Nathan Healy
Certified by Nathan Healy
Updated: June 2026
Quality Solar Solutions Since 2011
Palmetto has served 20,000+ customers across 31 states with an approval rating over 85%.
About Nathan Healy

Nathan Healy is a Vice President at Palmetto, where he helps homeowners cut through the confusion around solar and figure out whether it actually pencils out for their home, roof, and budget. With energy prices climbing and the federal incentive landscape shifting, his focus is simple: give people a straight, honest answer instead of a sales pitch.

He reviews Palmetto’s local solar guides so the costs, incentives, and utility details on this page reflect what’s really happening in your area.
He believes in solar so much, that he had Palmetto install solar on his own parents’ house, the home he grew up in.

01

Solar in Connecticut

Connecticut has the 4th highest electricity rates in the nation — and costs have only climbed in recent years. It’s no wonder the state ranks 11th in the US for residential solar installations. Homeowners across Connecticut are taking control of their energy bills, and solar is how they’re doing it.

If you’re curious about solar panels for your home, this guide is a great place to start. We’ll walk you through how solar installation works in Connecticut — from the process to what it costs — in clear, straightforward terms.

CONNECTICUT by the Numbers

11th Most residential solar in the United States
91k Households have installed solar panels
4.6 Average daily peak sun hours
~$127k Connecticut average savings over 25 years
02

Connecticut Solar Panel Cost

Wondering what solar actually costs in Connecticut? We’ve built this calculator using real installation data from homes across the state — from Hartford and New Haven to Stamford and Bridgeport. See your estimated monthly lease payment through Palmetto’s LightReach program (no upfront cost) or explore a cash purchase option — side by side.

System Size
This system size is designed to offset approximately 100% of the average electricity usage for a home in Connecticut.
Recommended
System
9.46 kW
Typical for your home size in CT
Your Monthly Payment
Estimated monthly cost with LightReach
$135/mo
As low as
$135/mo
Why Lease Solar?
Following the 2025 Big Beautiful Bill, the federal 30% solar tax credit is no longer available for cash purchases. With a LightReach lease, Palmetto owns the system and still qualifies for the commercial ITC — passing those savings through to you via lower monthly payments.
  • No upfront investment
  • Palmetto handles all maintenance
  • 90% Production Guarantee
  • Comprehensive protection program included
03

Palmetto Reviews

04

Key Takeaways

  • Connecticut has some of the highest electricity rates in the country — making solar one of the smartest ways to take control of your energy bill.
  • You can go solar with no upfront cost through Palmetto’s LightReach lease — Palmetto owns, installs, and maintains the system for you.
  • Connecticut offers strong solar incentives including net metering, battery storage rebates, and full sales and property tax exemptions.

Looking for More Detailed Connecticut City Guides?

Explore our comprehensive solar guides for major cities across Connecticut to find location-specific information on incentives, installers, and solar potential.

Looking for information on our new Heat Pump offering?

Explore Connecticut Heat Pumps
05

Connecticut Electricity Prices

Connecticut homeowners pay some of the highest electricity rates in the country — and the trend isn’t moving in their favor.

In 2021, Connecticut residents paid 21.9 cents per kWh. By 2023, that figure had jumped to 29.9 cents — nearly double the national average of 16.0 cents. That’s a 37% increase in just two years.

Solar panels generate electricity from sunlight, which means the power you produce at home isn’t subject to utility rate increases. The more your panels produce, the less you rely on the grid.

Through Palmetto’s LightReach program, homeowners can go solar with no upfront cost and lock in a predictable monthly rate — so rising utility prices don’t catch you off guard. Palmetto owns and maintains the system, and every LightReach plan includes a 90% Production Guarantee.

