Nathan Healy
Certified by Nathan Healy
Updated: February 2026
Quality home solutions since 2011
Palmetto serves thousands of customers across 25 states with an over 85% approval rating

01

Benefits of Palmetto Heat Pumps

Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.

Year round comfort

Year Round Comfort

A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.

Forget the maintenance

Forget the maintenance

With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.

Rewards for renewing

Rewards for renewing

Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.

02

Spring, TX Heat Pump Load Calculator

Use this calculator to estimate your home’s heating and cooling needs based on square footage. It uses ACCA-standard design conditions for Spring, TX: 72°F indoor, 95°F outdoor for cooling, and 33°F for heating. For a precise Manual J load calculation and personalized quote, connect with our team. Get in touch with our team for an official quote.

Step 1 of 3

Home location & size

Your home’s location and size directly impact heating needs.

Step 2 of 3

Home attributes

Step 3 of 3

Additional details

Description of what this means for context.

Estimated Heating Needs

Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.

Home Details

Get Started

Recommended equipment capacity

60,000 BTU

5 Tons

Calculated Cooling Mode

102,000 BTU

8.5 Tons

03

Buy it or finance it. Your comfort, your call

There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.

Cash

Loan

Payment schedule $0 upfront, then monthly subscription Full price upfront $0 upfront, then monthly payment
Term length 10 or 12 years None Variable
End of term options Flexible with 25% renewal term credits to new system No credits to new system No credits to new system
Maintenance included
Eligible for incentives
Payment schedule $0 upfront, then monthly subscription
Term length 10 or 12 years
End of term options Flexible with 25% renewal term credits to new system
Maintenance included
Eligible for incentives

Cash

Payment schedule Full price upfront
Term length None
End of term options No credits to new system
Maintenance included
Eligible for incentives

Loan

Payment schedule $0 upfront, then monthly payment
Term length Variable
End of term options No credits to new system
Maintenance included
Eligible for incentives

Local Incentives

Spring, TX Heat Pump Rebates & Incentives

Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Spring homeowners.

Federal IRA Tax Credit

Up to $2,000

The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032.

Eligibility: Available to homeowners who purchase and install a qualifying heat pump system. Claimed on your annual federal tax return.

Learn more →

CenterPoint Energy Efficiency

Varies by system

CenterPoint Energy offers rebates and incentives for high-efficiency HVAC system replacements in the Houston area, including heat pumps. Incentives are applied to installation invoices from participating contractors.

Eligibility: Available to CenterPoint Energy electric customers in the Houston service area. Rebate amounts depend on system size and SEER rating. Contact CenterPoint or a participating contractor for current 2026 amounts.

Learn more →

Spring, TX homeowners can access the federal IRA tax credit of up to $2,000 for qualifying heat pump installations through 2032. Additionally, CenterPoint Energy offers rebates for high-efficiency HVAC upgrades in the Houston service area. While Texas state-level HOMES and HEAR programs have not yet launched, Palmetto's Comfort Plan lease offers $0 upfront cost as an alternative to purchasing, allowing homeowners to access heat pump benefits without installation costs.

Incentive information is based on publicly available data as of 2026 and may change. Contact program administrators to verify current availability and eligibility requirements. CenterPoint Energy rebate amounts for 2026 should be confirmed directly with the utility or participating contractors.

04

Climate Zones

Spring sits in IECC Climate Zone 10, which means mild winters with design temperatures around 33°F and hot, humid summers reaching 95°F. This climate profile makes heat pumps an excellent fit—they'll handle your cooling needs efficiently while providing reliable heating during those occasional cold snaps. At Palmetto, we understand Spring's unique conditions and can help you select a properly sized system. Explore other climate zones below or enter your ZIP code to confirm yours.

US Climate Zone Map
Your location

Climate Zone 1

Climate zone 1 is not typically seen within the United States outside of Alaska. It represents the coldest climates on the planet.

Climate Zone 1A

Avg. extreme winters: -60° to -55° F

Climate Zone 1B

Avg. extreme winters: -55° to -50° F

05

Spring Electricity Prices

Understanding electricity costs in Spring helps you make smarter decisions about home heating and cooling systems that fit your budget.

Texas electricity rates have climbed from 12.1 cents per kWh in 2021 to 14.9 cents in 2024—a 23% increase in just three years that directly impacts your monthly energy bills.

Heat pumps offer a practical response to rising rates. Because they're 2-3x more efficient than traditional HVAC systems, they use significantly less electricity to deliver the same comfort in your Spring home.

As electricity costs continue their upward trend, that efficiency gap becomes increasingly valuable. A heat pump's lower energy consumption means you're better insulated against future rate increases over the system's 15-20 year lifespan.

Price of Energy: Texas vs National Average

10¢
20¢
30¢
13.7¢
12.1¢
15.0¢
13.8¢
16.0¢
14.5¢
16.5¢
14.9¢
2021
2022
2023
2024
US Average
Texas

Spring Area Utility Providers

Spring residents primarily rely on Entergy for electricity service. According to 2023 data, Entergy's average rate was 13.20¢ per kWh—notably lower than both the Texas state average of 14.50¢ and the national average of 16.0¢.

Spring's competitive electricity rates reflect Texas's deregulated energy market and the region's diverse energy mix. Entergy's pricing benefits from natural gas availability and efficient regional transmission, helping keep costs below state and national benchmarks for local residents.

Even with these favorable rates, heat pumps offer Spring homeowners an opportunity to reduce energy spending further. Their exceptional efficiency means they use significantly less electricity than traditional HVAC systems, maximizing savings regardless of your utility rate.

Spring Utilities Electricity Rates

Entergy
13.20¢
-17%
TX Average
14.50¢
-9%
US Average
16.0¢
06

Palmetto Reviews

Ready to start saving with a heat pump?

