Nathan Healy
Certified by Nathan Healy
Updated: November 2025
Quality Solar Panels Since 2011
Palmetto has served 20,000+ customers across 31 states with an approval rating over 85%.
01

Solar Power in Oxnard

Oxnard homeowners face California’s rising electricity costs, but solar energy offers a practical solution. With residential rates at 31.86 cents per kWh—almost twice the national average—many local families are turning to solar panels for home use to take control of their energy bills.

This guide explains solar installation in Oxnard, from local incentives to choosing the right system for your home.

CALIFORNIA by the Numbers

1st Most residential solar in the United States
1926k Households have installed solar panels
6.0 Avg peak sun hours per day
~$104k Oxnard average savings over 25 years
02

How Much Do Solar Panels Cost in Oxnard, CA?

Our calculator uses real installation data from Oxnard homes to show what solar actually costs in your area. We’ve analyzed installations across neighborhoods like River Ridge, Seabridge, and College Estates to give you accurate, local pricing based on firsthand experience in your community.

Small Home Up to 2,000 sq ft
Medium Home 2,000-3,000 sq ft
Large Home Over 3,000 sq ft
System Size
This system size is designed to offset approximately 100% of the average electricity usage for a home of this size in California.
Recommended
System
6.72 kW
Cost Breakdown
Your estimated investment
System Cost
$19414
Price per Watt
$2.89
Final
Cost
$19414
Savings
Your total financial benefit
Monthly Savings
Average utility bill reduction
$237
Payback Period
Break-even point
6.2 years
25-Year
Savings
$103719
Have you considered leasing?

You can still access the solar tax credit through Palmetto. Talk to us today to find out how.

03

Palmetto Reviews

04

Key Takeaways

  • Oxnard’s electricity rates are 93% higher than the national average at 31.9 cents per kWh, making solar an effective way to control energy costs.
  • A typical 6.72 kW solar system in Oxnard costs $19,414 and can save homeowners over $103,000 in electricity costs over 25 years.
  • California offers multiple solar incentives including property tax exemptions and programs for income-qualified households to reduce installation costs.
05

Oxnard Electricity Prices

Understanding electricity costs in Oxnard helps you make informed decisions about your home’s energy future and long-term budget planning.

California electricity rates have climbed steadily from 22.8 cents per kWh in 2021 to 31.9 cents per kWh in 2024. That’s a 40% increase in just three years, significantly outpacing the national average of 16.5 cents per kWh.

Solar panels generate electricity at a fixed cost, protecting homeowners from these ongoing rate increases. Once installed, your system produces power at the same predictable rate for decades, regardless of utility price changes.

Over a typical 25-year system lifespan, solar panels can save Oxnard homeowners tens of thousands of dollars. This protection from rising rates becomes more valuable each year as utility costs continue their upward trend.

Price of Energy: California vs National Average

10¢
20¢
30¢
40¢
13.7¢
22.8¢
15.0¢
25.8¢
16.0¢
29.5¢
16.5¢
31.9¢
2021
2022
2023
2024
US Average
California

Oxnard Area Utility Providers

Oxnard residents receive electricity from Southern California Edison (SCE), which charged 32.3 cents per kWh in 2023—the most recent data available. That’s more than double the national average of 16 cents.

California’s electricity costs remain elevated due to infrastructure investments, wildfire prevention programs, and the state’s transition to renewable energy sources. These necessary upgrades contribute to rates that exceed most other states.

Understanding your utility costs helps you evaluate energy options. With rates significantly above the national average, Oxnard homeowners often explore solar to stabilize their long-term electricity expenses and reduce dependence on utility rate increases.

Oxnard Utilities Electricity Rates

SCE
32.30¢
+102%
CA Average
29.50¢
+84%
US Average
16.0¢
06

California Solar Incentives

Oxnard and Ventura County homeowners can reduce solar costs through various solar incentives in California designed to make clean energy more accessible.

California offers property tax exemptions that protect your home value, specialized programs for disadvantaged communities, and equity funds for income-qualified households. The state’s Net Billing program also allows you to receive credit for excess energy production.

These incentives change frequently as policies evolve. Research current programs carefully and consider acting promptly to take advantage of available benefits for your Oxnard home.

Incentive Type Description Source
Property Tax Exemption State tax exemption Any increase in value to your home tied to installing solar panels will not be taxed. Learn More
Disadvantaged Communities Single-Family Affordable Solar Homes (DAC-SASH) Program State program If you meet key criteria on being in a disadvantaged community you will receive a generous incentive to install solar of $3 per watt. This can add up to $15,000 for a small system of kW. Learn More
Equity Fund State program If you meet certain criteria, California is offering rebates that help bring some of the original Net Metering benefits to lower income communities that missed out when CA switched to NEM3.0 Learn More

California’s Property Tax Exemption for solar energy systems protects homeowners from paying additional property taxes when they install solar panels. Normally, home improvements that increase your property’s value result in higher property tax bills. However, this state tax exemption ensures that any added value from your solar installation is excluded from your property tax assessment. This means you can enjoy the increased home value that comes with solar panels without seeing your annual property tax bill go up.

