Wichita, KS Heat Pump Leasing & Installation
In this guide
01
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
02
Wichita, KS Heat Pump Load Calculator
Use our calculator below to estimate your home’s heating and cooling needs based on Wichita’s ACCA-standard design conditions: 5°F for heating, 92°F for cooling, and 72°F indoors. For a precise Manual J load calculation tailored to your specific home, connect with Palmetto’s team for a personalized quote. Get in touch with our team for an official quote.
Step 1 of 3
Home location & size
Your home’s location and size directly impact heating needs.
Step 2 of 3
Home attributes
Step 3 of 3
Additional details
Description of what this means for context.
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
60,000 BTU
5 Tons
Calculated Cooling Mode
102,000 BTU
8.5 Tons
03
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
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Cash |
Loan |
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|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | |||
| Eligible for incentives |
Cash
Loan
Local Incentives
Wichita, KS Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Wichita homeowners.
Evergy Kansas Heat Pump Rebate
$200 - $1,000Evergy offers rebates for high-efficiency heat pump installations in Kansas. Rebates vary based on SEER2 ratings, ranging from $200 for mini-split systems to $1,000 for the highest efficiency units.
Federal IRA Tax Credit
Up to 30% of costThe Inflation Reduction Act provides a federal tax credit for qualifying geothermal heat pump installations through 2032. Air-source heat pumps are no longer eligible after December 31, 2025.
Wichita homeowners can access Evergy's heat pump rebate program, which offers $200 to $1,000 depending on system efficiency. While federal tax credits for air-source heat pumps expired in 2025, geothermal heat pump systems remain eligible for federal tax credits through 2032. Palmetto can help you explore these incentives and find the best financing options, including our Comfort Plan lease with $0 upfront cost.
Incentive information is based on publicly available data as of 2026 and may change. Contact program administrators to verify current availability and eligibility requirements.
04
Climate Zones
Wichita sits in IECC Climate Zone 7, which means cold winters dipping to around 5°F and hot summers reaching 92°F. These temperature swings matter—your heat pump needs to handle both extremes efficiently. At Palmetto, we know Wichita's climate inside and out, so we can help you choose a system sized and spec'd for exactly what you'll face year-round. Explore other zones below or enter your ZIP code to confirm yours.
Climate Zone 1
Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.
Climate Zone 1A
Avg. extreme winters: -60° to -55° F
Climate Zone 1B
Avg. extreme winters: -55° to -50° F
Wichita Electricity Prices
Understanding electricity costs in Wichita helps you make smarter decisions about home heating and cooling—especially as rates continue to climb.
Kansas electricity rates have risen from 13.0 cents per kWh in 2021 to 14.2 cents in 2024. While Kansas rates remain below the national average, this 9% increase still impacts your monthly energy bills.
Heat pumps offer a practical response to rising electricity costs. Because they're 2-3x more efficient than traditional HVAC systems, heat pumps use significantly less electricity to deliver the same heating and cooling comfort for your home.
As electricity rates continue their upward trend, efficiency becomes increasingly valuable. A heat pump's lower energy consumption means your heating and cooling costs rise more slowly, protecting your household budget over the system's 15-20 year lifespan.
Price of Energy: Kansas vs National Average
Wichita Area Utility Providers
Wichita residents receive electricity primarily from Evergy, which charged an average of 13.1¢ per kWh in 2023. This rate sits below both the national average of 16.0¢ and Kansas's state average of 13.4¢.
Evergy's competitive rates stem from Kansas's diverse energy mix, including coal, natural gas, and growing wind resources. The state's central location and lower operational costs also help keep electricity prices reasonable for Wichita homeowners.
While Wichita enjoys below-average electricity costs, heat pumps can reduce your total energy spending even further. Their high efficiency means they deliver more heating and cooling per dollar spent compared to traditional HVAC systems that rely on separate furnaces and air conditioners.
Wichita Utilities Electricity Rates
Let our smart tools do the heavy lifting.
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Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.
