Nathan Healy
Certified by Nathan Healy
Updated: February 2026
Quality home solutions since 2011
Palmetto serves thousands of customers across 25 states with an over 85% approval rating

01

Benefits of Palmetto Heat Pumps

Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.

Year round comfort

Year Round Comfort

A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.

Forget the maintenance

Forget the maintenance

With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.

Rewards for renewing

Rewards for renewing

Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.

02

Arlington, TX Heat Pump Load Calculator

Use this calculator to estimate your home’s heating and cooling needs based on square footage. It uses ACCA-standard design conditions for Arlington, TX: 72°F indoor, 95°F outdoor for cooling, and 33°F for heating. For a precise Manual J load calculation and personalized quote, connect with Palmetto’s team. Get in touch with our team for an official quote.

Step 1 of 3

Home location & size

Your home’s location and size directly impact heating needs.

Step 2 of 3

Home attributes

Step 3 of 3

Additional details

Description of what this means for context.

Estimated Heating Needs

Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.

Home Details

Get Started

Recommended equipment capacity

60,000 BTU

5 Tons

Calculated Cooling Mode

102,000 BTU

8.5 Tons

03

Buy it or finance it. Your comfort, your call

There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.

Cash

Loan

Payment schedule $0 upfront, then monthly subscription Full price upfront $0 upfront, then monthly payment
Term length 10 or 12 years None Variable
End of term options Flexible with 25% renewal term credits to new system No credits to new system No credits to new system
Maintenance included
Eligible for incentives
Payment schedule $0 upfront, then monthly subscription
Term length 10 or 12 years
End of term options Flexible with 25% renewal term credits to new system
Maintenance included
Eligible for incentives

Cash

Payment schedule Full price upfront
Term length None
End of term options No credits to new system
Maintenance included
Eligible for incentives

Loan

Payment schedule $0 upfront, then monthly payment
Term length Variable
End of term options No credits to new system
Maintenance included
Eligible for incentives

Local Incentives

Arlington, TX Heat Pump Rebates & Incentives

Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Arlington homeowners.

Oncor Home Energy Efficiency

Up to $600

Oncor's Take A Load Off Texas program provides incentives for qualifying high-efficiency heat pump installations in the Oncor service area, which includes Arlington. Incentive amounts vary based on system specifications and energy savings calculations.

Eligibility: Must be an Oncor residential customer in Arlington, TX. Installation must be completed by an Oncor-approved participating service provider. System must meet current SEER2, EER2, and HSPF2 efficiency standards and include a US DOE-listed smart thermostat.

Learn more →

Federal IRA Tax Credit

Up to $2,000

The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032.

Eligibility: Available to homeowners who purchase and install a qualifying heat pump system. Claimed on your annual federal tax return.

Learn more →

Arlington homeowners can access the Oncor Home Energy Efficiency program, which offers rebates up to $600 for qualifying heat pump installations, plus the federal IRA tax credit of up to $2,000. Palmetto can help you navigate these incentives, coordinate with approved contractors, and maximize your total savings by stacking both programs on your heat pump installation.

Incentive information is based on publicly available data as of 2026 and may change. Contact program administrators to verify current availability and eligibility requirements.

04

Climate Zones

Arlington sits in IECC Climate Zone 10, which means mild winters (rarely dipping below 33°F) and hot summers (regularly reaching 95°F). This climate profile makes heat pumps an excellent fit—they'll keep you comfortable year-round without the inefficiency of traditional systems. At Palmetto, we understand Arlington's unique conditions and can help you choose a heat pump sized perfectly for your home. Explore other zones below or enter your ZIP code to confirm yours.

US Climate Zone Map
Your location

Climate Zone 1

Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.

Climate Zone 1A

Avg. extreme winters: -60° to -55° F

Climate Zone 1B

Avg. extreme winters: -55° to -50° F

05

Arlington Electricity Prices

Understanding your electricity costs is essential when considering home heating and cooling options, especially as rates continue to climb in Texas.

Texas electricity rates have risen 23% since 2021, climbing from 12.1 to 14.9 cents per kWh by 2024. For Arlington homeowners, this upward trend means higher monthly bills for the same comfort.

Heat pumps offer a practical response to rising rates. Because they're 2-3x more efficient than traditional HVAC systems, they use significantly less electricity to deliver the same heating and cooling—reducing your consumption even as prices increase.

As electricity costs continue their upward trajectory, efficiency becomes increasingly valuable. A heat pump's lower energy consumption means your monthly savings grow over time, protecting your budget against future rate increases while maintaining year-round comfort.

Price of Energy: Texas vs National Average

10¢
20¢
30¢
13.7¢
12.1¢
15.0¢
13.8¢
16.0¢
14.5¢
16.5¢
14.9¢
2021
2022
2023
2024
US Average
Texas

Arlington Area Utility Providers

Arlington residents have access to competitive electricity rates through multiple utility providers. Based on 2023 data, local utilities offered rates below both state and national averages, creating favorable conditions for energy-efficient home systems.

CPS Energy led at 12.1¢ per kWh, with Austin Energy at 13.0¢ and Entergy at 13.2¢—all below Texas's 14.5¢ average and the national average of 16.0¢. Texas's deregulated energy market and diverse power generation sources help keep rates competitive across the region.

These below-average rates make Arlington particularly well-suited for heat pump adoption. Heat pumps use electricity more efficiently than traditional HVAC systems, meaning lower rates translate directly into greater savings. Even in areas with higher electricity costs, heat pumps typically reduce total energy spending.