The financial benefit varies based on your home’s location and the size of your solar system, but it can save you hundreds of dollars annually. For example, if your solar installation adds $20,000 to your home’s value and your property tax rate is 1%, you would save approximately $200 per year in property taxes. This exemption is available for both residential and commercial solar installations in California. The exemption currently applies to solar systems installed through 2026, though the state has historically extended this benefit. To qualify, your system must be designed primarily to produce electricity for on-site use, and you’ll need to ensure your county assessor is aware of the exemption when your solar system is installed.

The Disadvantaged Communities Single-Family Affordable Solar Homes (DAC-SASH) Program is a California state initiative designed to make solar energy more accessible to homeowners in disadvantaged communities. This program provides upfront financial incentives to help offset the cost of installing a solar energy system, making clean energy more affordable for qualifying households.

Eligible homeowners can receive up to $3 per watt in capacity-based incentives. For example, a typical 6-kilowatt solar system could qualify for up to $18,000 in upfront incentives. To qualify, you must own and live in your home, receive electrical service from Pacific Gas & Electric (PG&E), Southern California Edison (SCE), or San Diego Gas & Electric (SDG&E), be enrolled in or eligible for the CARE or FERA income-qualified utility bill assistance programs, and live in a designated disadvantaged community (DAC) area. If you think you might qualify for this program, you can learn more and apply through GRID Alternatives, the organization that administers DAC-SASH.

The Equity Fund is a California state program that provides substantial rebates for battery storage systems to help low-income residents afford clean energy solutions. Established in 2022 through Assembly Bill 209, this $630 million funding initiative offers rebates through the Self-Generation Incentive Program (SGIP) specifically for households enrolled in California’s CARE or FERA utility assistance programs, residents of Disadvantaged Communities, and California Tribal communities.

Rebates range from $150 to $1,000 per kilowatt-hour of battery capacity installed, depending on your specific circumstances. The highest rebate levels ($850-$1,000 per kWh) are available if you’re enrolled in DAC-SASH, CARE, or FERA programs, or if you live in California tribal areas, fire-affected zones, high fire-risk areas, or regions with frequent power outages. To qualify, you must receive electricity service from Pacific Gas & Electric (PG&E), Southern California Edison (SCE), or San Diego Gas & Electric (SDG&E).

This program works alongside California’s net billing system (NEM 3.0), where eligible participants can receive enhanced bill credits for excess solar energy. CARE program participants receive approximately 35% off their electric bills, while FERA participants receive approximately 18% off. There’s no specific deadline mentioned for this program, though funding is limited and rebate amounts are subject to change based on available funds.

Net Billing in California is a program that credits you for the excess solar energy your system sends to the electric grid. Unlike traditional net metering where exports were valued at retail rates, Net Billing (also called “NEM 3”) credits your account based on the time of day you export energy and the utility’s avoided cost at that specific hour. This means the value of your solar exports changes throughout the day, with higher credits typically during peak demand hours when electricity is most valuable to the grid.

The financial benefit varies significantly by utility and time of export. For the three major investor-owned utilities (PG&E, SCE, and SDGE), Net Billing began April 15, 2023, and uses hourly export rates determined by each utility’s Avoided Cost Calculator. Any unused credits at your annual anniversary month are paid out at approximately 3-5 cents per kWh. Imperial Irrigation District offers monthly settlement at $0.0698/kWh with no rollover. SMUD credits exports at 7.4 cents per kWh with monthly settlement, while LADWP still offers traditional 1:1 net metering with credits that roll over indefinitely.

Net Billing applies to new solar interconnection applications submitted after April 15, 2023 for PG&E, SCE, and SDGE customers. If you submitted a complete application by April 14, 2023, you may qualify for the previous NEM 2.0 program, but any system size increase or decrease of more than 20% will move you to Net Billing. Because export credits are lower under Net Billing compared to previous programs, pairing your solar system with battery storage can help you maximize savings by storing energy to use during high-cost periods rather than exporting it to the grid.

Ready to start saving with solar?

Speak with a Palmetto solar expert to find out exactly how much you can save with California incentives.

Get a Free Quote
07

Oxnard Solar Irradiance

Solar panel production varies throughout the year based on daylight hours, weather patterns, and sun intensity. Understanding how seasons affect your solar system helps set realistic expectations for your investment.

