Nathan Healy
Certified by Nathan Healy
Updated: February 2026
Quality home solutions since 2011
Palmetto serves thousands of customers across 25 states with an over 85% approval rating

01

Benefits of Palmetto Heat Pumps

Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.

Year round comfort

Year Round Comfort

A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.

Forget the maintenance

Forget the maintenance

With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.

Rewards for renewing

Rewards for renewing

Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.

02

Mesa, AZ Heat Pump Load Calculator

Use our calculator below to estimate your home’s heating and cooling needs based on square footage. This tool uses ACCA-standard design conditions for Mesa, AZ: 110°F cooling and 60°F heating outdoor temperatures, with a 72°F indoor setpoint. For a precise Manual J load calculation and personalized quote, connect with our team. Get in touch with our team for an official quote.

Step 1 of 3

Home location & size

Your home’s location and size directly impact heating needs.

Step 2 of 3

Home attributes

Step 3 of 3

Additional details

Description of what this means for context.

Estimated Heating Needs

Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.

Home Details

Get Started

Recommended equipment capacity

60,000 BTU

5 Tons

Calculated Cooling Mode

102,000 BTU

8.5 Tons

03

Buy it or finance it. Your comfort, your call

There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.

Cash

Loan

Payment schedule $0 upfront, then monthly subscription Full price upfront $0 upfront, then monthly payment
Term length 10 or 12 years None Variable
End of term options Flexible with 25% renewal term credits to new system No credits to new system No credits to new system
Maintenance included
Eligible for incentives
Payment schedule $0 upfront, then monthly subscription
Term length 10 or 12 years
End of term options Flexible with 25% renewal term credits to new system
Maintenance included
Eligible for incentives

Cash

Payment schedule Full price upfront
Term length None
End of term options No credits to new system
Maintenance included
Eligible for incentives

Loan

Payment schedule $0 upfront, then monthly payment
Term length Variable
End of term options No credits to new system
Maintenance included
Eligible for incentives

Local Incentives

Mesa, AZ Heat Pump Rebates & Incentives

Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Mesa homeowners.

Efficiency Arizona HEAR

Up to $14,000

State program providing point-of-sale rebates for heat pump installations and other electrification upgrades for low- and moderate-income households through September 30, 2031.

Eligibility: Households earning up to 150% of area median income. Low-income households (below 80% AMI) receive up to 100% of costs covered; moderate-income households (80-150% AMI) receive up to 50% of costs covered. Homes without existing heat pumps are eligible.

Learn more →

SRP Cool Cash Rebate

Up to $225 per ton

Utility rebate program for high-efficiency air conditioners, heat pumps, and mini-split systems. Rebates paid on a per-ton basis with equipment installation required by April 30, 2026.

Eligibility: Available to SRP residential customers. Equipment must meet minimum efficiency ratings and be installed by a licensed Arizona contractor before April 30, 2026.

Learn more →

Federal IRA Tax Credit

Up to $2,000

The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032.

Eligibility: Available to homeowners who purchase and install a qualifying heat pump system. Claimed on your annual federal tax return.

Learn more →

Mesa homeowners have access to multiple heat pump rebate programs in 2026. The Efficiency Arizona HEAR program offers up to $14,000 in rebates for low- and moderate-income households, while SRP customers can receive up to $225 per ton through the Cool Cash Rebate program. Combined with the federal IRA tax credit of up to $2,000, homeowners can significantly reduce their heat pump installation costs. Palmetto can help you navigate these programs, verify your eligibility, and maximize your savings by coordinating all available incentives.

Incentive information is based on publicly available data as of 2026 and may change. Contact program administrators to verify current availability and eligibility requirements.

04

Climate Zones

Mesa sits in IECC Climate Zone 13, where winters are mild—rarely dipping below 60°F—but summers are intense, with temperatures reaching 110°F or higher. This climate pattern means your heat pump needs to handle extreme cooling demands while providing efficient heating during cooler months. At Palmetto, we understand Mesa's unique conditions and can help you choose a system sized and selected for reliable year-round comfort. Explore other climate zones below, or enter your ZIP code to confirm yours.

