Savannah, GA Heat Pump Leasing & Installation
In this guide
01
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
02
Savannah, GA Heat Pump Load Calculator
Use this calculator to estimate your home’s heating and cooling needs based on square footage. It uses ACCA-standard design conditions for Savannah, GA: 72°F indoor, 95°F outdoor for cooling, and 14°F for heating. For an official Manual J load calculation and personalized quote, connect with Palmetto’s team. Get in touch with our team for an official quote.
Step 1 of 3
Home location & size
Your home’s location and size directly impact heating needs.
Step 2 of 3
Home attributes
Step 3 of 3
Additional details
Description of what this means for context.
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
60,000 BTU
5 Tons
Calculated Cooling Mode
102,000 BTU
8.5 Tons
03
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
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Cash |
Loan |
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|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | |||
| Eligible for incentives |
Cash
Loan
Local Incentives
Savannah, GA Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Savannah homeowners.
Home Efficiency Rebate (HER)
Up to $16,000The Home Efficiency Rebate (HER) program gives rebates for any work that reduces energy use in the home, so long as the work is estimated to reduce total household energy use by at least 20%, including replacing HVAC or hot water heaters.
Home Electrification and Appliance Rebates (HEAR)
Up to $8,000The Home Electrification and Appliance Rebates (HEAR) will provide rebates to low- to medium-income households for heat pumps; heat pump water heaters; heat pump clothes dryers; electric stoves, cooktops, ranges, or ovens; electric load service center (breaker box/electrical panel); electric wiring; and insulation, air sealing, and ventilation.
Federal IRA Tax Credit
Up to $2,000The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032.
Georgia's Home Energy Rebate Programs offer rebates for electrification and efficiency upgrades, helping households save energy and money. Georgia launched statewide Home Energy Rebate Programs in late 2024, providing the opportunity for thousands of households across the state to keep money in their pocket while making home improvements that save energy and improve home comfort. Savannah homeowners can work with program-approved contractors to maximize these rebates and combine them with the federal IRA tax credit for significant savings on heat pump installations. Palmetto can help homeowners navigate eligibility, find approved contractors, and apply for all available incentives to reduce their upfront costs.
Incentive information is based on publicly available data as of 2026 and may change. Contact program administrators to verify current availability and eligibility requirements.
04
Climate Zones
Savannah sits in IECC Climate Zone 8, which means mild winters (rarely dipping below 14°F) and hot, humid summers (peaking around 95°F). This unique climate requires a heat pump sized to handle serious cooling demands while still providing efficient heating during cooler months. At Palmetto, we understand exactly what Savannah's weather throws at your home—and which systems perform best here. Explore other climate zones below, or enter your ZIP code to confirm your zone.
Climate Zone 1
Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.
Climate Zone 1A
Avg. extreme winters: -60° to -55° F
Climate Zone 1B
Avg. extreme winters: -55° to -50° F
Savannah Electricity Prices
Understanding electricity costs in Savannah helps you make smarter decisions about home heating and cooling—especially as rates continue to climb.
Georgia's electricity rates have risen from 12.5 cents per kWh in 2021 to 14.1 cents in 2024—a 13% increase in just three years. For Savannah homeowners, that means higher bills for the same comfort.
Heat pumps offer a practical response to rising rates. Because they're 2-3x more efficient than traditional HVAC systems, they deliver the same heating and cooling while using significantly less electricity—reducing the impact of rate increases on your monthly bills.
As electricity costs continue their upward trend, efficiency becomes increasingly valuable. A heat pump's lower energy consumption means you're better insulated from future rate hikes, protecting your budget while maintaining year-round comfort in your Savannah home.
Price of Energy: Georgia vs National Average
Savannah Area Utility Providers
Savannah residents are served primarily by Georgia Power, which charged an average of 14.6¢ per kWh in 2023. This rate sits between the state average of 13.70¢ and the national average of 16.0¢.
Georgia Power's rates reflect the state's diverse energy mix, which includes natural gas, nuclear, and growing renewable sources. The utility's position slightly above the state average but below national rates makes Savannah moderately priced for electricity.
Even with these mid-range rates, heat pumps can reduce your total energy spending. Their high efficiency means they use less electricity than traditional HVAC systems to heat and cool your home, helping offset electricity costs year-round.
Savannah Utilities Electricity Rates
Let our smart tools do the heavy lifting.
Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.
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- Energy insights & Dashboard
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- Support Whenever You Need It
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.
