Nathan Healy
Certified by Nathan Healy
Updated: October 2026
Quality Solar Panels Since 2011
Palmetto has served 20,000+ customers across 31 states with an approval rating over 85%.
About Nathan Healy

Nathan Healy is a Vice President at Palmetto, where he helps homeowners cut through the confusion around solar and figure out whether it actually pencils out for their home, roof, and budget. With energy prices climbing and the federal incentive landscape shifting, his focus is simple: give people a straight, honest answer instead of a sales pitch.

He reviews Palmetto’s local solar guides so the costs, incentives, and utility details on this page reflect what’s really happening in your area.
He believes in solar so much, that he had Palmetto install solar on his own parents’ house, the home he grew up in.

01

Solar Power in Fort Myers

Solar panel installation in Fort Myers, FL, starts with practical questions: Is your roof a good fit? Could nearby trees cast shade, and how might local weather shape system planning? Florida ranks second in the nation for residential solar installations, making solar a familiar option for many homeowners.

This guide explains what to consider before installation. For a helpful overview of system basics, explore our guide to home solar panels.

FLORIDA by the Numbers

2nd Most residential solar in the United States
251 Households have installed solar panels
5.6 Avg peak sun hours per day
~$85k Fort Myers average savings over 25 years
02

How Much Do Solar Panels Cost in Fort Myers, FL?

Explore solar installation costs in Fort Myers with an estimate based on Palmetto’s real installation data from Southwest Florida, including nearby Cape Coral, Lehigh Acres, and Estero. See how local projects can help you understand what solar may cost for your home.

Small Home Up to 2,000 sq ft
Medium Home 2,000-3,000 sq ft
Large Home Over 3,000 sq ft
System Size
This system size is designed to offset approximately 100% of the average electricity usage for a home of this size in Florida.
Recommended
System
10.53 kW
Your Monthly Payment
Estimated monthly cost with LightReach
$135/mo
As low as
$135/mo
Why Lease Solar?
Following the 2025 Big Beautiful Bill, the federal 30% solar tax credit is no longer available for cash purchases. With a LightReach lease, Palmetto owns the system and still qualifies for the commercial ITC — passing those savings through to you via lower monthly payments.
  • No upfront investment
  • Palmetto handles all maintenance
  • 90% Production Guarantee
  • Comprehensive protection program included
03

Palmetto Reviews

04

Key Takeaways

  • Fort Myers’ sunshine supports solar, but every roof is different. Shade, roof condition, weather, and household energy use all shape system design and production.
  • Solar costs and savings depend on your home. Local estimates compare cash purchase and leasing, but actual results vary with energy use, system size, and utility rates.
  • Florida offers several solar tax exemptions. Learn how state incentives, seasonal production, utility rules, and installer choices can affect a Fort Myers project.
05

Fort Myers Electricity Prices

Electricity rates can change over time, making energy costs worth considering for Fort Myers homeowners.

Florida’s average rate rose from 11.9¢ per kWh in 2021 to 15.2¢ in 2023, then dipped to 14.1¢ in 2024. The national average climbed from 13.7¢ to 16.5¢ over the same period. These are statewide and national figures, not Fort Myers-specific rates.

A home solar system may generate some of the electricity a household uses, reducing how much it needs to buy from the grid. The amount depends on factors such as system size, sunlight, and household energy use.

Over time, using solar power at home may help limit exposure to changing grid rates. Its financial value varies with installation costs, electricity use, and system performance, so outcomes differ from home to home.

Price of Energy: Florida vs National Average

0¢
10¢
20¢
30¢
13.7¢
11.9¢
15.0¢
13.9¢
16.0¢
15.2¢
16.5¢
14.1¢
2021
2022
2023
2024
US Average
Florida

Fort Myers Area Utility Providers

For Fort Myers, the latest available utility comparison is from 2023; 2024 data is not yet available. LCEC averaged 14.5¢ per kWh, while FPL averaged 15.0¢.

