Nathan Healy
Certified by Nathan Healy
Updated: October 2026
Quality Solar Panels Since 2011
Palmetto has served 20,000+ customers across 31 states with an approval rating over 85%.
About Nathan Healy

Nathan Healy is a Vice President at Palmetto, where he helps homeowners cut through the confusion around solar and figure out whether it actually pencils out for their home, roof, and budget. With energy prices climbing and the federal incentive landscape shifting, his focus is simple: give people a straight, honest answer instead of a sales pitch.

He reviews Palmetto’s local solar guides so the costs, incentives, and utility details on this page reflect what’s really happening in your area.
He believes in solar so much, that he had Palmetto install solar on his own parents’ house, the home he grew up in.

01

Solar Power in Norfolk

Considering solar installation in Norfolk, VA? A home’s roof condition, tree shade, and household energy use all help determine whether solar may be a good fit.

Explore how panels work, what to consider before installation, and how to evaluate your home’s potential in our guide to home solar panels.

VIRGINIA by the Numbers

15th Most residential solar in the United States
59 Households have installed solar panels
5.0 Avg peak sun hours per day
~$75k Norfolk average savings over 25 years
02

How Much Do Solar Panels Cost in Norfolk, VA?

See what solar installation may cost in Norfolk with an estimate informed by Palmetto’s real Virginia installation data. We use local experience from Norfolk and nearby communities, including Chesapeake, Virginia Beach, and Portsmouth, to help you understand pricing before exploring your options.

Small Home Up to 2,000 sq ft
Medium Home 2,000-3,000 sq ft
Large Home Over 3,000 sq ft
System Size
This system size is designed to offset approximately 100% of the average electricity usage for a home of this size in Virginia.
Recommended
System
9.84 kW
Your Monthly Payment
Estimated monthly cost with LightReach
$115/mo
As low as
$115/mo
Why Lease Solar?
Following the 2025 Big Beautiful Bill, the federal 30% solar tax credit is no longer available for cash purchases. With a LightReach lease, Palmetto owns the system and still qualifies for the commercial ITC — passing those savings through to you via lower monthly payments.
  • No upfront investment
  • Palmetto handles all maintenance
  • 90% Production Guarantee
  • Comprehensive protection program included
03

Palmetto Reviews

04

Key Takeaways

  • Solar fit depends on your home: roof condition, shade, and electricity use shape system design and potential output.
  • Norfolk solar estimates vary by system size: the calculator compares cash costs, lease payments, and possible long-term savings; actual results depend on your home and utility terms.
  • Virginia incentives and utility credits have conditions: check eligibility, current utility rules, and contract terms, since savings and export-credit values are not guaranteed.
05

Norfolk Electricity Prices

For Norfolk, VA homeowners, rising electricity prices make the long-term cost of grid power worth considering alongside solar installation.

Virginia’s average electricity rate rose from 12.0¢ per kilowatt-hour in 2021 to 14.5¢ in 2024. The U.S. average increased from 13.7¢ to 16.5¢ over the same period.

A solar installation may help a Norfolk household buy less electricity from the grid by generating power at home. The effect depends on household use, system design, and utility rates.

Over time, using less grid electricity may help soften exposure to rate increases, though solar does not guarantee lower bills. Comparing expected system output with local rates can clarify its potential long-term value.

Price of Energy: Virginia vs National Average

0¢
10¢
20¢
30¢
13.7¢
12.0¢
15.0¢
13.3¢
16.0¢
14.3¢
16.5¢
14.5¢
2021
2022
2023
2024
US Average
Virginia

Norfolk Area Utility Providers

In Norfolk, VA, Dominion Energy is the utility represented in the available local rate data. The latest figures provided are from 2023, since 2024 data is not yet available.

Dominion Energy’s 2023 electricity rate was 13.9¢ per kWh—below Virginia’s 2023 average of 14.3¢ and the national average of 16.0¢. These figures show the comparison, not why rates differ.

For Norfolk homeowners, solar panels may let a household produce some of its own electricity. How that affects a bill depends on the home and its energy use; the rate comparison alone cannot predict savings.

Norfolk Utilities Electricity Rates

Dominion Energy
13.90¢
-13%
VA Average
14.30¢
-11%
US Average
16.0¢
—
06

Virginia Solar Incentives

Norfolk homeowners may find state and local programs that help offset solar costs. Review the solar incentives in Virginia below.