Price of Energy: Connecticut vs National Average

10¢
20¢
30¢
40¢
13.7¢
21.9¢
15.0¢
24.6¢
16.0¢
29.9¢
16.5¢
28.8¢
2021
2022
2023
2024
US Average
Connecticut

Connecticut Area Utility Providers

Connecticut homeowners are served by two main electric utilities: Eversource and United Illuminating. Based on 2023 data — the most recent available — both charge significantly more than the national average.

In 2023, Eversource customers paid 31.6¢ per kWh and United Illuminating customers paid 33.2¢ per kWh. The state average was 29.9¢ — nearly double the national average of 16.0¢ per kWh.

These high rates stem from Connecticut’s aging grid, reliance on imported energy, and dense infrastructure costs. For homeowners, generating solar power can meaningfully reduce how much electricity you purchase from the grid each month.

Connecticut Utilities Electricity Rates

Eversource
31.60¢
+98%
United Illuminating
33.20¢
+108%
CT Average
29.90¢
+87%
US Average
16.0¢
06

Connecticut Solar Incentives

Connecticut offers a strong set of solar incentives in Connecticut — including statewide programs, tax exemptions, and financing options — that can significantly reduce the cost of going solar.

Available incentives include the RRES net metering program, battery storage rebates through the ESS Program, a full sales tax exemption, a property tax exemption, low-interest Smart-E Loan financing, community solar access via SCEF, and grant funding for income-qualified households through Project SunBridge.

State and local incentives remain intact for Connecticut homeowners. With a Palmetto LightReach lease, Palmetto handles the commercial tax credit and passes the savings through via lower monthly payments.

Incentive Type Description Source
Residential Renewable Energy Solutions (RRES) Program Net Metering / Solar Tariff Connecticut’s statewide solar compensation program offering homeowners a choice between a Buy-All tariff ($0.3289/kWh locked for 20 years) or a Netting tariff (full retail rate credit with indefinite rollover) for solar energy produced. Learn More
Energy Storage Solutions (ESS) Program Rebate Connecticut’s statewide battery storage incentive program offering an enrollment incentive of $30–$130/kWh plus annual performance payments of up to $550/kW over 10 years for participating in grid dispatch events. Learn More
Connecticut Sales Tax Exemption for Solar and Battery Storage Sales Tax Exemption Connecticut provides a 100% exemption from the state’s 6.35% sales and use tax on the purchase and installation of residential solar panel systems and battery storage equipment. Learn More
Connecticut Property Tax Exemption for Solar and Battery Storage Property Tax Exemption Connecticut permanently excludes the added home value from a solar panel or battery storage installation from property tax assessments, protecting homeowners from higher property tax bills after going solar. Learn More
Smart-E Loan Program (CT Green Bank) Loan / Financing Program The Connecticut Green Bank’s Smart-E Loan offers low-interest, unsecured financing of up to $50,000 at 6.99–7.99% APR for residential solar and battery storage installations, with no down payment or closing costs required. Learn More
Shared Clean Energy Facility (SCEF) – Community Solar Program Community Solar Connecticut’s community solar program allows renters, condo owners, and homeowners without suitable roofs to subscribe to a share of an off-site solar facility and receive 5–15% savings on their monthly electric bill. Learn More
Project SunBridge – Solar for All Program Grant A $62.45 million EPA-funded grant program administered by Connecticut DEEP that provides financial and technical assistance to help low-income and disadvantaged households access solar and battery storage at little or no cost. Learn More
HB 5340 – Plug-In Solar (Balcony Solar) Provisions Solar Policy / Regulatory Reform Connecticut’s HB 5340, signed into law in May 2026, allows renters and homeowners to install a plug-in solar device up to 1,200W without landlord permission, utility notification, permits, or fees, effective October 1, 2026. Learn More

The Residential Renewable Energy Solutions (RRES) Program, launched in January 2022 and administered by Eversource Energy and United Illuminating (UI), replaced Connecticut’s legacy net metering program. It offers two compensation options for residential solar owners. The Buy-All Tariff pays $0.3289 per kWh (2026 rate) for all solar energy your system produces, locked in for a 20-year term, with compensation delivered as an on-bill credit or quarterly cash payment. The Netting Tariff credits excess solar production at the full retail electricity rate (approximately $0.28–$0.30/kWh), with credits rolling over indefinitely — though 2026 enrollees are subject to a $0.0402/kWh Solar Energy Adjustment charge on total production.