Both rates were below Florida’s 2023 average of 15.20¢ per kWh and the national average of 16.0¢. LCEC was lower than FPL; these figures show the difference but do not explain its cause.

Because utility rates affect the cost of electricity a household buys, solar may help offset some grid purchases. The impact depends on a home’s energy use and system details; these rates alone can’t predict savings.

Fort Myers Utilities Electricity Rates

LCEC
14.50¢
-9%
FPL
15.00¢
-6%
FL Average
15.20¢
-5%
US Average
16.0¢
—
06

Florida Solar Incentives

Florida state tax benefits and select utility financing may help offset solar installation costs; eligibility varies by location. Explore the solar incentives in Florida below.

Florida exempts qualifying solar and storage equipment from sales tax and excludes qualifying renewable-energy devices from residential property assessments. It also exempts 80% of assessed value for qualifying devices treated as tangible personal property.

Utility financing applies only to eligible Lakeland Electric or Florida Keys Electric Cooperative customers. LightReach leasing lets Palmetto handle the commercial ITC, passing savings through lower monthly payments.

Incentive Type Description Source
Florida Solar and Energy-Storage Equipment Sales Tax Exemption Sales Tax Exemption Florida exempts qualifying solar-energy system components, including eligible photovoltaic and energy-storage equipment, from state sales and use tax. Learn More
Florida Residential Renewable-Energy Property Assessment Exclusion Property Tax Assessment Exclusion For qualifying residential property, Florida excludes the just value attributable to qualifying renewable-energy devices, including eligible solar and storage equipment, from the property assessment. Learn More
Florida Renewable-Energy Device Tangible Personal Property Tax Exemption Property Tax Exemption Florida exempts 80% of the assessed value of qualifying renewable-energy devices that are treated as tangible personal property from ad valorem taxation. Learn More

Florida exempts qualifying solar-energy system equipment from sales and use tax, reducing the upfront purchase cost by the tax that otherwise would apply. Eligible components identified by the Florida Department of Revenue include photovoltaic and power-conditioning equipment, solar collectors, and qualifying energy-storage units and integral accessories.

The exemption is for qualifying equipment, not automatically for every product or charge included in an installation. The purchaser certifies eligibility to the seller, and equipment must meet the state’s applicable requirements. Ask the installer to identify eligible items separately and confirm how the exemption is applied to your purchase. Florida Statute §212.08 and Florida Department of Revenue guidance.

Florida excludes the portion of a residence’s just value attributable to a qualifying renewable-energy device from the property-tax assessment. This can reduce the assessed value used to calculate property taxes after installing eligible solar equipment or qualifying energy-storage equipment; it is not a rebate or a dollar-for-dollar tax credit.

The residential provision covers qualifying devices installed on or after January 1, 2013, and the current statute provides for the exclusion through December 31, 2037. The amount of any tax savings depends on the value attributed to the equipment and local tax rates. Contact your county property appraiser about documentation and how the provision applies to your system. See Florida Statute §193.624.

Florida exempts 80% of the assessed value of a qualifying renewable-energy device from ad valorem taxation when the device is tangible personal property. For an eligible solar installation, this may reduce the taxable value attributable to qualifying equipment; the actual savings depend on the assessment and local tax rates.

The provision generally applies to qualifying devices installed on real property on or after January 1, 2018, and is distinct from the real-property assessment treatment under §193.624. It is not a cash payment, and it applies only where the equipment qualifies as tangible personal property. Ask your county property appraiser whether your system qualifies and what filing or records are required. See Florida Statute §196.182.

Ready to start saving with solar?

Speak with a Palmetto solar expert to find out exactly how much you can save with Florida incentives.

Get a Free Quote
07

Fort Myers Solar Irradiance

Solar panel production varies throughout the year based on daylight hours, weather patterns, and sun intensity. Understanding how seasons affect your solar system helps set realistic expectations for your investment.

Fort Myers’ sunny climate and long summer days boost solar potential, while wet-season clouds and storms shift monthly output. Like other cities, it can suit a well-designed system.

