Youngstown, OH Heat Pump Leasing & Installation
In this guide
01
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
02
Youngstown, OH Heat Pump Load Calculator
Use our calculator below to estimate your home’s heating and cooling needs based on square footage. It uses ACCA-standard design conditions for Youngstown, OH: 91°F for cooling, -5°F for heating, and 72°F indoors. For a precise Manual J load calculation and personalized quote, connect with Palmetto’s team. Get in touch with our team for an official quote.
Step 1 of 3
Home location & size
Your home’s location and size directly impact heating needs.
Step 2 of 3
Home attributes
Step 3 of 3
Additional details
Description of what this means for context.
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
60,000 BTU
5 Tons
Calculated Cooling Mode
102,000 BTU
8.5 Tons
03
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
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Cash |
Loan |
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|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | |||
| Eligible for incentives |
Cash
Loan
Local Incentives
Heat Pump Financing in Youngstown
Unfortunately, most active heat pump rebate programs in Ohio expired at the end of 2025. While state programs like HEEHRA and HOMES are in development with federal funding, they are not yet available to Youngstown homeowners. Utility rebates from AEP Ohio and FirstEnergy may offer modest incentives (typically $300-$500). Homeowners interested in geothermal heat pumps can still access federal tax credits through 2032. Palmetto's Comfort Plan lease offers $0 upfront cost as an alternative to purchasing, allowing you to access efficient heating and cooling without waiting for rebate programs to launch.
Federal IRA Tax Credit
30% of costThe Inflation Reduction Act provides a federal tax credit for qualifying geothermal heat pump installations through 2032. Air-source heat pumps are no longer eligible after December 31, 2025.
Palmetto Comfort Plan: $0 Upfront Heat Pump Leasing
Even without local rebates, Palmetto's Comfort Plan makes upgrading easy. You get a high-efficiency heat pump installed with $0 upfront cost, predictable monthly payments, and all maintenance and repairs included for the life of the plan.
Incentive information is based on publicly available data as of February 2026. State and utility programs are subject to change. Contact the Ohio Department of Development and your local utility provider to verify current availability and eligibility requirements, as several programs are pending federal approval.
04
Climate Zones
Youngstown sits in IECC Climate Zone 6, which means cold winters that can dip to -5°F and warm summers reaching 91°F. This temperature range matters because your heat pump needs to handle both extremes efficiently. At Palmetto, we understand Youngstown's climate and can help you choose a system sized and rated for these conditions. Explore the climate zones below or enter your ZIP code to confirm yours.
Climate Zone 1
Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.
Climate Zone 1A
Avg. extreme winters: -60° to -55° F
Climate Zone 1B
Avg. extreme winters: -55° to -50° F
Youngstown Electricity Prices
Understanding electricity costs in Youngstown helps you make smarter decisions about heating and cooling your home efficiently and affordably.
Ohio electricity rates have climbed steadily, rising from 12.8 cents per kWh in 2021 to 16.1 cents in 2024—a 26% increase that directly impacts your monthly energy bills.
Heat pumps offer a practical response to rising rates. Because they're 2-3x more efficient than traditional HVAC systems, they use significantly less electricity to deliver the same heating and cooling comfort.
As electricity costs continue rising, that efficiency gap becomes increasingly valuable. A heat pump's lower energy consumption means your monthly bills stay manageable even when rates climb, protecting your budget for years ahead.
Price of Energy: Ohio vs National Average
Youngstown Area Utility Providers
Youngstown residents are served by two main utility providers with competitive electricity rates. According to 2023 data, Ohio Edison charges 14.6¢ per kWh, while Dayton Power & Light charges 16.4¢ per kWh.
Both rates compare favorably to the 2023 national average of 16.0¢ per kWh. Ohio Edison's rate sits below both the state average (15.4¢) and national average, while Dayton Power & Light runs slightly higher due to regional infrastructure and distribution costs.
Regardless of your utility provider, heat pumps can help reduce your total energy spending. Their exceptional efficiency means they use less electricity than traditional heating and cooling systems—turning every kilowatt-hour into maximum comfort for your home.
Youngstown Utilities Electricity Rates
Let our smart tools do the heavy lifting.
Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.
- Rewards for smarter energy usage
- Energy insights & Dashboard
- Personalized Savings Tools
- Whole Home Energy Management
- Support Whenever You Need It
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.