To be eligible, your system must be 25 kW or smaller and sized to your home’s historical electricity load. Your chosen rate is locked in for 20 years from enrollment, providing long-term financial certainty. Income-eligible customers (at or below 60% of state median income, or enrolled in programs like the Winter Protection Program or HES-IE) may qualify for additional incentive adders — for example, the Buy-All rate can increase to approximately $0.3839/kWh for qualifying low-income households.

The program is funded by electric ratepayers and overseen by the Connecticut Public Utilities Regulatory Authority (PURA). Under HB 5340 signed in May 2026, the RRES program has been extended through 2035, ensuring long-term availability. Contact your utility — Eversource or UI — to begin the interconnection application process, which your solar installer can typically assist with.

The Energy Storage Solutions (ESS) Program, administered by the Connecticut Green Bank alongside Eversource and United Illuminating, provides financial incentives for residential battery storage installations. Effective April 1, 2026, the program transitioned to a new framework: homeowners now receive a smaller upfront enrollment incentive of $30/kWh for standard installations (or $130/kWh for homes on grid-constrained “grid edge” circuits), plus ongoing annual performance payments of $300–$550 per kW for years 1–5 and up to $130/kW for years 6–10, tied to Active Dispatch participation during peak grid demand events.

You do not need solar panels to participate — batteries can be installed as standalone systems. Eligible models include the Tesla Powerwall 2/3, Enphase IQ Battery 5P/10T, SolarEdge Home Battery, Franklin WH aPower, Generac PWRcell, and sonnen ecoLinx, among others meeting ESS technical requirements. Homeowners in designated Grid Edge zones (the top 10% of circuits most vulnerable to outages) receive a 1.5x bonus multiplier on their enrollment incentive. Low-income and underserved community households qualify for enhanced incentive tiers, with the maximum incentive capped at $16,000 or 50% of installed cost, whichever is less.

To apply, work with a participating ESS-approved installer who will submit your application through the program portal at energystoragect.com. Battery storage installations in Connecticut also benefit from a full sales tax exemption and a property tax exemption, meaning your home’s assessed value will not increase due to the battery installation. The program is overseen by the Connecticut Public Utilities Regulatory Authority (PURA).

Connecticut offers a complete exemption from the state’s 6.35% sales and use tax on residential solar photovoltaic systems and battery storage equipment. This exemption applies at the point of purchase, meaning you simply never pay the tax — there is no rebate or application required after the fact. For an average solar installation costing approximately $26,000–$33,000, this exemption saves homeowners roughly $1,650–$2,100 upfront.

The exemption covers both solar panels and battery storage systems, making it one of the broadest clean energy sales tax exemptions in the Northeast. There is no expiration date on this exemption — it is a permanent provision under Connecticut law. Both the equipment and installation labor costs associated with qualifying solar and storage systems are covered.

No special application is required; your solar or battery installer should automatically apply the exemption at the time of sale. If you have questions about eligibility, contact the Connecticut Department of Revenue Services (DRS) or reference Form CERT-140. This exemption stacks with other state incentives such as the RRES Program and the ESS Program, further improving the financial return on your solar investment.

Connecticut law permanently exempts the value added to a home by a solar energy system or battery storage installation from property tax assessment. This means that even though solar panels and batteries can significantly increase your home’s market value, your property tax bill will not increase as a result of the installation. With Connecticut’s effective property tax rate among the highest in the nation at approximately 2.04%, this exemption provides substantial long-term savings.