Solar Production in Fort Myers by Month

Daylight Hours
Energy Production (kWh/day)

What Can Your Solar System Power?

Summer Production (July)

[SummerProduction] kWh/day

In July, your 10 kW system could power:

  • 3.6 average homes (15 kWh/day per home)
  • or Run central AC for 18 hours AND power all other appliances
  • or Fully charge 5.4 Tesla Model 3 electric vehicles

Winter Production (December)

[WinterProduction] kWh/day

In December, your 10 kW system could power:

  • 2 average homes (15 kWh/day per home)
  • or Keep your home heating system running for 15 hours
  • or Fully charge 3 Tesla Model 3 electric vehicles

Annual Production

[AnnualProduction] kWh/year

Over a year, your 10 kW system could:

  • Offset 10 tons of carbon dioxide emissions
  • or Equal the environmental benefit of planting 175 trees
  • or Save approximately $4,234 in electricity costs

Want to know exactly how much solar can power your home?

Get a personalized solar analysis based on your actual home, energy usage, and roof characteristics.

Get My Custom Estimate
08

Solar Panel Systems in Fort Myers

We’ve organized solar installation data from across the country into this interactive map of Fort Myers. Explore the hexagons to see how many installations are recorded in each area and discover neighborhoods and communities where your neighbors have made the switch to solar.

09

How to Choose a Solar Installer in Fort Myers

Verify the license

Florida generally requires an appropriate contractor credential for paid rooftop solar installation. The Florida Department of Business and Professional Regulation’s Construction Industry Licensing Board lists Certified Solar Contractor (CV) and Registered Solar Contractor (RV) classifications. Certified credentials allow contracting statewide; registered credentials are limited to the authorized jurisdiction. A separate solar credential is not always required: another Chapter 489 contractor may perform solar work within the scope of that contractor’s authorization. Ask for the contractor’s credential and verify it with DBPR/CILB; confirm the contractor is authorized for work at your property with your city or county. See Florida’s contractor licensing law.

Look for certified installers

Ask whether the people designing or installing your system hold a relevant NABCEP certification, and which credential applies to their role. Certification can be a useful additional qualification to compare, but it does not replace the required Florida contractor credential. Ask about manufacturer certifications, too: which brands and equipment do they cover, and who on the project holds them? Treat these as information about training or product familiarity—not a substitute for checking the license, contract, and system proposal.

Compare quotes the same way

Request written proposals with the same assumptions, then compare these details side by side:

  • System size: total capacity in kW and the price per watt.
  • Equipment: panel and inverter brands and models.
  • Expected output: estimated production in kWh per year and the assumptions behind it. Ask each installer to explain differences.
  • Coverage: panel product and performance warranties, inverter warranty, workmanship coverage, and coverage for roof penetrations. Check who provides each warranty and its duration.
  • Project responsibilities: who prepares and submits permit and utility interconnection paperwork, and what you must do.
  • Cost: total price or monthly payment, fees, and any payment escalator. Compare the same payment terms, not just the initial monthly amount.

Permits, interconnection and your HOA

Building and electrical permits go through the appropriate local enforcement agency—ordinarily the city or county building department for your property. For interconnection approval and any required agreement or metering, the homeowner applies to the electric utility serving the home. In the area, utilities may include Florida Power & Light Co, Duke Energy Florida, LLC, Tampa Electric Co, or JEA; confirm which one serves your address and ask about its program. Florida law generally bars binding agreements from prohibiting or effectively prohibiting solar energy devices. An association may set a roof location within the law’s specified south-facing orientation if that does not impair effective operation. Read Florida Statute § 163.04 and ask the installer how it will coordinate any HOA review.

