Nathan Healy
Certified by Nathan Healy
Updated: October 2026
Quality Solar Panels Since 2011
Palmetto has served 20,000+ customers across 31 states with an approval rating over 85%.
About Nathan Healy

Nathan Healy is a Vice President at Palmetto, where he helps homeowners cut through the confusion around solar and figure out whether it actually pencils out for their home, roof, and budget. With energy prices climbing and the federal incentive landscape shifting, his focus is simple: give people a straight, honest answer instead of a sales pitch.

He reviews Palmetto’s local solar guides so the costs, incentives, and utility details on this page reflect what’s really happening in your area.
He believes in solar so much, that he had Palmetto install solar on his own parents’ house, the home he grew up in.

01

Solar Power in Greeley

Considering solar installation in Greeley, CO? A good first step is checking your roof’s sun exposure and any nearby trees or buildings that could cast shade.

Colorado’s average residential electricity rate is 15.06 cents per kilowatt-hour; comparing that statewide figure with your own bill can help you explore whether solar may fit your needs. For an overview of system basics, read Palmetto’s guide to home solar panels.

COLORADO by the Numbers

9th Most residential solar in the United States
161 Households have installed solar panels
5.5 Avg peak sun hours per day
~$56k Greeley average savings over 25 years
02

How Much Do Solar Panels Cost in Greeley, CO?

Explore estimated solar installation costs in Greeley using Palmetto’s real Colorado installation data. The calculator draws on firsthand project records to offer a locally informed estimate for homeowners in Greeley and nearby Evans, Garden City, and Windsor.

Small Home Up to 2,000 sq ft
Medium Home 2,000-3,000 sq ft
Large Home Over 3,000 sq ft
System Size
This system size is designed to offset approximately 100% of the average electricity usage for a home of this size in Colorado.
Recommended
System
6.56 kW
Your Monthly Payment
Estimated monthly cost with LightReach
$77/mo
As low as
$77/mo
Why Lease Solar?
Following the 2025 Big Beautiful Bill, the federal 30% solar tax credit is no longer available for cash purchases. With a LightReach lease, Palmetto owns the system and still qualifies for the commercial ITC — passing those savings through to you via lower monthly payments.
  • No upfront investment
  • Palmetto handles all maintenance
  • 90% Production Guarantee
  • Comprehensive protection program included
03

Palmetto Reviews

04

Key Takeaways

  • Greeley’s sunshine can support solar year-round, though shorter winter days, snow, clouds, and roof shade can affect how much your panels produce.
  • A typical 6.56 kW system is estimated at $19,534, with about $56,266 in 25-year savings; actual costs and results vary by home.
  • Colorado offers a property-tax exemption for qualifying solar systems; local utility rebates vary, so check whether a program applies to your Greeley address.
05

Greeley Electricity Prices

For homeowners considering solar installation in Greeley, rising electricity rates make the cost of power worth a closer look.

Colorado’s average residential rate rose from 13.1 cents per kWh in 2021 to 15.1 cents in 2024. The U.S. average also increased, from 13.7 to 16.5 cents.

Those chart figures are statewide, so your Greeley utility rate may differ. Solar panels can generate some of a home’s electricity, potentially reducing how much power a household buys from the utility as rates change.

Over time, producing electricity at home may help offset utility purchases and provide more control over energy costs. Actual value depends on system price, household use, sunlight, and utility rules.

Price of Energy: Colorado vs National Average

0¢
10¢
20¢
30¢
13.7¢
13.1¢
15.0¢
14.2¢
16.0¢
14.3¢
16.5¢
15.1¢
2021
2022
2023
2024
US Average
Colorado

Greeley Area Utility Providers

Xcel Energy is the utility listed for Greeley, CO. The latest figures provided are from 2023; 2024 data is not yet available. Xcel’s rate was 14.30¢ per kilowatt-hour (kWh).

In 2023, Xcel’s 14.30¢/kWh rate matched Colorado’s 14.30¢ average and was below the 16.0¢ national average. These figures show the comparison, but do not explain the underlying reasons for rate differences.

Electricity costs are one factor Greeley households may consider when evaluating solar. Comparing a home’s usage and bill with a potential system’s production can help clarify how solar might affect electricity costs over time.

Greeley Utilities Electricity Rates

Xcel Energy
14.30¢
-11%
CO Average
14.30¢
-11%
US Average
16.0¢
—
06

Colorado Solar Incentives

Greeley homeowners can explore state and local support for solar; see the table below for solar incentives in Colorado and program details.

Colorado exempts qualifying, independently owned residential solar systems not used to produce income from property tax. Utility programs may offer solar or battery rebates, but availability depends on your provider, eligibility, current terms, and funding.