Options include 2026 group-purchase pricing in participating localities, qualifying property-tax exemptions, utility credits through net metering or shared solar, and possible revenue from renewable energy certificate sales. Eligibility and value vary by locality, utility tariff, program, and ownership or contract terms.

With LightReach leasing, Palmetto handles the commercial investment tax credit and passes savings through as lower monthly payments, simplifying incentives for lessees.

Incentive Type Description Source
Switch Together Virginia — 2026 Solar and Battery Group-Purchase Campaign Group-Purchase Discount Virginia homeowners in participating localities can obtain group-purchase pricing on solar and optional battery storage, with registration open through October 15, 2026. Learn More
Residential Solar Property-Tax Exemption for Qualifying Systems of 25 kW or Less Property Tax Exemption Virginia provides a full state and local property-tax exemption for certain qualifying residential or agricultural solar facilities with nameplate capacity of 25 kW DC or less, subject to statutory conditions. Learn More
Local-Option Property-Tax Exemption for Certified Solar and Storage Equipment Property Tax Exemption A Virginia locality may exempt some or all of the assessed value of qualifying certified solar equipment and potentially energy-storage equipment if it has adopted an ordinance. Learn More
Virginia Net Metering and Utility Export-Credit Programs Net Metering Eligible solar customers can receive utility-bill credits for electricity sent to the grid, with credit values, system limits, and treatment of unused annual credits determined by the applicable utility tariff. Learn More
Virginia Shared Solar / Community Solar Subscriptions Shared Solar Bill Credits Customers can subscribe to an eligible off-site solar project in their utility territory and receive utility-bill credits for their share of the project’s generation. Learn More
Solar Renewable Energy Certificate (REC) Sales Solar Renewable Energy Certificate Revenue Owners of eligible solar generation may be able to sell the system’s renewable energy certificates for variable market revenue, subject to ownership and contract terms. Learn More

Switch Together Virginia offers group-purchase pricing for rooftop solar and optional battery storage. The state reports that solar discounts have averaged about 23%—roughly $6,300 on a typical system—but these are historical averages, not guaranteed savings or a cash rebate. Battery discounts are also available, with the amount depending on the project quote.

The 2026 campaign is available in more than 100 localities, and registration closes October 15, 2026. Registration and receiving a recommendation do not require you to buy; compare the final system design, full price, equipment, warranties, and contract terms with independent bids before accepting an offer.

Virginia law exempts specified qualifying solar facilities with a nameplate capacity of 25 kW DC or less from state and local property taxation. For a homeowner whose installation meets the statutory requirements, the exemption can prevent the qualifying solar equipment from increasing the property-tax assessment.

This is not an automatic exemption for every system: the law ties eligibility to specified residential or agricultural installations and other conditions. Confirm that your system qualifies and ask your locality how the exemption is applied to your property.

Under Virginia law, a county, city, or town may choose to exempt some or all of the assessed value of qualifying solar-energy equipment from local property tax. The statutory definition can also cover qualifying equipment used to store thermal or electric energy, so a battery may be eligible where the local rules allow it.

The exemption is not statewide or automatic. Your locality must have adopted an ordinance, and the owner must apply for certification through the local building department. The law requires an adopted exemption to last at least five years; contact the City of Norfolk to confirm coverage, application steps, and the amount of tax relief.

Net metering can reduce a solar customer’s electric bill by crediting electricity exported to the grid. Credits and any rollover or annual settlement depend on the utility’s current tariff; there is no single statewide promise of a permanent one-to-one retail credit or a retail-rate payment for excess generation.

Eligibility, system-size limits, interconnection approval, and charges vary among investor-owned utilities and electric cooperatives. Dominion’s 2026 terms include a monthly administrative charge and a lower-value payment for surplus remaining at annual true-up. Before installing solar, ask your utility for its current tariff and written details on export credits, annual settlement, and applicable fees.

Shared solar lets a household receive bill credits from an off-site solar project without installing panels on its own roof. The financial benefit depends on the project’s generation credits, subscription charges, and contract terms; there is no guaranteed statewide savings amount.

You generally need to subscribe to a project serving your utility territory. Review the subscription fee, credit calculation, cancellation terms, and any minimum-bill requirement before enrolling. Virginia’s program includes low-income participation provisions; eligibility and any minimum-bill exception depend on the applicable utility program.