Red flags

  • Pressure to sign the same day, before you can compare the written proposal or ask questions.
  • A contractor who cannot provide a verifiable Florida credential, or out-of-state crews whose responsible Florida-licensed contractor is unclear.
  • A vague production estimate, or a salesperson unwilling to explain its assumptions.
  • A large upfront deposit without a clear written schedule of payments and project milestones.
  • Promises that a homeowner can claim federal tax credits for a 2026 purchase; homeowner credits ended December 31, 2025.
10

Leasing Solar Panels

For Fort Myers homes served by Lee County Electric Cooperative (LCEC) or Florida Power & Light (FPL), Palmetto offers a solar lease through LightReach. A lease has a set monthly payment; a power purchase agreement (PPA) instead charges for each kilowatt-hour produced. Check your utility and address to confirm eligibility and available terms.

With a lease, you can install solar without paying the full system cost upfront. Palmetto owns the system and handles covered maintenance, so you don’t take on the same repair and upkeep responsibilities as a cash owner. Review the agreement for payment, production, and service details.

Paying cash gives you ownership, while leasing shifts system ownership and maintenance responsibilities to the provider. Compare the trade-offs in this guide to buying or leasing solar, and learn about Palmetto LightReach.

Go solar without the investment

With LightReach, there are no investment costs to recoup, loan payments to manage, or maintenance needs to take on. As soon as your panels are active, your solar savings are too!

Explore LightReach Leasing
11

Frequently Asked Questions

Yes. Fort Myers homeowners can receive net metering, but the rules depend on their electric utility. LCEC and Florida Power & Light (FPL) offer 1:1 net metering, allowing eligible solar customers to carry extra kilowatt-hour credits forward to later bills.

Annual credits are settled differently: LCEC uses its avoided-power cost during the January billing cycle, while FPL pays about 1.5 cents per kWh in December. Check your utility bill to confirm which rules apply to your address.

Yes, an owned solar panel system may increase a Fort Myers home’s value. A Zillow study found homes with solar panels sold for about 4.1% more on average, though that national finding is not a guarantee for every home or a Fort Myers-specific estimate.

This potential value increase applies to systems the homeowner owns, such as purchased panels—not leased systems. With a lease, a buyer may need to assume the agreement, which can affect resale differently.

In Fort Myers, a LightReach lease offers a set monthly payment with no upfront cost. The calculator estimates $102/month for a small home and $135/month for a typical 2,000–3,000-square-foot home; your payment depends on the system designed for your home.

A cash purchase is estimated at $22,093–$35,967, with $28,316 for a typical home. The federal 30% tax credit is no longer available for residential cash purchases following the 2025 federal law change. See the calculator above for home-size-specific estimates.

In Fort Myers, a typical 10.53 kW solar lease is about $135 per month, estimated using Florida’s production ratio of 1,462 kWh per kW per year and a rate of $0.105 per kWh. Your actual payment depends on your system and lease terms.

With Palmetto’s LightReach lease, there’s no upfront cost. One monthly payment covers the panels, installation, monitoring, maintenance, and protection, including a 90% Production Guarantee. Payments are typically less than the current electricity bill, so savings may begin once the system is producing power.

In Fort Myers, a typical 10 kW solar system can produce about 15,600 kWh per year, based on the article’s NREL PVWatts estimate. A 10.5 kW system—the example size for a medium Florida home—would produce roughly 16,400 kWh annually under similar conditions.

Actual output varies with roof direction and pitch, tree or building shade, weather, and seasonal sunlight. Production generally changes month to month, with cloudy summer weather and shorter winter days affecting the total.

Solar panels are generally low maintenance. In Fort Myers, occasional rain may rinse away light dust, but check system performance and have panels inspected if you notice damage or a drop in production.

With LightReach, Palmetto owns the system and handles maintenance, monitoring, and repairs at no extra cost. The agreement also includes a 90% Production Guarantee.

Yes, solar can make sense in Fort Myers. The area averages about 5.6 peak sun hours daily, though roof shade, condition, household electricity use, and rainy-season weather affect production. A system can reduce the electricity you buy from the grid, but savings vary by home and utility plan.

LightReach, Palmetto’s solar lease program, removes the upfront cost barrier entirely: homeowners can go solar with no money down and start saving from day one. Compare expected solar production with the lease payment and your utility costs to assess your potential savings.