For a typical residential solar installation on an average Connecticut home, the property tax exemption is estimated to save homeowners approximately $669 per year, or roughly $16,700 over a 25-year system lifespan. Battery storage systems installed alongside or independently of solar also qualify for this exemption, so your assessed value will not rise due to the battery installation either.

This is a permanent exemption with no expiration date. To ensure the exemption is applied, homeowners should file the appropriate documentation with their local assessor’s office by November 1 of the assessment year in which the system is installed. Contact your town’s assessor’s office or the Connecticut Department of Revenue Services for the specific form required in your municipality.

The Smart-E Loan, offered through the Connecticut Green Bank via a network of participating credit unions and community banks, provides accessible financing for residential solar, battery storage, and other clean energy upgrades. Loans are available up to $50,000 with interest rates of 6.99% APR for 5–10 year terms and 7.49–7.99% APR for 12–15 year terms. The loan requires $0 down, has no closing costs, and is unsecured — meaning your home is not used as collateral.

A unique feature of the Smart-E Loan is that up to 25% of the loan amount can be used for non-energy-related improvements that support your solar or storage project, such as roof repairs, ENERGY STAR appliances, or lead removal. This makes it particularly useful for homeowners who need to address structural issues before installing solar. The loan is available to owner-occupants of properties with up to four residential units who meet credit score and debt-to-income requirements.

To apply, contact the Connecticut Green Bank directly at (860) 713-7900 or visit ctgreenbank.com to find a participating lender near you. The Smart-E Loan can be combined with the RRES solar tariff and the ESS battery incentive program, allowing homeowners to finance their system while earning ongoing compensation from the utility — often resulting in monthly loan payments that are partially or fully offset by energy bill savings and incentive payments.

The Shared Clean Energy Facility (SCEF) Program, established under Public Act 18-50 and administered by Eversource and United Illuminating in coordination with the Connecticut Department of Energy and Environmental Protection (DEEP), allows residents who cannot install rooftop solar to benefit from clean energy. Subscribers receive an on-bill credit reflecting their share of the solar facility’s output, typically resulting in 5–15% savings on their monthly electricity bill. No credit check is required in most cases, and you do not need to own your home or have a suitable roof.

The program is specifically designed to expand solar access to underserved customers, including renters, low-income households, and residents of multi-family buildings. Low-income subscribers may qualify for enhanced bill credits beyond the standard 5–15% discount, as well as reduced or eliminated subscription fees. Residents in economically distressed municipalities such as Hartford, New Haven, Bridgeport, and Waterbury may receive additional benefits under the program’s equity provisions.

The SCEF program procures up to 50 MW of Class I renewable energy resources annually through a competitive process. If you are an Eversource or United Illuminating customer in Connecticut, contact your utility directly to check availability and subscribe. Under HB 5340 signed in May 2026, the program has been extended and new low-income community solar provisions have been added, ensuring continued access through at least 2035.

Project SunBridge is Connecticut’s implementation of the U.S. Environmental Protection Agency’s Solar for All initiative, funded by a $62.45 million grant awarded to the Connecticut Department of Energy and Environmental Protection (DEEP) under the EPA’s Greenhouse Gas Reduction Fund. The program’s work plan was approved by the EPA on January 15, 2025. Its primary goal is to overcome financial and technical barriers that prevent low-income and disadvantaged communities from accessing solar and battery storage technologies.

The program prioritizes multi-family affordable housing units and works in coordination with Connecticut’s existing RRES and ESS programs to deliver solar and storage to households that would otherwise be unable to afford them. Assistance is provided through a combination of direct financial aid (such as subsidized or zero-cost solar installations) and technical assistance (such as help navigating the application and installation process). Thousands of Connecticut households are expected to benefit over the program’s lifetime.