When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Yes, heat pumps make sense in Youngstown. Modern cold-climate heat pumps work efficiently even at Youngstown's design heating temperature of -5°F, providing both heating and cooling for the region's varied weather. With Ohio's electricity rate at 16.1¢ per kWh, heat pumps typically cost less to operate than traditional heating systems while keeping your home comfortable year-round.
Palmetto makes heat pump installation accessible through two options: a Comfort Plan with $0 upfront and included maintenance, or direct purchase with potential federal tax credits up to $2,000. Both approaches help Youngstown homeowners reduce energy costs and improve home comfort without the complexity of managing a major home upgrade alone.
Heat pumps perform well in Youngstown's Climate Zone 6, even during cold winters. Modern cold-climate heat pumps maintain efficiency down to -5°F, Youngstown's design heating temperature, delivering 2-3 times more heating energy per unit of electricity compared to traditional resistance heating. With Ohio's electricity rate at 16.1¢ per kWh, heat pumps typically reduce heating costs by 30-50% compared to electric furnaces.
During Youngstown's milder spring, fall, and summer months (design cooling temp: 91°F), heat pumps excel at both heating and cooling your home efficiently. While efficiency decreases in extreme cold, heat pumps still outperform older heating systems throughout most of the year. Palmetto offers heat pumps through a $0-upfront Comfort Plan with included maintenance, or direct purchase with potential federal tax credits up to $2,000.
The choice between leasing and buying a heat pump in Youngstown depends on your financial situation and preferences. Leasing through Palmetto's Comfort Plan requires $0 upfront and includes all maintenance and repairs, making it ideal if you want predictable costs without a large initial investment. Buying outright means you own the equipment and may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act, plus local rebates.
In Youngstown's Climate Zone 6, where winter temperatures can drop to -5°F, a heat pump works year-round to keep your home comfortable. If you prefer avoiding maintenance responsibilities and upfront costs, leasing offers peace of mind with covered repairs. If you want to maximize long-term savings and take advantage of available incentives, purchasing may be the better option for your household.
Heat pump installation costs in Youngstown typically range from $5,000 to $20,000 depending on your home's size, existing ductwork, and the system's efficiency rating. Climate Zone 6's cold winters (design temp: -5°F) may require a more robust system, which can affect the final price.
Palmetto offers two payment options to fit your budget: a Comfort Plan with $0 upfront and predictable monthly payments including all maintenance, or direct purchase where you own the equipment and may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act plus local rebates.
For Youngstown homeowners, heat pumps typically deliver strong financial returns through reduced energy bills. Modern heat pumps can be 2-3 times more efficient than traditional heating systems, which matters significantly given Ohio's 16.1¢ per kWh electricity rate and Climate Zone 6 winters. Most homeowners see the investment pay for itself through lower monthly utility costs over time.
Palmetto makes heat pumps financially accessible through two options: a Comfort Plan with $0 upfront and predictable monthly payments including all maintenance, or direct purchase with potential federal tax credits up to $2,000 under the Inflation Reduction Act. The right choice depends on whether you prefer immediate savings with no upfront cost or long-term ownership with available incentives.
In Youngstown, OH, licensed HVAC contractors install heat pumps, including companies like Palmetto that specialize in cold-climate systems suitable for Climate Zone 6. Professional installers ensure your system is properly sized and configured to handle Youngstown's winter design temperatures of -5°F and summer highs around 91°F.
Palmetto offers heat pump installation through two flexible options: a Comfort Plan with $0 upfront and all maintenance included, or direct purchase where you own the equipment and may qualify for up to $2,000 in federal tax credits. Choosing an experienced installer ensures your system operates efficiently in Ohio's climate, helping manage energy costs with electricity at 16.1¢ per kWh.
HVAC stands for Heating, Ventilation, and Air Conditioning—it's an umbrella term for all systems that heat and cool your home. A heat pump is actually a specific type of HVAC system that both heats and cools by transferring heat rather than burning fuel, making it highly efficient even in Youngstown's Climate Zone 6 conditions.
Unlike traditional HVAC systems that use separate furnaces and air conditioners, a heat pump handles both jobs in one unit. This single-system approach can lower energy costs—an important consideration with Ohio's electricity rate of 16.1¢ per kWh—and simplifies maintenance. Palmetto offers heat pumps through flexible options including a Comfort Plan with $0 upfront and included maintenance, or direct purchase with potential federal tax credits.