Nathan Healy
Certified by Nathan Healy
Updated: October 2026
Quality Solar Panels Since 2011
Palmetto has served 20,000+ customers across 31 states with an approval rating over 85%.
About Nathan Healy

Nathan Healy is a Vice President at Palmetto, where he helps homeowners cut through the confusion around solar and figure out whether it actually pencils out for their home, roof, and budget. With energy prices climbing and the federal incentive landscape shifting, his focus is simple: give people a straight, honest answer instead of a sales pitch.

He reviews Palmetto’s local solar guides so the costs, incentives, and utility details on this page reflect what’s really happening in your area.
He believes in solar so much, that he had Palmetto install solar on his own parents’ house, the home he grew up in.

01

Solar Power in Plano

For Plano homeowners, solar installation starts with the details of the home: roof condition, shade, and how much electricity the household uses. These factors help shape a system that fits your needs.

It also helps to compare your retail electricity plan’s rules for power sent back to the grid. Explore our guide to home solar panels, then learn what to consider when planning solar panel installation in Plano.

TEXAS by the Numbers

7th Most residential solar in the United States
122 Households have installed solar panels
5.4 Avg peak sun hours per day
~$74k Plano average savings over 25 years
02

How Much Do Solar Panels Cost in Plano, TX?

Explore estimated solar installation costs in Plano using real project data from Palmetto installations across the area, including nearby Frisco, Allen, McKinney, and Richardson. The calculator draws on firsthand local pricing to help you understand what homeowners may pay for solar, based on actual installations rather than broad national averages.

Small Home Up to 2,000 sq ft
Medium Home 2,000-3,000 sq ft
Large Home Over 3,000 sq ft
System Size
This system size is designed to offset approximately 100% of the average electricity usage for a home of this size in Texas.
Recommended
System
8.91 kW
Your Monthly Payment
Estimated monthly cost with LightReach
$114/mo
As low as
$114/mo
Why Lease Solar?
Following the 2025 Big Beautiful Bill, the federal 30% solar tax credit is no longer available for cash purchases. With a LightReach lease, Palmetto owns the system and still qualifies for the commercial ITC — passing those savings through to you via lower monthly payments.
  • No upfront investment
  • Palmetto handles all maintenance
  • 90% Production Guarantee
  • Comprehensive protection program included
03

Palmetto Reviews

04

Key Takeaways

  • Solar fit depends on your home Roof condition, shade, electricity use, and your utility’s export-credit rules all shape a Plano system.
  • Plano cost estimates are a starting point An 8.91 kW system is estimated at $25,222, with $73,736 in modeled 25-year savings—not a guarantee.
  • Plano solar production shifts by season Summer output is higher than winter output, and Texas has no statewide net-metering rate, so export credits vary by plan.
05

Plano Electricity Prices

Electricity prices can shape household budgets in Plano, and Texas averages show why it helps to understand the trend before weighing solar.

The chart uses Texas—not Plano-specific—averages: electricity rose from 12.1¢ per kWh in 2021 to 14.9¢ in 2024. The U.S. average also increased, from 13.7¢ to 16.5¢.

A solar system can generate electricity at home and reduce how much a household buys from its utility. The effect depends on system output, energy use, and the retail plan’s rules and credits for power sent to the grid.

Over time, producing some of your own electricity may help limit exposure to changing utility prices. Potential savings vary and depend on system costs, performance, household use, and how the utility plan values exported power.

Price of Energy: Texas vs National Average

0¢
10¢
20¢
30¢
13.7¢
12.1¢
15.0¢
13.8¢
16.0¢
14.5¢
16.5¢
14.9¢
2021
2022
2023
2024
US Average
Texas

Plano Area Utility Providers

In Plano, CoServ is the utility listed for this comparison. The latest figures available here are from 2023: CoServ’s electricity rate was 12.8¢ per kilowatt-hour (kWh).

That was below the 2023 Texas average of 14.50¢/kWh and national average of 16.0¢/kWh. These statewide and national averages are benchmarks; they do not describe every customer’s exact rate.

For Plano households, solar can reduce the amount of electricity bought from the utility when panels generate power, potentially helping manage bills. Actual savings depend on a home’s use, system output, and applicable utility terms.