Programs listed for Fort Collins, Boulder, Holy Cross Energy, Black Hills Energy, and other providers may not apply in Greeley; check your utility territory before relying on an incentive.

Incentive Type Description Source
Colorado Residential Solar Property-Tax Exemption Property Tax Exemption Colorado law exempts qualifying independently owned residential solar-electric generation facilities from property tax when they are not used to produce income. Learn More

Colorado law provides a property-tax exemption for an independently owned residential solar-electric generation facility that is not used to produce income. This can prevent qualifying residential solar equipment from increasing the property-tax assessment, but it is not a cash payment or a reduction in the system’s purchase price.

The exemption depends on ownership and use of the facility. The statute also provides that qualifying rebates, offsets, credits, and reimbursements are not treated as income for this exemption. Homeowners should confirm how the local assessor applies the statute to their equipment and ownership arrangement.

Ready to start saving with solar?

Speak with a Palmetto solar expert to find out exactly how much you can save with Colorado incentives.

Get a Free Quote
07

Greeley Solar Irradiance

Solar panel production varies throughout the year based on daylight hours, weather patterns, and sun intensity. Understanding how seasons affect your solar system helps set realistic expectations for your investment.

Greeley’s high-plains sun and long summer days support strong solar production, while winter’s shorter days, snow, and clouds can reduce output. With the right system, solar can work well year-round.

Solar Production in Greeley by Month

Daylight Hours
Energy Production (kWh/day)

What Can Your Solar System Power?

Summer Production (July)

[SummerProduction] kWh/day

In July, your 10 kW system could power:

  • 3.6 average homes (15 kWh/day per home)
  • or Run central AC for 18 hours AND power all other appliances
  • or Fully charge 5.4 Tesla Model 3 electric vehicles

Winter Production (December)

[WinterProduction] kWh/day

In December, your 10 kW system could power:

  • 2 average homes (15 kWh/day per home)
  • or Keep your home heating system running for 15 hours
  • or Fully charge 3 Tesla Model 3 electric vehicles

Annual Production

[AnnualProduction] kWh/year

Over a year, your 10 kW system could:

  • Offset 10 tons of carbon dioxide emissions
  • or Equal the environmental benefit of planting 175 trees
  • or Save approximately $4,234 in electricity costs

Want to know exactly how much solar can power your home?

Get a personalized solar analysis based on your actual home, energy usage, and roof characteristics.

Get My Custom Estimate
08

Solar Panel Systems in Greeley

Palmetto has organized solar installation data from across the country to create this interactive map of Greeley, CO. Explore the hexagons to see how many installations are in each area and discover the neighborhoods and communities where your neighbors have made the switch to solar.

09

How to Choose a Solar Installer in Greeley

Verify the license

Colorado does not issue a general, stand-alone solar-contractor license. For covered photovoltaic and electrical work, the contractor must have state authorization: registration as an electrical contractor or, if eligible, registration as a photovoltaic (PV) installer. Ask for the contracting company’s registered name and authorization details, then confirm them with the Colorado State Electrical Board / DORA Division of Professions and Occupations. No lookup link is provided here; if a contractor says it is registered in the newer PV-installer category, confirm that directly with the Board, since its availability in the public lookup is uncertain. The limited PV-installer route has specific eligibility and supervision requirements, so ask how the company meets them.

Look for certified installers

Ask who will lead the installation and whether the contractor employs a NABCEP PV installation professional. NABCEP credentials are professional certifications; they are also part of the requirements for the limited PV-installer route. You can learn about credentials at NABCEP. Ask what any manufacturer certification covers and whether it applies to the proposed equipment. Treat certifications as useful qualifications, not a substitute for state authorization, clear contract terms, or checking references.

Compare quotes the same way

Request written proposals with the same assumptions. Palmetto’s median installed system is 6.6 kW and its reported time from signing to installation is about 83 days; these are comparison points, not a promise for your home or another installer.

  • System size in kW and total price per watt.
  • Panel and inverter brands and models, plus estimated production in kWh per year.
  • Warranty terms and duration for panel product and performance, inverter, workmanship, and roof penetrations.
  • Who handles building and electrical permits, inspections, and the utility interconnection application.
  • Total cost or monthly payment, what it includes, and any payment escalator.

Compare the assumptions behind production estimates and financing—not just the headline price.

Permits, interconnection and your HOA

Building permits and inspections generally go through the local authority for your property; electrical permits and inspections go through the authority with jurisdiction, which can vary. Ask the installer to identify the correct authorities for your address before work starts. The homeowner or installer applies to the serving utility for interconnection; this is separate from a local building permit. Verify your utility, which may include Public Service Co of Colorado, City of Colorado Springs, CORE Electric Cooperative, or United Power, Inc. Colorado law bars an HOA from prohibiting conventional rooftop solar, though reasonable restrictions may apply. Ask the installer to help you understand applicable review requirements.