When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Yes, heat pumps make excellent sense in Wichita. Modern heat pumps work efficiently in Climate Zone 7, handling both summer highs around 92°F and winter lows down to 5°F. With Kansas electricity rates at 14.2¢ per kWh, heat pumps typically cost less to operate than traditional heating systems while providing both heating and cooling in one unit.
Wichita homeowners have flexible options to get started. Palmetto's Comfort Plan requires $0 upfront and includes all maintenance and repairs, while direct purchase may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act. Both approaches deliver year-round comfort and lower energy bills compared to older heating and cooling systems.
Heat pumps perform very efficiently in Wichita's climate, even during cold winters. Modern cold-climate heat pumps maintain strong performance down to 5°F—Wichita's design heating temperature—while providing cooling during 92°F summer days. With Kansas electricity rates at 14.2¢ per kWh, heat pumps typically deliver 2-3 times more heating energy than they consume, making them cost-effective year-round.
Wichita sits in Climate Zone 7, where heat pumps excel at both heating and cooling. Because they move heat rather than generate it, they use significantly less energy than traditional systems. Palmetto offers heat pumps through flexible options: our Comfort Plan with $0 upfront and maintenance included, or direct purchase with potential federal tax credits up to $2,000.
The choice between leasing and buying a heat pump in Wichita depends on your financial situation and preferences. Buying means paying upfront but owning the equipment outright, plus you may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act. Leasing through Palmetto's Comfort Plan requires no upfront cost and includes all maintenance and repairs.
For Wichita's climate—with winter temperatures dropping to 5°F and summers reaching 92°F—a heat pump works year-round. If you prefer predictable monthly payments and want maintenance covered, leasing makes sense. If you can afford the upfront investment and want to maximize tax incentives, buying may save you more long-term with Kansas electricity at 14.2¢ per kWh.
Heat pump installation costs in Wichita typically range from $5,000 to $15,000 depending on your home's size, existing ductwork, and the system's efficiency rating. Wichita's Climate Zone 7 conditions—with winter temperatures reaching 5°F and summers hitting 92°F—require a properly sized system that can handle both heating and cooling demands year-round.
Palmetto offers two ways to get a heat pump that fit different budgets and preferences. Our Comfort Plan requires $0 upfront with a predictable monthly payment that includes all maintenance and repairs. Alternatively, you can purchase your system outright and potentially qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act, plus local rebates available to Wichita homeowners.
Yes, heat pumps are typically worth it financially in Wichita. Modern heat pumps can reduce heating and cooling costs by 30-50% compared to traditional systems, and with Kansas electricity rates at 14.2¢ per kWh, the savings add up quickly. Direct purchasers may also qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act, plus local rebates.
Palmetto makes heat pumps accessible through two options: our Comfort Plan with $0 upfront and all maintenance included, or direct purchase for homeowners who want to own outright. Both paths deliver energy savings, but the Comfort Plan eliminates maintenance costs and surprise repair bills, making the financial benefits predictable and immediate from day one.
In Wichita, licensed HVAC contractors install heat pumps, including companies like Palmetto that specialize in modern heat pump systems. Professional installers ensure your system is properly sized for Wichita's Climate Zone 7 conditions, where winter temperatures can drop to 5°F and summer temps reach 92°F.
Palmetto offers two installation options for Wichita homeowners: a Comfort Plan with $0 upfront cost and all maintenance included, or direct purchase where you own the equipment and may qualify for up to $2,000 in federal tax credits. Both options include professional installation by certified technicians who understand Kansas climate requirements.
HVAC is an umbrella term that stands for Heating, Ventilation, and Air Conditioning—it describes any system that controls your home's temperature and air quality. A heat pump is actually a type of HVAC system that both heats and cools your home by transferring heat rather than generating it, making it more energy-efficient than traditional furnaces and air conditioners.
In Wichita's Climate Zone 7, where winter temperatures can drop to 5°F and summers reach 92°F, modern heat pumps handle both seasons effectively while potentially lowering your energy costs at Kansas's current 14.2¢ per kWh rate. Palmetto offers flexible options to get started: a Comfort Plan with $0 upfront and all maintenance included, or direct purchase with potential federal tax credits up to $2,000.