Plano Utilities Electricity Rates

CoServ
12.80¢
-20%
TX Average
14.50¢
-9%
US Average
16.0¢
—
06

Texas Solar Incentives

State and local incentives may help offset solar costs in Plano, but eligibility depends on service area and provider. See the solar incentives in Texas below.

Oncor-served homeowners may qualify for up to $9,000 for a new installation through an approved provider; eligible CPS, TXU, and Gexa customers may access battery rewards. Texas exempts qualifying solar devices’ attributable appraised value from property tax.

Texas lacks statewide net metering, so export compensation depends on the retail provider and plan. With LightReach leasing, Palmetto handles the commercial ITC and passes savings through lower monthly payments.

Incentive Type Description Source
Oncor 2026 Residential Solar Photovoltaic Incentive Utility Solar Rebate / Performance Incentive Oncor-served homeowners may qualify for a project-specific incentive of up to $9,000 for a new solar installation, with or without battery storage, through an approved participating provider. Learn More
TXU Energy Battery Rewards Battery Demand-Response Reward Eligible TXU Energy customers with rooftop solar and an Enphase battery may receive a $150 digital reward card every six months while enrolled and meeting program requirements. Learn More
Gexa Battery Benefits Battery Demand-Response Payment Published program information lists a $50 payment for each participating month for eligible Gexa customers with Enphase batteries who make their batteries available for peak-demand dispatch.
Texas Solar Property-Tax Exemption Property Tax Exemption Texas Tax Code §11.27 exempts the portion of appraised value attributable to a qualifying solar energy device used primarily to produce and distribute energy for on-site use. Learn More
Texas Solar Export Compensation and Net Metering Policy Net Billing / Utility-Specific Export Compensation Texas has no statewide net-metering mandate or uniform solar buyback rate; export compensation depends on the homeowner’s retail electricity provider and plan. Learn More

Oncor’s 2026 Solar Photovoltaic Program offers a variable, project-specific incentive of up to $9,000 for an eligible residential solar project. The incentive is paid to the participating service provider, so homeowners should obtain written confirmation of the amount that will be credited toward their project price.

The home must be in Oncor’s electric-delivery territory, and the project must use an approved participating provider and receive Oncor interconnection approval. The 2026 manual allows solar with or without storage; it limits residential system size to 20 kW DC or 75% of the site’s maximum demand over the prior 12 months, as applicable. Existing solar can make a site ineligible. Funds are limited, and the stated 2026 production-period deadline is November 30, 2026, so confirm availability and requirements before signing or beginning construction.

TXU Energy Battery Rewards offers a $150 digital reward card every six months to eligible enrolled customers, for up to $300 per year while they remain eligible. The program requires an eligible Enphase battery and rooftop solar; participants must keep at least 20% of battery capacity available under the stated program terms.

Participants make their battery available for dispatch during program events. TXU’s terms state that customers who do not participate in at least 90% of dispatch events may be unenrolled, and the customer must remain an active TXU Energy customer when a reward is fulfilled. Review current terms and confirm equipment eligibility before enrollment.

Published program information describes a $50 payment for each participating month for customers enrolled in Gexa Battery Benefits. The payment is tied to making an eligible Enphase battery available for Gexa’s peak-demand dispatch; it is not an upfront battery-purchase rebate.

Eligibility, enrollment availability, dispatch obligations, and payment conditions depend on the current Gexa program terms and the customer’s electricity plan. Confirm the details directly with Gexa before relying on the monthly amount. An official Gexa program link was not available in the supplied search results.

Texas Tax Code §11.27 provides a property-tax exemption for the increase in appraised value attributable to a qualifying solar energy device used primarily to produce and distribute energy for on-site use. This is not a cash rebate; it can reduce the taxable appraised value attributable to the qualifying equipment.

Homeowners generally apply through their county appraisal district using the Comptroller’s Form 50-123 and should check local filing procedures and documentation requirements. A battery’s eligibility may depend on whether it qualifies as part of a solar energy device and on the appraisal district’s application of the law, so do not assume every battery installation qualifies automatically.