Red flags

  • Pressure to sign the same day or a quote that discourages comparison.
  • A crew or contracting company that cannot show the required state authorization. Out-of-state status alone is not proof of a problem; ask who is responsible for the work and verify that entity.
  • Vague production estimates, unclear warranty exclusions, or a large upfront deposit without clear written milestones.
  • Promises of federal homeowner tax credits for 2026 purchases; homeowner credits ended December 31, 2025.

Palmetto is one installer homeowners can compare, including a lease option through LightReach.

10

Leasing Solar Panels

For Greeley homeowners in Xcel Energy territory, Palmetto lists a solar power purchase agreement (PPA) as available. Confirm your utility and address, since options vary by service area.

With a PPA, you pay a set price per kilowatt-hour the panels produce; a lease generally charges a fixed monthly amount. PPA payments may be higher in sunnier summer months. Learn more about buying or leasing solar and Palmetto’s LightReach options.

A PPA can avoid the large upfront cost of buying a system outright. The system provider typically handles maintenance as described in the agreement, so you’re not managing repairs yourself as a cash owner would. Review contract terms and any remaining utility charges before deciding.

Go solar without the investment

With LightReach, there are no investment costs to recoup, loan payments to manage, or maintenance needs to take on. As soon as your panels are active, your solar savings are too!

Explore LightReach Leasing
11

Frequently Asked Questions

Yes. Greeley homes served by Xcel Energy have 1:1 net metering: electricity sent to the grid earns credits that can offset electricity drawn from the grid. Excess credits carry forward from month to month as dollar credits.

At the annual true-up, Xcel customers can choose a cash payment for remaining credits at the utility’s Average Incremental Cost Rate, or roll credits over indefinitely. Utility and program terms can vary by address, so check your electric bill or confirm your provider.

Solar panels may increase a home’s value in Greeley, CO, when the system is owned. A Zillow study found homes with solar sold for about 4.1% more on average, but this national finding is not a guarantee for an individual Greeley home.

That potential value increase applies to purchased systems, not leased or third-party-owned (TPO) systems. With a lease or PPA, resale may work differently because the buyer may need to assume the solar agreement.

In Greeley, homeowners can go solar with a LightReach lease for no upfront cost and a low fixed monthly payment. The calculator above estimates $77 per month for a typical 2,000–3,000-square-foot home; payments vary by home and system size.

A cash purchase is another option: the calculator estimates $19,534 for a typical 6.56 kW system. The federal 30% tax credit is no longer available for residential cash purchases following the 2025 federal law change. See the calculator above for other system-size estimates.

With Palmetto’s LightReach lease, Palmetto owns the solar system and you pay a monthly amount, with no upfront cost. One payment covers the panels, installation, monitoring, maintenance, and protection program, including a 90% Production Guarantee.

For a typical 6.56 kW system in Greeley, the estimated payment is about $77 per month, based on 1,346 kWh/kW/year production and $0.105/kWh. Actual terms vary. If the lease payment is below your current electricity bill, you may save from day one; utility charges can still apply.

Yes, solar can make sense in Greeley: the area’s abundant sunshine and long summer days support strong production. A typical 6.56 kW system is estimated to save about $56,266 over 25 years, but actual results depend on your roof’s sun exposure, electricity use, system cost, and utility terms. Winter snow, clouds, and shorter days can reduce output.

LightReach, Palmetto’s solar lease program, removes the upfront cost barrier entirely—homeowners can go solar with no money down and start saving from day one. Review the lease payment and any remaining utility charges to assess the fit for your home.

In Greeley, a typical 6.5-kW home solar system can produce about 10,000 kWh of electricity per year. The article’s NREL PVWatts estimate is 10,935 kWh annually for a 7-kW system.

Actual production varies with roof direction and pitch, shade from trees or buildings, and weather. Greeley’s sunny, long summer days boost output, while shorter winter days, snow, and clouds can reduce it.

Yes. Solar panels work in Greeley’s climate. The city averages about 5.5 peak sun hours per day, and its sunny high-plains climate supports solar production. Panels also generate electricity on cloudy days from available daylight, though output is lower than in direct sun.

Production changes with the seasons: longer summer days mean more electricity, while shorter winter days, clouds, and snow covering panels can reduce output. For example, NREL-based estimates in the article show a 10 kW system averaging about 50.7 kWh daily in July and 27.1 kWh in December.