Eligibility is focused on low-income households and residents of disadvantaged communities as defined by the EPA. To learn more or apply, visit the official program page at portal.ct.gov/deep/energy/solar-for-all or contact the Connecticut DEEP directly. This program stacks with other state incentives including the RRES Buy-All tariff income adders and the ESS low-income battery incentive tiers, potentially making solar and storage nearly free for qualifying households.

Connecticut’s House Bill 5340, signed into law in May 2026, includes a landmark provision effective October 1, 2026 that allows renters and homeowners to install a single plug-in solar device (also called a balcony solar system or plug-in PV) of up to 1,200 watts without requiring landlord permission, utility notification, an interconnection agreement, a building permit, or any utility fee. This makes Connecticut one of the most renter-friendly states for small-scale solar access.

A typical 800W plug-in solar system installed on a south-facing balcony in Connecticut can generate approximately 1,100 kWh per year, saving an estimated $315 per year at current electricity rates — one of the highest per-system savings in the country due to Connecticut’s high retail electricity prices. These systems simply plug into a standard outlet and offset household electricity consumption directly, with no complex installation or utility approval required.

HB 5340 also requires Connecticut municipalities to implement automated instant solar permitting (such as the SolarAPP+ platform) for residential rooftop systems up to 25 kW by July 1, 2028, which will significantly reduce permitting delays and costs for standard solar installations statewide. Additionally, the bill extended the RRES and SCEF programs through 2035, providing long-term certainty for solar investors in Connecticut.

Ready to go solar with no money down?

Speak with a Palmetto solar expert about LightReach leasing and Connecticut incentives.

Get a Free Quote
07

Connecticut Solar Irradiance

Solar panel production varies throughout the year based on daylight hours, weather patterns, and sun intensity. Connecticut gets four distinct seasons, which affects solar output. Cold, sunny winters and bright summers can actually make it a strong solar state — more than most residents expect.

What Can the Average Connecticut Solar System Power?

Summer Production (July)

46.1 kWh/day

In July, your 10 kW system could power:

  • 3.6 average Connecticut homes (15 kWh/day per home)
  • or Run central AC for 18 hours AND power all other appliances
  • or Fully charge 5.4 Tesla Model 3 electric vehicles

Winter Production (December)

21.0 kWh/day

In December, your 10 kW system could power:

  • 2 average Connecticut homes (15 kWh/day per home)
  • or Keep your home heating system running for 15 hours
  • or Fully charge 3 Tesla Model 3 electric vehicles

Annual Production

12757 kWh/year

Over a year, your 10 kW system could:

  • Offset 10 tons of carbon dioxide emissions
  • or Equal the environmental benefit of planting 175 trees
  • or Save approximately $4,234 in electricity costs

See how affordable solar leasing can be for your home

Get a personalized LightReach quote based on your home, energy usage, and roof — no upfront cost required.

Get My Custom Estimate
08

Solar Installations in Connecticut

We’ve mapped thousands of real solar installations across Connecticut — right down to the neighborhood level. Explore the interactive map below to see how many of your neighbors have already made the switch to solar. From coastal communities to inland towns, Connecticut homeowners are embracing clean energy. Zoom in and discover what’s happening in your area!

09

Go Solar with LightReach — No Upfront Cost

Connecticut homeowners served by Eversource or United Illuminating have access to a Power Purchase Agreement (PPA) through Palmetto’s LightReach program. With a PPA, you pay a set price per kilowatt-hour (kWh) for the solar energy your system produces — rather than a fixed monthly amount. Because solar panels produce more electricity in summer, your bill will reflect that seasonal variation. Either way, you’re paying for clean energy you actually use, often at a rate well below what the utilities charge.

Compared to a cash purchase, a LightReach PPA removes the biggest barrier to going solar: upfront cost. There’s nothing to pay at signing. Palmetto designs, installs, and maintains your entire system — including permitting, project management, and premium black solar panels — at no cost to you. And since Palmetto owns the system, all maintenance and service is handled by us. If your panels don’t meet our 90% Production Guarantee, we’ll credit you the difference.