Texas does not provide a statewide net-metering program or a uniform required buyback rate for residential solar exports. The financial value of electricity sent to the grid depends on the retail electricity provider and the specific plan available at the home, rather than being set by a single statewide solar credit.

Before choosing a plan, homeowners should review the written export-credit rate, how credits are calculated and carried forward, whether credits expire, and whether delivery charges or other fees apply. In Oncor territory, Oncor handles electric delivery and interconnection, while the retail provider determines the plan’s export-compensation terms.

Ready to start saving with solar?

Speak with a Palmetto solar expert to find out exactly how much you can save with Texas incentives.

Get a Free Quote
07

Plano Solar Irradiance

Solar panel production varies throughout the year based on daylight hours, weather patterns, and sun intensity. Understanding how seasons affect your solar system helps set realistic expectations for your investment.

Plano’s long, sunny summers support strong solar production, while clouds, storms, and shorter winter days create monthly swings. With a well-designed system, local weather patterns needn’t rule out solar.

Solar Production in Plano by Month

Daylight Hours
Energy Production (kWh/day)

What Can Your Solar System Power?

Summer Production (July)

[SummerProduction] kWh/day

In July, your 10 kW system could power:

  • 3.6 average homes (15 kWh/day per home)
  • or Run central AC for 18 hours AND power all other appliances
  • or Fully charge 5.4 Tesla Model 3 electric vehicles

Winter Production (December)

[WinterProduction] kWh/day

In December, your 10 kW system could power:

  • 2 average homes (15 kWh/day per home)
  • or Keep your home heating system running for 15 hours
  • or Fully charge 3 Tesla Model 3 electric vehicles

Annual Production

[AnnualProduction] kWh/year

Over a year, your 10 kW system could:

  • Offset 10 tons of carbon dioxide emissions
  • or Equal the environmental benefit of planting 175 trees
  • or Save approximately $4,234 in electricity costs

Want to know exactly how much solar can power your home?

Get a personalized solar analysis based on your actual home, energy usage, and roof characteristics.

Get My Custom Estimate
08

Solar Panel Systems in Plano

We’ve organized solar installations across the U.S. into this interactive map so you can explore how many Plano homes have gone solar. Click a hexagon to see the number of installations in that area and discover the neighborhoods and communities where your neighbors have made the switch.

09

How to Choose a Solar Installer in Plano

Verify the license

Texas does not issue a separate general “solar installer” license. Non-exempt electrical work must be performed through a licensed electrical contractor, and covered residential solar contracts must provide for installation by one. Ask which electrical contractor is responsible for your project, then check its status using the Texas Department of Licensing and Regulation (TDLR) license search. For sales on or after September 1, 2026, residential solar retailers and salespeople generally must also be registered with TDLR, subject to exemptions.

Look for certified installers

Ask whether the company or people designing and installing your system hold NABCEP credentials, and what each credential covers. You can learn about certification at NABCEP. Also ask about any manufacturer certifications for the specific panels or inverters in your quote and whether those apply to the crew doing your work. Certifications can help you compare qualifications, but they do not replace checking the electrical contractor’s license, written scope, and references.

Compare quotes the same way

Put each proposal side by side and compare the equipment, assumptions, and full cost—not just the monthly payment.

  • System size: Compare the proposed capacity in kilowatts (kW).
  • Price: Request the price per watt and total cost; if financing or leasing, compare monthly payment and any escalator.
  • Equipment: Record panel and inverter brands and models.
  • Production: Compare estimated annual output in kilowatt-hours (kWh/year), and ask what assumptions the estimate uses.
  • Warranties: Check panel product and performance, inverter, workmanship, and roof-penetration coverage.
  • Responsibilities: Confirm who obtains permits and submits the interconnection application.

For context only, Palmetto reports a median installed system size of 8.9 kW and about 52 days from signing to installation; these are Palmetto figures, not a promised system size or timeline for your home.

Permits, interconnection and your HOA

Building and electrical permits and inspections go through the local authority with jurisdiction; the office and requirements depend on your property’s location. Interconnection is handled through the electric utility serving your home, and co-op or municipally owned utilities may have their own requirements. Ask the installer to name the authority and utility for your address, and who will manage each step. Texas electricity-related names you may encounter include Reliant Energy Retail Services, TXU Energy Retail Co, LLC, City of San Antonio, and Austin Energy; confirm whether any applies to your address rather than assuming. Texas generally bars HOAs from prohibiting or restricting solar devices, but statutory exceptions apply. See Texas Property Code §202.010.