When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Yes, heat pumps make excellent sense in Savannah. The city's Climate Zone 8 location means mild winters (with design temperatures around 14°F) and hot summers reaching 95°F—conditions where heat pumps operate at peak efficiency for both heating and cooling. With Georgia's electricity rate at 14.1¢ per kWh, heat pumps can significantly reduce your energy costs compared to traditional HVAC systems.
Palmetto makes heat pump installation accessible through two options: a Comfort Plan with $0 upfront and all maintenance included, or direct purchase where you may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act. Both options deliver year-round comfort while helping you save on energy bills in Savannah's climate.
Heat pumps are highly efficient in Savannah's mild climate. As part of Climate Zone 8, Savannah experiences moderate winters with design temperatures rarely dropping below 14°F, which allows heat pumps to operate at peak efficiency year-round. Modern heat pumps can deliver 2-3 times more heating or cooling energy than the electricity they consume, making them cost-effective with Georgia's current electricity rate of 14.1¢ per kWh.
The combination of Savannah's warm summers and temperate winters creates ideal conditions for heat pump performance. Unlike traditional heating systems that generate heat, heat pumps transfer existing heat, using significantly less energy in the process. Palmetto offers flexible options to help Savannah homeowners access this efficient technology—whether through our Comfort Plan with zero upfront costs and included maintenance, or direct purchase with potential federal tax credits up to $2,000.
The choice between leasing and buying a heat pump in Savannah depends on your financial situation and preferences. Buying means paying upfront but owning the equipment outright, plus you may qualify for federal tax credits up to $2,000 under the Inflation Reduction Act. Leasing through a Comfort Plan requires $0 upfront and includes all maintenance and repairs in your monthly payment.
For Savannah homeowners, leasing can make sense if you want predictable costs without maintenance worries, especially given our humid climate that requires regular upkeep. Buying is better if you can take advantage of tax credits and prefer long-term ownership. With Georgia's electricity rate at 14.1¢ per kWh, either option will help reduce your cooling and heating costs compared to traditional systems.
Heat pump costs in Savannah typically range from $5,000 to $15,000 for a complete installation, depending on your home's size, existing ductwork, and the system's efficiency rating. Savannah's Climate Zone 8 conditions—with winter lows around 14°F and summer highs near 95°F—mean you'll need a system sized appropriately for both heating and cooling demands year-round.
Palmetto offers two ways to get a heat pump that fit different budgets and preferences. Our Comfort Plan requires $0 upfront and includes all maintenance and repairs in one predictable monthly payment, while direct purchase allows you to own your system outright and potentially qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act, plus local rebates.
Yes, heat pumps are typically worth it financially in Savannah. With Georgia's electricity rate of 14.1¢ per kWh and Savannah's mild winters, heat pumps can reduce your heating and cooling costs by 30-50% compared to traditional systems. They handle both functions efficiently, which means lower utility bills year-round.
Palmetto makes heat pumps even more accessible with two options: a Comfort Plan with $0 upfront and maintenance included, or direct purchase with potential federal tax credits up to $2,000. The energy savings often offset the monthly cost within a few years, and the equipment typically lasts 15-20 years, delivering long-term value for Savannah homeowners.
In Savannah, licensed HVAC contractors install heat pumps, and it's important to choose professionals familiar with Climate Zone 8 requirements. These specialists understand local conditions—from summer temperatures reaching 95°F to winter lows around 14°F—and ensure proper sizing and installation for year-round efficiency.
Palmetto provides heat pump installation in Savannah through qualified local contractors. You can choose a Comfort Plan with $0 upfront and included maintenance, or purchase your system outright to access up to $2,000 in federal tax credits under the Inflation Reduction Act. Both options ensure professional installation tailored to Savannah's climate.
A heat pump is actually a type of HVAC system. HVAC stands for Heating, Ventilation, and Air Conditioning—it's an umbrella term for any equipment that controls your home's temperature. Heat pumps are unique because they both heat and cool your home using one system, transferring heat rather than generating it through combustion.
In Savannah's Climate Zone 8, where temperatures range from 14°F in winter to 95°F in summer, a heat pump efficiently handles both seasons. With Georgia's electricity rate at 14.1¢ per kWh, heat pumps typically cost less to operate than traditional HVAC systems with separate furnaces and air conditioners. Palmetto offers flexible options including our Comfort Plan with zero upfront costs or direct purchase with potential federal tax credits up to $2,000.