Unlike most third-party solar agreements, LightReach centralizes everything into one inclusive price managed solely by Palmetto Finance. You get a worry-free solar experience with low risk and real savings. Learn more about buying vs. leasing solar to decide what’s right for your home.

Go solar without the investment

With LightReach, there are no investment costs to recoup, loan payments to manage, or maintenance needs to take on. As soon as your panels are active, your solar savings are too!

Explore LightReach Leasing
10

Frequently Asked Questions

Connecticut replaced its legacy net metering program with the Residential Renewable Energy Solutions (RRES) Program in January 2022. Administered by Eversource and United Illuminating, it offers two options: a Buy-All Tariff ($0.3289/kWh, locked for 20 years) or a Netting Tariff that credits excess production at the full retail rate (~$0.28–$0.30/kWh) with credits rolling over indefinitely.

To qualify, your system must be 25 kW or smaller and sized to your home’s historical usage. Your chosen rate is locked in for 20 years. Under HB 5340 signed in May 2026, the RRES program has been extended through 2035. Contact Eversource or United Illuminating to begin the interconnection process.

Yes — but only if you own the system outright. According to a Zillow study, homes with solar panels sell for approximately 4.1% more than comparable homes without them. For a Connecticut home valued at $400,000, that’s roughly $16,400 in added value.

This benefit applies to purchased systems only. If you have a leased system (like a LightReach PPA), the solar panels are owned by Palmetto — not you. When selling, the buyer would need to assume the lease agreement, which can affect negotiations differently than a fully owned system.

With Palmetto’s LightReach lease, Connecticut homeowners can go solar for as low as $135/month — with no upfront cost. Palmetto owns and maintains the system, includes a 90% Production Guarantee, and handles everything from installation to service.

For those who prefer a cash purchase, a typical 9.46 kW system in Connecticut costs around $28,049. Note that the federal 30% solar tax credit is no longer available for residential cash purchases following the 2025 federal law change. Use the calculator above for a personalized estimate.

With Palmetto’s LightReach lease, there is no upfront cost. Palmetto owns, installs, and maintains the system — including a 90% Production Guarantee. One simple monthly payment covers everything.

For a typical 9.46 kW system in Connecticut, the estimated monthly lease payment is approximately $135/month. Because Palmetto owns the system, it qualifies for the commercial Investment Tax Credit (ITC) and passes those savings to you through lower payments — making leasing the most accessible path to solar for most Connecticut homeowners today.

Palmetto Solar is a top choice for Connecticut homeowners. Since 2020, we’ve completed 5,140 installations across Connecticut — from Hartford and New Haven to Stamford and Bridgeport — backed by a strong local install network and a national support team.

We offer some of the best financing options in the industry, including our LightReach lease — no upfront cost, no maintenance worries, and a 90% Production Guarantee. With Connecticut’s high electricity rates, going solar with Palmetto is a straightforward way to take control of your energy bill.

A typical 9–10 kW solar system in Connecticut produces approximately 12,000–13,000 kWh per year — enough to offset most or all of an average home’s electricity use. Connecticut averages 4.6 peak sun hours per day, with July output reaching roughly 46 kWh/day and December closer to 21 kWh/day.

Actual production varies based on your roof angle, shading, and panel orientation. Homes in coastal areas like Stamford may see slightly different results than inland towns like Hartford. A site-specific assessment gives the most accurate estimate for your home.

Yes. Connecticut averages 4.6 peak sun hours per day, which is enough to make solar a strong investment. Modern panels generate electricity from daylight — not just direct sun — so they still produce on cloudy days, just at a reduced rate.

Production does vary seasonally. Connecticut summers bring long, bright days with higher output, while shorter winter days mean less daily generation. However, cold, clear winter days can actually be efficient for solar panels, since panels perform better in cooler temperatures. Over a full year, the production averages out to deliver meaningful savings for Connecticut homeowners.