Red flags

  • Pressure to sign the same day; take time to review the proposal and contract.
  • Unlicensed or out-of-state crews without a clear explanation of which licensed electrical contractor is responsible.
  • Vague production estimates, or reluctance to explain the assumptions behind them.
  • A large upfront deposit without a clear written schedule of payments and work.
  • Promises of homeowner federal tax credits for 2026 purchases; homeowner credits ended December 31, 2025.
10

Leasing Solar Panels

Solar financing in Plano depends on your electric utility. Palmetto’s options list shows a solar lease available for CoServ customers and a power purchase agreement (PPA) available for Oncor-served homes. Check your utility and address to confirm which option applies.

With a lease, you pay a set monthly amount; with a PPA, you pay for the solar electricity produced at a set price per kilowatt-hour, so payments can vary by season. Learn more about buying or leasing solar.

Unlike paying cash and taking responsibility for system upkeep, these LightReach options can avoid the upfront system purchase and include system maintenance through the provider. Review agreement terms, including payment details and coverage, at Palmetto LightReach.

Go solar without the investment

With LightReach, there are no investment costs to recoup, loan payments to manage, or maintenance needs to take on. As soon as your panels are active, your solar savings are too!

Explore LightReach Leasing
11

Frequently Asked Questions

No—not as a citywide, guaranteed 1:1 program. Texas has no statewide net-metering requirement, so credits for excess solar power in Plano depend on your electricity provider and plan.

Some Oncor-area retail plans offer solar buyback credits, while CoServ customers have separate export-credit terms. Check your provider’s rate, credit rollover or expiration rules, and fees before installing solar.

Owned solar panels may increase a Plano home’s value. Zillow’s study found homes with solar panels sold for about 4.1% more on average, though that national finding is not a guarantee for an individual home in Plano. The value can depend on the system, energy costs, and buyer demand.

This potential increase applies to purchased systems the homeowner owns, not leased or other third-party-owned systems. With a lease, resale may work differently because a buyer may need to assume the agreement. Texas also exempts qualifying solar value from property taxes, which is separate from market value. Read the Zillow study.

Plano homeowners can go solar through a LightReach lease with no upfront cost and a low fixed monthly payment. The calculator above estimates $114 per month for a typical 2,000–3,000-square-foot home.

A cash purchase is another option; the calculator estimates $25,222 for a typical 8.91 kW system. The federal 30% tax credit is no longer available for residential cash purchases following the 2025 federal law change. Actual costs depend on system size and the home.

Solar leasing lets a provider own and install the panels while you pay a set monthly amount. Palmetto’s LightReach lease has no upfront cost; one payment covers the system, installation, monitoring, maintenance, protection program, and a 90% Production Guarantee.

For a typical 8.91 kW system in Plano, the estimated payment is about $114 per month, based on Texas production of 1,339 kWh/kW/year and a $0.115/kWh rate. Savings may start right away if the payment is below your current electric bill; actual costs and savings vary by home and utility plan.

Solar panels are low maintenance and typically need little routine care in Plano. Monitor system output and address any visible debris or damage.

With LightReach, Palmetto owns the system and handles maintenance, monitoring, and repairs at no extra cost. The agreement includes a 90% Production Guarantee.

There isn’t one solar installer that is best for every Plano home. Palmetto Solar serves Plano and has completed 8,405 installations in Texas since 2020 through its installation network.

Compare installers based on roof condition, shade, electricity use, system design, and your electricity plan’s credits for power sent to the grid. We offer financing options, which can vary by utility and address; check the agreement terms and system coverage.

A typical 8.91 kW solar system in Plano could produce about 13,500 kWh of electricity per year, based on the article’s NREL PVWatts estimate of 15,193 kWh annually for a 10 kW system.

Actual production varies with roof direction and angle, shade, weather, and season. Plano systems generally produce more electricity in sunny summer months and less during shorter, cloudier winter days.