A solar system may generate renewable energy certificates (RECs) that represent the environmental attributes of its electricity production. Eligible owners may be able to register and sell certificates through a buyer or aggregator; Virginia Energy has reported certificate prices in a broad, variable range, so this is potential market revenue rather than a guaranteed rebate or fixed payment.

Check your solar contract before counting on REC income. A lease or power-purchase agreement may assign the certificates to the system owner or another party, and the value depends on generation, registration, buyer terms, and market prices. Ask the utility or a qualified REC buyer about current eligibility and offers.

Ready to start saving with solar?

Speak with a Palmetto solar expert to find out exactly how much you can save with Virginia incentives.

Get a Free Quote
07

Norfolk Solar Irradiance

Solar panel production varies throughout the year based on daylight hours, weather patterns, and sun intensity. Understanding how seasons affect your solar system helps set realistic expectations for your investment.

Norfolk’s coastal clouds and seasonal daylight shifts influence monthly solar output, but longer summer days help balance shorter winters. With a well-designed system, Norfolk can be a good place for solar.

Solar Production in Norfolk by Month

Daylight Hours
Energy Production (kWh/day)

What Can Your Solar System Power?

Summer Production (July)

[SummerProduction] kWh/day

In July, your 10 kW system could power:

  • 3.6 average homes (15 kWh/day per home)
  • or Run central AC for 18 hours AND power all other appliances
  • or Fully charge 5.4 Tesla Model 3 electric vehicles

Winter Production (December)

[WinterProduction] kWh/day

In December, your 10 kW system could power:

  • 2 average homes (15 kWh/day per home)
  • or Keep your home heating system running for 15 hours
  • or Fully charge 3 Tesla Model 3 electric vehicles

Annual Production

[AnnualProduction] kWh/year

Over a year, your 10 kW system could:

  • Offset 10 tons of carbon dioxide emissions
  • or Equal the environmental benefit of planting 175 trees
  • or Save approximately $4,234 in electricity costs

Want to know exactly how much solar can power your home?

Get a personalized solar analysis based on your actual home, energy usage, and roof characteristics.

Get My Custom Estimate
08

Solar Panel Systems in Norfolk

We’ve organized solar installation data from across the country to create this interactive map of Norfolk, Virginia. Explore the hexagons to see how many installations are in each area and discover neighborhoods and communities where your neighbors have made the switch to solar.

09

How to Choose a Solar Installer in Norfolk

Verify the license

Paid residential rooftop-solar installation is generally contracting work in Virginia. The Virginia Department of Professional and Occupational Regulation (DPOR), Board for Contractors, says most contracting work over $1,000 requires a state contractor license. The right license class depends on project value and the contractor’s overall work volume. Solar-generation work may call for the Alternative Energy Systems specialty, while electrical work is covered by the Electrical classification; the appropriate combination depends on the work being done. Look up the company or contractor in DPOR’s license search, and ask which licensed entity is responsible for your project.

Look for certified installers

Ask who will design and install the system, and whether those people hold relevant credentials. NABCEP certification is a professional credential; confirm the specific credential and the person who holds it rather than relying on a general company claim. Manufacturer certifications indicate training or qualification tied to particular equipment. Ask for documentation and whether the proposed panels and inverters match that certification. Neither type of certification replaces a Virginia contractor license or guarantees a particular project outcome.

Compare quotes the same way

Request written quotes with the same assumptions, then compare the details—not just the headline price:

  • System size and price: Compare capacity in kilowatts (kW) and total price per watt; check that each quote describes a similar system.
  • Equipment: Record the panel and inverter brands and models.
  • Expected production: Compare estimated kilowatt-hours per year (kWh/year), and ask what assumptions account for differences.
  • Warranties: Separate panel product and performance coverage, inverter coverage, workmanship, and roof penetrations. Get terms and exclusions in writing.
  • Project responsibilities: Confirm who handles permits and utility interconnection, and what is included in the price.
  • Payment: Compare total cost or monthly payment, financing terms, and any escalator. Ask how the payment could change over time.

Permits, interconnection and your HOA

Building and electrical permits are handled by the local government’s building inspections department, so check with your county, city, or town. For eligible net-metered residential systems, the electric distribution company handles customer notification and approval under State Corporation Commission interconnection rules. Notify your electric supplier before construction or installation, and get utility approval before interconnection; the utility has 30 days to determine whether requirements are met. Local utilities include Virginia Electric & Power Co, Appalachian Power Co, Northern Virginia Elec Coop, and Rappahannock Electric Coop. Ask your installer who will manage each step. Virginia law generally protects solar panels on individually owned property from an association prohibition unless the recorded declaration establishes one; reasonable placement restrictions may apply. There are limits on restrictions deemed unreasonable, subject to documentation requirements. Check your governing documents and the applicable Virginia solar-access law.