US Climate Zone Map
Your location

Climate Zone 1

Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.

Climate Zone 1A

Avg. extreme winters: -60° to -55° F

Climate Zone 1B

Avg. extreme winters: -55° to -50° F

05

Mesa Electricity Prices

Understanding Mesa's electricity costs helps you make smarter decisions about home comfort systems that can lower your monthly energy bills.

Arizona's electricity rates have climbed steadily from 12.5 cents per kWh in 2021 to 14.9 cents in 2024—a 19% increase in just three years that directly impacts your cooling and heating expenses.

Heat pumps address rising electricity costs by delivering 2-3 times more heating or cooling per unit of electricity compared to traditional HVAC systems, effectively reducing the energy needed to keep your home comfortable year-round.

As electricity rates continue their upward trend, the efficiency advantage of heat pumps becomes increasingly valuable. What saves you money today will save you even more tomorrow, making heat pumps a smart long-term investment.

Price of Energy: Arizona vs National Average

10¢
20¢
30¢
13.7¢
12.5¢
15.0¢
13.0¢
16.0¢
14.0¢
16.5¢
14.9¢
2021
2022
2023
2024
US Average
Arizona

Mesa Area Utility Providers

Mesa residents are served by two main utilities: Arizona Public Service (APS) and Salt River Project (SRP). According to 2023 data, APS averaged 15.3¢ per kWh while SRP averaged 12.5¢ per kWh.

Both utilities charge less than the 2023 national average of 16.0¢ per kWh, though APS sits slightly above Arizona's state average of 14.0¢. These competitive rates reflect Arizona's diverse energy mix and abundant solar resources.

Lower electricity costs make Mesa ideal for heat pump adoption. Since heat pumps use electricity more efficiently than traditional HVAC systems, you'll consume less energy overall—turning already-reasonable rates into even greater savings on your energy bills.

Mesa Utilities Electricity Rates

APS
15.30¢
-4%
SRP
12.50¢
-22%
AZ Average
14.00¢
-12%
US Average
16.0¢
06

Palmetto Reviews

Ready to start saving with a heat pump?

Speak with a Palmetto heating & cooling expert to find out exactly how much you can save.

Get a Free Quote
Palmetto mobile app
07

Let our smart tools do the heavy lifting.

Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.

  • Rewards for smarter energy usage
  • Energy insights & Dashboard
  • Personalized Savings Tools
  • Whole Home Energy Management
  • Support Whenever You Need It
Download the App
08

Repair versus replace

When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.

$5,000
Recommended repair threshold

A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.

When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.

Potential repair Cost range Description
Capacitor Replacement $150 - $400 Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors.
Refrigerant Recharge $250 - $750 Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level.
Reversing Valve Replacement $450 - $900 Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems.
Compressor Replacement $1,500 - $3,000 Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils.
Evaporator/Condenser Coil Replacement $1,200 - $2,800 Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss.
Control Board Replacement $500 - $1,200 Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging.
Full System Replacement $4,500 - $8,000+ When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections.

Ready to start saving with a heat pump?

Speak with a Palmetto heating & cooling expert to find out exactly how much you can save.

Get a Free Quote
09

Frequently Asked Questions

Yes, heat pumps make excellent sense in Mesa. While Mesa's summer temperatures can reach 110°F, modern heat pumps efficiently handle both cooling and heating in Climate Zone 13. They typically use less electricity than traditional HVAC systems, which matters when Arizona's electricity costs average 14.9¢ per kWh. Heat pumps work year-round in Mesa's mild winters.

Mesa homeowners have flexible options to go electric. Palmetto's Comfort Plan offers heat pump installation with no upfront cost and includes all maintenance and repairs. Alternatively, direct purchase may qualify you for up to $2,000 in federal tax credits under the Inflation Reduction Act, plus local rebates, making heat pumps an affordable upgrade.

