates
Let our smart tools do the heavy lifting.
Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.
- Rewards for smarter energy usage
- Energy insights & Dashboard
- Personalized Savings Tools
- Whole Home Energy Management
- Support Whenever You Need It
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.
When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Yes. Heat pumps can make sense in Arlington because the area’s Climate Zone 10 has a 33°F design heating temperature and a 95°F design cooling temperature, conditions a properly sized system can handle. At Texas’s 14.9¢ per kWh electricity price, compare estimated operating costs with your current heating system and local fuel rates.
Palmetto offers a Comfort Plan with $0 upfront cost, predictable monthly payments, warranty coverage, and maintenance and repairs included for the plan term, or direct purchase with outright ownership. For systems installed in 2026, no federal heat pump tax credit is available; direct purchasers can check whether state or utility rebates are currently offered.
Heat pumps are generally well suited to Arlington’s climate. In Climate Zone 10, the design heating temperature is 33°F and the design cooling temperature is 95°F, so winters are relatively mild and summers are hot. A heat pump moves heat rather than generating it, allowing it to provide efficient heating and air conditioning.
At Texas’s current electricity price of 14.9¢ per kWh, operating costs depend on system efficiency, home insulation, and thermostat use. Palmetto offers a Comfort Plan with no upfront cost, predictable monthly payments, and maintenance and repairs included, or direct purchase, which means you own the equipment and may qualify for available state or utility rebates.
In Arlington, leasing through Palmetto’s Comfort Plan may suit homeowners who want no upfront cost, a predictable monthly payment, and maintenance, repairs, and warranty coverage included for the plan’s life. Buying means paying once and owning the heat pump outright, which may appeal if you prefer control and can manage upkeep.
At 14.9¢ per kWh, electricity costs affect either option, while Arlington’s 33°F design heating and 95°F design cooling temperatures make proper system sizing important. Compare plan payments with purchase and maintenance costs, and check for active state or utility rebates. No federal heat pump tax credit is available for systems installed in 2026.
Heat pump installation costs in Arlington vary with equipment size, home layout, ductwork condition, and installation needs, so there is no single local price. Palmetto offers a Comfort Plan with $0 upfront and a predictable monthly payment, or direct purchase with a one-time payment; a home assessment is needed for an accurate quote.
Arlington’s Climate Zone 10 design temperatures—33°F for heating and 95°F for cooling—help determine system size and can affect the quote. At Texas’s current electricity price of 14.9¢ per kWh, running costs also depend on usage and efficiency. For 2026 installations, no federal heat pump tax credit is available; state or utility rebates may apply to purchases where available.
A heat pump can be financially worthwhile in Arlington, but savings depend on your home, energy rates, and existing system. The current Texas electricity price is 14.9¢ per kWh, and Arlington’s Climate Zone 10 design temperatures—33°F for heating and 95°F for cooling—make equipment sizing and efficiency important when comparing operating costs.
Palmetto offers a $0-upfront Comfort Plan with predictable monthly payments and maintenance, repairs, and warranty coverage for the plan’s life. Direct purchase means paying upfront and owning the system, with state or utility rebates possible where available. For installations in 2026, no federal heat pump tax credit is available, so compare total costs and terms.
In Arlington, TX, Palmetto offers heat pump installation through its Comfort Plan and direct-purchase options. A heat pump contractor assesses your home, selects equipment sized for its layout and insulation, and installs the system. Arlington’s Climate Zone 10 design temperatures—33°F for heating and 95°F for cooling—help guide equipment selection.
With the Comfort Plan, there’s no upfront cost; one predictable monthly payment includes maintenance, repairs, and warranty coverage for the plan’s life. Direct purchase means paying upfront and owning the equipment, with possible state or utility rebates if available. Federal heat pump tax credits are not available for systems installed in 2026.
A heat pump is one kind of HVAC system, not an alternative to HVAC. HVAC stands for heating, ventilation, and air conditioning—the broader system that manages indoor temperature and air movement. Unlike a furnace paired with an air conditioner, a heat pump can provide both heating and cooling by moving heat between indoors and outdoors.
In Arlington’s Climate Zone 10, systems are designed around 33°F heating and 95°F cooling temperatures, so a heat pump can serve year-round. At Texas’s current electricity price of 14.9¢ per kWh, actual running costs depend on equipment efficiency, home insulation, and thermostat use.