Speak with a Palmetto heating & cooling expert to find out exactly how much you can save.

Get a Free Quote
Palmetto mobile app
07

Let our smart tools do the heavy lifting.

Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.

  • Rewards for smarter energy usage
  • Energy insights & Dashboard
  • Personalized Savings Tools
  • Whole Home Energy Management
  • Support Whenever You Need It
Download the App
08

Repair versus replace

When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.

$5,000
Recommended repair threshold

A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.

When you are in need of repair, we recommend choosing a service provider that is an expert in the heat pump brand you have installed, and checking online reviews to ensure you are investing in the right level of service.

Potential repair Cost range Description
Capacitor Replacement $150 - $400 Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors.
Refrigerant Recharge $250 - $750 Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level.
Reversing Valve Replacement $450 - $900 Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems.
Compressor Replacement $1,500 - $3,000 Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils.
Evaporator/Condenser Coil Replacement $1,200 - $2,800 Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss.
Control Board Replacement $500 - $1,200 Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging.
Full System Replacement $4,500 - $8,000+ When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections.

Ready to start saving with a heat pump?

Speak with a Palmetto heating & cooling expert to find out exactly how much you can save.

Get a Free Quote
09

Frequently Asked Questions

Yes, heat pumps make excellent sense in Spring, TX. The area's mild winters (with design temperatures around 33°F) and hot summers (reaching 95°F) create ideal conditions for heat pump efficiency. These systems excel in moderate climates, providing both heating and cooling while typically using less energy than traditional HVAC systems, which matters given Texas electricity rates of 14.9¢ per kWh.

Spring homeowners can choose between two practical paths: a Comfort Plan with zero upfront costs and included maintenance, or direct purchase to own the equipment and potentially claim up to $2,000 in federal tax credits under the Inflation Reduction Act. Either way, a heat pump handles Spring's climate demands year-round with a single, efficient system.

Heat pumps are highly efficient in Spring's climate, which sits in Climate Zone 10 with mild winters (design heating temperature of 33°F) and hot summers (design cooling temperature of 95°F). This moderate climate allows heat pumps to operate at peak efficiency year-round, typically delivering 2-4 units of heating or cooling for every unit of electricity consumed—far outperforming traditional HVAC systems.

With Texas electricity rates at 14.9¢ per kWh, Spring homeowners can see meaningful savings on their energy bills compared to gas furnaces or electric resistance heating. Palmetto makes heat pump installation accessible through our Comfort Plan with $0 upfront cost and included maintenance, or through direct purchase where you may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act.

The choice between leasing and buying a heat pump in Spring depends on your financial priorities and preferences. Palmetto's Comfort Plan offers $0 upfront with a predictable monthly payment that includes all maintenance and repairs—ideal if you want hassle-free comfort without a large initial investment. Direct purchase means you own the equipment outright and may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act, plus local rebates.

Consider your situation: if upfront costs are a concern or you prefer not to handle maintenance in Spring's hot summers and mild winters (Climate Zone 10), leasing provides peace of mind. If you have available capital and want to maximize long-term savings through tax incentives and eventual ownership, buying may offer better value. Both options deliver efficient heating and cooling while reducing your energy costs at Texas's current 14.9¢ per kWh rate.

Heat pump costs in Spring, TX typically range from $5,000 to $15,000 for a complete installation, depending on your home's size, existing ductwork, and the system's efficiency rating. Spring's Climate Zone 10 conditions—with winter lows around 33°F and summer highs near 95°F—mean you'll need a properly sized system that handles both heating and cooling efficiently.

Palmetto offers two ways to fit a heat pump into your budget. Our Comfort Plan requires $0 upfront and includes all maintenance and repairs in one predictable monthly payment. If you prefer to own your equipment outright, direct purchase may qualify you for up to $2,000 in federal tax credits under the Inflation Reduction Act, plus potential local rebates.

Yes, heat pumps are typically worth it financially in Spring, TX. With electricity at 14.9¢ per kWh and mild winters (heating design temp of 33°F), heat pumps can reduce your heating and cooling costs by 30-50% compared to traditional systems. They handle both functions efficiently year-round, which means lower utility bills in our climate.

Palmetto makes heat pumps accessible with two financial options: our Comfort Plan requires $0 upfront with predictable monthly payments and included maintenance, or direct purchase where you own the system and may qualify for up to $2,000 in federal tax credits. Both options typically pay for themselves through energy savings within several years.

In Spring, TX, heat pumps are installed by licensed HVAC contractors who specialize in heating and cooling systems. Palmetto partners with certified local installers who understand Climate Zone 10 requirements, where systems must handle 95°F summer temperatures and occasional 33°F winter lows. These professionals assess your home's specific needs and ensure proper installation for optimal efficiency.

Palmetto makes the process simple by offering two installation options: a Comfort Plan with $0 upfront cost and all maintenance included, or direct purchase where you own the equipment and may qualify for up to $2,000 in federal tax credits. Both options include professional installation by experienced technicians, so you can choose what works best for your budget and preferences.

A heat pump is actually a type of HVAC system. HVAC stands for Heating, Ventilation, and Air Conditioning—it's an umbrella term for any equipment that controls your home's temperature. Heat pumps are unique because they provide both heating and cooling in one unit by transferring heat rather than generating it, making them especially efficient in Spring's mild winters and hot summers.

Traditional HVAC systems often use separate equipment like a furnace for heating and an air conditioner for cooling. Heat pumps replace both with a single system that can reverse its operation. In Climate Zone 10, where Spring rarely drops below 33°F, heat pumps work efficiently year-round while potentially lowering your energy costs at Texas's current 14.9¢ per kWh electricity rate.