Red flags

  • Pressure to sign the same day, or reluctance to let you review the contract and compare offers.
  • Crews whose Virginia licensing cannot be verified, including an out-of-state crew when the company will not identify the responsible licensed contractor.
  • Production estimates without clear assumptions, or promises that results are guaranteed without written terms.
  • A large upfront deposit without a clear payment schedule and explanation of what it covers.
  • A promise of a federal homeowner tax credit for a 2026 purchase: homeowner credits ended December 31, 2025.
10

Leasing Solar Panels

For Norfolk homeowners served by Dominion Energy, Palmetto lists a solar lease as available. A lease is not a power purchase agreement (PPA): it typically has a set monthly payment, while a PPA charges for each kilowatt-hour the panels produce. Palmetto also lists leases for Appalachian Power Company customers elsewhere in Virginia; check availability for your specific address.

With a lease, you can go solar without paying the full system cost upfront. The system owner is responsible for maintenance under the agreement, so you avoid taking on those duties as you would with a cash purchase. Review the contract for payment terms, coverage, and responsibilities.

Compare buying or leasing solar, and learn about Palmetto LightReach.

Go solar without the investment

With LightReach, there are no investment costs to recoup, loan payments to manage, or maintenance needs to take on. As soon as your panels are active, your solar savings are too!

Explore LightReach Leasing
11

Frequently Asked Questions

Yes. Norfolk homeowners served by Dominion Energy can use net metering. Solar electricity sent to the grid earns one-for-one kilowatt-hour credits that can carry over from month to month.

Unused credits may roll into the next year or be settled at Dominion’s avoided-cost rate, roughly 3–5 cents per kWh. Check your current utility tariff for annual settlement details and any applicable fees.

Yes. A purchased, homeowner-owned solar system may increase a Norfolk home’s resale value. Zillow’s study found homes with solar panels sold for about 4.1% more, though this national finding is not a guaranteed increase for any Norfolk property; roof condition, system age, energy savings, and buyer demand matter.

This estimate applies to owned systems, not leased or other third-party-owned (TPO) systems. With a lease, a buyer may need to assume the agreement, which can affect resale differently.

Norfolk homeowners can lease solar through LightReach for a low, fixed monthly payment with no upfront cost. The calculator above estimates $85–$149 per month by home size, or $115 per month for a medium home.

Cash purchase estimates range from $20,748 to $34,440; a medium-home system is estimated at $27,111. The federal 30% tax credit is no longer available for residential cash purchases following the 2025 federal law change. Actual costs depend on your home and system design.

Norfolk’s typical 9.84 kW LightReach lease is about $115 per month, with no upfront cost. The estimate uses Virginia’s 1,219 kWh/kW/year production ratio and a $0.115/kWh rate. One payment covers panels, installation, monitoring, maintenance, and protection, including a 90% Production Guarantee.

Palmetto owns the system, claims the federal 30% commercial Investment Tax Credit, and passes savings through as lower payments; homeowners don’t claim it. Lease payments are typically below current electricity bills, so savings may start once the system is active.

Palmetto Solar is a strong option for solar installation in Norfolk, VA. We’ve completed 4,471 installations across Virginia since 2020, supported by a national team and an installation network serving local communities.

The best fit depends on your roof’s condition and shade, household electricity use, system design, and contract terms. Compare total costs and financing options, then check how the proposed system would perform at your Norfolk home.

Solar can be financially worthwhile in Norfolk, depending on your roof, energy use, utility credits, and contract terms. With a LightReach lease, there is no upfront investment, and the monthly lease payment is typically less than your current electricity bill, so savings can begin once the system is active.

Compare the lease payment plus any remaining Dominion Energy bill with your current costs. Actual savings vary with system production, electricity use, and utility rates.

A typical 10 kW solar system in Norfolk can produce about 14,400 kilowatt-hours (kWh) per year, or roughly 39 kWh per day on average, based on NREL PVWatts estimates for the area.

Output changes with the seasons: the article estimates about 47 kWh per day in June and 26 kWh per day in December. A home’s actual production depends on roof direction and pitch, tree shade, weather, and system design.