Heat pumps are highly efficient in Mesa's climate, particularly for cooling during the intense summers when temperatures reach 110°F. Modern heat pumps can deliver 3-4 times more heating or cooling energy than the electricity they consume, making them cost-effective even with Arizona's electricity rate of 14.9¢ per kWh. Mesa's mild winters, with design heating temperatures around 60°F, mean heat pumps rarely face the extreme cold that can reduce efficiency in other regions.

The year-round performance in Climate Zone 13 makes heat pumps an excellent investment for Mesa homeowners. Whether you choose Palmetto's Comfort Plan with $0 upfront and included maintenance, or direct purchase to access up to $2,000 in federal tax credits, you'll benefit from lower energy bills compared to traditional heating and cooling systems while maintaining comfort during Arizona's temperature extremes.

The choice between leasing and buying a heat pump in Mesa depends on your financial priorities and homeownership plans. Buying through direct purchase means paying upfront but owning the equipment outright, with potential access to federal tax credits up to $2,000 under the Inflation Reduction Act. Leasing through Palmetto's Comfort Plan requires $0 upfront and includes all maintenance, repairs, and warranty coverage in your predictable monthly payment.

For Mesa homeowners planning to stay long-term and who can benefit from tax incentives, purchasing may offer better lifetime value. However, if you prefer avoiding the upfront cost—often several thousand dollars—and want protection from repair expenses in Mesa's extreme climate (with summer temps reaching 110°F), leasing provides worry-free comfort. Consider your budget, how long you'll own your home, and whether you want to manage maintenance yourself.

Heat pump costs in Mesa typically range from $5,000 to $15,000 for a complete installation, depending on your home's size, existing ductwork, and the system's efficiency rating. Mesa's extreme cooling demands—with summer temperatures reaching 110°F—often require properly-sized systems to handle the climate efficiently while keeping your electricity costs manageable at Arizona's current rate of 14.9¢ per kWh.

Palmetto offers two straightforward ways to get a heat pump: a Comfort Plan with $0 upfront and predictable monthly payments that include all maintenance and repairs, or direct purchase where you own the equipment outright and may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act. Both options are designed to fit different budgets and preferences for Mesa homeowners.

In Mesa's hot climate, heat pumps are typically worth the investment due to substantial cooling savings at Arizona's current 14.9¢ per kWh electricity rate. Heat pumps can be two to three times more efficient than traditional air conditioning systems, which translates to lower monthly utility bills during Mesa's extended cooling season from spring through fall.

Palmetto makes heat pumps financially accessible through two options: a Comfort Plan with $0 upfront cost and predictable monthly payments including all maintenance, or direct purchase that may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act. Most Mesa homeowners see a positive return within several years through energy savings alone.

Heat pumps in Mesa are installed by licensed HVAC contractors who specialize in heating and cooling systems suitable for Arizona's extreme climate. Palmetto partners with certified local installers who understand Mesa's unique requirements, including Climate Zone 13 conditions where cooling demands reach 110°F and proper sizing is essential for efficiency.

Palmetto offers two installation options for Mesa homeowners: a Comfort Plan with $0 upfront cost and included maintenance, or direct purchase where you own the equipment and may qualify for up to $2,000 in federal tax credits. Both options include professional installation by experienced technicians who ensure your heat pump operates efficiently in Mesa's desert climate.

A heat pump is actually a type of HVAC system. HVAC stands for Heating, Ventilation, and Air Conditioning—it's an umbrella term for all systems that heat and cool your home. Heat pumps are a specific HVAC technology that efficiently moves heat rather than generating it, providing both heating and cooling from one unit.

In Mesa's Climate Zone 13, where temperatures range from 60°F in winter to 110°F in summer, heat pumps work year-round by transferring heat outdoors when cooling and pulling warmth inside when heating. This efficient operation can help manage energy costs with Arizona's 14.9¢ per kWh electricity rates. Palmetto offers heat pumps through a $0-upfront Comfort Plan or direct purchase with potential federal tax credits up to $2,000.