Arlington Utilities Electricity Rates

Austin Energy
13.00¢
-19%
CPS Energy
12.10¢
-24%
Entergy
13.20¢
-17%
TX Average
14.50¢
-9%
US Average
16.0¢
06

Palmetto Reviews

Ready to start saving with a heat pump?

Speak with a Palmetto heating & cooling expert to find out exactly how much you can save.

Get a Free Quote
Palmetto mobile app
07

Let our smart tools do the heavy lifting.

Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.

  • Rewards for smarter energy usage
  • Energy insights & Dashboard
  • Personalized Savings Tools
  • Whole Home Energy Management
  • Support Whenever You Need It
Download the App
08

Repair versus replace

When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.

$5,000
Recommended repair threshold

A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.

When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.

Potential repair Cost range Description
Capacitor Replacement $150 - $400 Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors.
Refrigerant Recharge $250 - $750 Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level.
Reversing Valve Replacement $450 - $900 Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems.
Compressor Replacement $1,500 - $3,000 Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils.
Evaporator/Condenser Coil Replacement $1,200 - $2,800 Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss.
Control Board Replacement $500 - $1,200 Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging.
Full System Replacement $4,500 - $8,000+ When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections.

Ready to start saving with a heat pump?

Speak with a Palmetto heating & cooling expert to find out exactly how much you can save.

Get a Free Quote
09

Frequently Asked Questions

Yes, heat pumps make excellent sense in Arlington. The city's Climate Zone 10 conditions—with winter lows around 33°F and summer highs near 95°F—are ideal for heat pump efficiency. These systems both heat and cool your home year-round, and with Texas electricity at 14.9¢ per kWh, heat pumps typically cost less to operate than traditional HVAC systems.

Arlington homeowners have flexible options to get started. Palmetto's Comfort Plan offers heat pump installation with $0 upfront cost and includes all maintenance and repairs, while direct purchase may qualify you for up to $2,000 in federal tax credits under the Inflation Reduction Act. Both paths deliver energy savings and consistent comfort in Arlington's climate.

Heat pumps perform exceptionally well in Arlington's Climate Zone 10, where design temperatures range from 33°F in winter to 95°F in summer. Modern heat pumps efficiently handle both heating and cooling in this climate, often delivering 2-3 times more heating or cooling energy than the electricity they consume, which translates to meaningful savings on your energy bills at Texas's current 14.9¢ per kWh rate.

Arlington's mild winters mean heat pumps rarely face extreme cold that would reduce their efficiency, while the hot summers are ideal for their cooling capabilities. Palmetto offers flexible options to help you take advantage of this efficiency—either through our Comfort Plan with $0 upfront and included maintenance, or direct purchase with potential federal tax credits up to $2,000 under the Inflation Reduction Act.

The choice between leasing and buying a heat pump in Arlington depends on your financial priorities and preferences. Palmetto's Comfort Plan offers $0 upfront with predictable monthly payments and all maintenance included, while direct purchase means you own the equipment outright and may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act plus local rebates.

In Arlington's climate—with cooling season temperatures reaching 95°F and electricity at 14.9¢ per kWh—both options deliver energy-efficient comfort. Leasing works well if you prefer no upfront costs and covered repairs, while buying makes sense if you want to maximize tax incentives and long-term ownership. Consider your budget, how long you plan to stay in your home, and whether you prefer predictable payments or upfront savings.

Heat pump costs in Arlington typically range from $5,000 to $15,000 for a complete installation, depending on your home's size, existing ductwork, and the system's efficiency rating. Arlington's Climate Zone 10 conditions—with winter lows around 33°F and summer highs near 95°F—mean you'll need a properly sized system to handle both heating and cooling demands year-round.

Palmetto offers two payment options to fit your budget: a Comfort Plan with $0 upfront cost and a predictable monthly payment that includes all maintenance and repairs, or direct purchase where you own the equipment outright and may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act. With Texas electricity rates at 14.9¢ per kWh, an efficient heat pump can significantly reduce your energy bills compared to traditional heating and cooling systems.

Yes, heat pumps are typically worth it financially in Arlington, TX. They can cut heating and cooling costs by 30-50% compared to traditional systems, and with Texas electricity at 14.9¢ per kWh, those savings add up quickly. Heat pumps also handle Arlington's mild winters (design temp: 33°F) efficiently while keeping you cool during hot summers.

Palmetto makes heat pumps more accessible with flexible options. Choose the Comfort Plan with $0 upfront and maintenance included, or purchase directly to qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act. Either way, you'll see lower energy bills while increasing your home's value and comfort year-round.

Heat pumps in Arlington are installed by licensed HVAC contractors who are trained to work with these efficient heating and cooling systems. Palmetto partners with certified local installers who understand Arlington's Climate Zone 10 requirements, where systems must handle both 95°F summer days and occasional 33°F winter temperatures.

Palmetto offers two installation options for Arlington homeowners: a Comfort Plan with $0 upfront cost that includes all maintenance and repairs, or direct purchase where you own the equipment and may qualify for up to $2,000 in federal tax credits. Both options include professional installation by experienced technicians who ensure your system is properly sized and configured for your home.

A heat pump is actually a type of HVAC system. HVAC stands for Heating, Ventilation, and Air Conditioning—it's an umbrella term for all climate control equipment. Heat pumps are unique because they both heat and cool your home using one system, transferring heat rather than generating it through combustion like traditional furnaces.

In Arlington's Climate Zone 10, where winters stay mild (around 33°F) and summers reach 95°F, heat pumps work exceptionally well year-round. They're more energy-efficient than conventional HVAC setups, which typically require separate heating and cooling units. With Texas electricity at 14.9¢ per kWh, this efficiency translates to meaningful savings on your energy bills over time.