Oxnard’s coastal marine layer can create morning fog, but abundant sunshine and mild temperatures year-round make it excellent for solar energy production with properly designed systems.

Solar Production in Oxnard by Month

Daylight Hours
Energy Production (kWh/day)

What Can Your Solar System Power?

Summer Production (July)

[SummerProduction] kWh/day

In July, your 10 kW system could power:

  • 3.6 average homes (15 kWh/day per home)
  • or Run central AC for 18 hours AND power all other appliances
  • or Fully charge 5.4 Tesla Model 3 electric vehicles

Winter Production (December)

[WinterProduction] kWh/day

In December, your 10 kW system could power:

  • 2 average homes (15 kWh/day per home)
  • or Keep your home heating system running for 15 hours
  • or Fully charge 3 Tesla Model 3 electric vehicles

Annual Production

[AnnualProduction] kWh/year

Over a year, your 10 kW system could:

  • Offset 10 tons of carbon dioxide emissions
  • or Equal the environmental benefit of planting 175 trees
  • or Save approximately $4,234 in electricity costs

Want to know exactly how much solar can power your home?

Get a personalized solar analysis based on your actual home, energy usage, and roof characteristics.

Get My Custom Estimate
08

Solar Panel Systems in Oxnard

We’ve mapped every solar installation across the United States to help you explore the clean energy movement in your area. This interactive heatmap shows which Oxnard neighborhoods have already made the switch to solar—you might be surprised by how many of your neighbors are already generating their own power!

09

Leasing Solar Panels

Oxnard homeowners served by Southern California Edison have access to Power Purchase Agreements (PPAs) through Palmetto. With a PPA, you pay only for the electricity your solar panels produce at a set rate per kilowatt-hour, rather than paying upfront for the system itself.

This arrangement means no large initial investment, no maintenance responsibilities, and immediate savings on your electricity bills. Palmetto owns and maintains the system throughout the agreement, handling any service needs that arise. You simply enjoy clean energy and predictable rates that are typically lower than utility prices.

Compared to purchasing a system outright, a PPA eliminates concerns about equipment maintenance, system monitoring, and repair costs. Learn more about solar financing options or explore Palmetto’s LightReach program to see if a PPA makes sense for your home.

Go solar without the investment

With LightReach, there are no investment costs to recoup, loan payments to manage, or maintenance needs to take on. As soon as your panels are active, your solar savings are too!

Learn More
10

Frequently Asked Questions

Yes, solar makes strong financial sense in Oxnard. With electricity rates at 31.9 cents per kWh—93% higher than the national average—solar panels provide meaningful protection against rising utility costs while generating clean energy year-round.

A typical 6.72 kW system costs around $19,414 and can save homeowners over $103,000 over 25 years. California’s abundant sunshine, combined with property tax exemptions and programs for income-qualified households, makes Oxnard an excellent location for solar investment.

Oxnard residents served by Southern California Edison have access to California’s Net Billing program (NEM 3.0), which replaced traditional net metering in April 2023. This program credits you for excess solar energy exported to the grid based on hourly avoided cost rates rather than retail electricity rates.

Export credits vary by time of day, with higher values during peak demand hours. Any unused credits at your annual anniversary are paid out at roughly 3-5 cents per kWh. Pairing solar with battery storage helps maximize savings under this program.

Yes, solar panels increase home value in Oxnard. Research shows that homes with solar systems sell for more than comparable homes without them. A Zillow study found that solar panels increase home value by 4.1% on average across the United States.

In Oxnard’s real estate market, where median home values are substantial, this translates to significant added equity. California’s property tax exemption for solar installations means you gain this value increase without higher property taxes, making solar an attractive investment for homeowners.

Solar installation costs in Oxnard typically range from $15,088 to $24,677 depending on your home’s size and energy needs. A medium-sized home (2,000-3,000 sq ft) usually requires a 6.72 kW system costing around $19,414, or approximately $2.89 per watt.

These costs reflect complete system installation including equipment, labor, and permits. California’s property tax exemption means you won’t pay higher property taxes on the added home value from solar panels.

Solar is financially worth it in Oxnard. With electricity rates at 31.9 cents per kWh—nearly double the national average—a typical solar system pays for itself in about 6 years through utility bill savings.

A 6.72 kW system costs around $19,414 and can save over $103,000 over 25 years. California’s property tax exemption and stable solar production make it a sound long-term investment for Oxnard homeowners.

We’re a national solar company with deep California roots, having completed over 7,123 installations across the state since 2020. Our local focus means we understand Oxnard’s unique energy landscape and coastal conditions.

We offer flexible financing options to fit different budgets, along with a trusted installation network that ensures quality workmanship. Our approach combines national resources with personalized service to help Oxnard homeowners make informed decisions about solar energy.