Nathan Healy
Certified by Nathan Healy
Updated: October 2026
Quality Solar Panels Since 2011
Palmetto has served 20,000+ customers across 31 states with an approval rating over 85%.
About Nathan Healy

Nathan Healy is a Vice President at Palmetto, where he helps homeowners cut through the confusion around solar and figure out whether it actually pencils out for their home, roof, and budget. With energy prices climbing and the federal incentive landscape shifting, his focus is simple: give people a straight, honest answer instead of a sales pitch.

He reviews Palmetto’s local solar guides so the costs, incentives, and utility details on this page reflect what’s really happening in your area.
He believes in solar so much, that he had Palmetto install solar on his own parents’ house, the home he grew up in.

01

Solar Power in Orlando

Orlando’s abundant sunshine can make solar worth exploring, but sunlight is only part of the picture. Roof shade, household energy use, and your utility’s current interconnection and billing requirements all help shape a solar installation.

Learn what to consider for solar panel installation in Orlando, from assessing your home to understanding system basics. Start with our guide to home solar panels.

FLORIDA by the Numbers

2nd Most residential solar in the United States
251 Households have installed solar panels
5.6 Avg peak sun hours per day
~$84k Orlando average savings over 25 years
02

How Much Do Solar Panels Cost in Orlando, FL?

Explore estimated solar installation costs in Orlando using Palmetto’s firsthand data from real Florida installations. Local results help make estimates more relevant for homeowners in Orlando and nearby communities like Winter Park, Kissimmee, and Sanford. Costs vary by home, system size, and energy use.

Small Home Up to 2,000 sq ft
Medium Home 2,000-3,000 sq ft
Large Home Over 3,000 sq ft
System Size
This system size is designed to offset approximately 100% of the average electricity usage for a home of this size in Florida.
Recommended
System
10.53 kW
Your Monthly Payment
Estimated monthly cost with LightReach
$135/mo
As low as
$135/mo
Why Lease Solar?
Following the 2025 Big Beautiful Bill, the federal 30% solar tax credit is no longer available for cash purchases. With a LightReach lease, Palmetto owns the system and still qualifies for the commercial ITC — passing those savings through to you via lower monthly payments.
  • No upfront investment
  • Palmetto handles all maintenance
  • 90% Production Guarantee
  • Comprehensive protection program included
03

Palmetto Reviews

04

Key Takeaways

  • Solar installation in Orlando depends on more than sunshine: roof shade, energy use, and utility billing rules all shape system fit.
  • A typical 10.53 kW system is estimated at $28,316 cash or $135/month leased; actual costs and savings vary by home and utility.
  • Florida has tax benefits for qualifying solar equipment, while system production shifts seasonally; check eligibility and your utility’s rules.
05

Orlando Electricity Prices

Electricity prices can shape the long-term cost of powering an Orlando home.

Florida’s average residential electricity price rose from 11.9¢ per kWh in 2021 to 15.2¢ in 2023, then eased to 14.1¢ in 2024. These are statewide averages, not Orlando-specific rates; the 2024 U.S. average was 16.5¢.

A solar system can generate power at home and reduce how much electricity you draw from the grid, though results depend on system size, household use, and utility rules. Learn more about home solar panels.

Over time, using solar to offset some grid purchases may help limit exposure to changing electricity prices. A system’s value depends on upfront cost, upkeep, utility compensation, and how much of its power your household uses.

Price of Energy: Florida vs National Average

0¢
10¢
20¢
30¢
13.7¢
11.9¢
15.0¢
13.9¢
16.0¢
15.2¢
16.5¢
14.1¢
2021
2022
2023
2024
US Average
Florida

Orlando Area Utility Providers

In Orlando, customers may receive electricity from Orlando Utilities Commission (OUC), Duke Energy Florida, or SECO Energy. The latest figures available are from 2023: rates vary by provider.

In 2023, OUC averaged 12.6¢ per kWh and SECO Energy 13.0¢, both below Florida’s 15.2¢ and the national 16.0¢ average. Duke Energy Florida averaged 18.1¢, above both benchmarks. These differences reflect distinct utility rates.

For Orlando households, comparing a utility’s rate with electricity use can help frame solar as one option for managing energy costs. The 2023 figures offer context, but a home’s solar value depends on its circumstances.

Orlando Utilities Electricity Rates

Orlando Utilities Commission (OUC)
12.60¢
-21%
Duke Energy Florida
18.10¢
+13%
SECO Energy
13.00¢
-19%
FL Average
15.20¢
-5%
US Average
16.0¢
—
06

Florida Solar Incentives

Orlando homeowners may find Florida tax incentives and some local financing options that help offset solar costs. Review the solar incentives in Florida below.

Florida offers sales-tax exemption on qualifying solar/storage, property-assessment exclusions for renewable devices, and an 80% property-tax exemption for qualifying tangible personal property. Lakeland’s $500–$5,000 0% loans require HERS qualification; Florida Keys Electric Cooperative members may seek up to $35,000.

Utility-territory limits mean these loans generally aren’t Orlando options. With LightReach leasing, Palmetto handles the commercial ITC and passes savings through lower monthly payments.

Incentive Type Description Source
Florida Solar and Energy-Storage Equipment Sales Tax Exemption Sales Tax Exemption Florida exempts qualifying solar-energy system components, including eligible photovoltaic and energy-storage equipment, from state sales and use tax. Learn More
Florida Residential Renewable-Energy Property Assessment Exclusion Property Tax Assessment Exclusion For qualifying residential property, Florida excludes the just value attributable to qualifying renewable-energy devices, including eligible solar and storage equipment, from the property assessment. Learn More
Florida Renewable-Energy Device Tangible Personal Property Tax Exemption Property Tax Exemption Florida exempts 80% of the assessed value of qualifying renewable-energy devices that are treated as tangible personal property from ad valorem taxation. Learn More

Florida exempts qualifying solar-energy system equipment from sales and use tax, reducing the upfront purchase cost by the tax that otherwise would apply. Eligible components identified by the Florida Department of Revenue include photovoltaic and power-conditioning equipment, solar collectors, and qualifying energy-storage units and integral accessories.

The exemption is for qualifying equipment, not automatically for every product or charge included in an installation. The purchaser certifies eligibility to the seller, and equipment must meet the state’s applicable requirements. Ask the installer to identify eligible items separately and confirm how the exemption is applied to your purchase. Florida Statute §212.08 and Florida Department of Revenue guidance.

Florida excludes the portion of a residence’s just value attributable to a qualifying renewable-energy device from the property-tax assessment. This can reduce the assessed value used to calculate property taxes after installing eligible solar equipment or qualifying energy-storage equipment; it is not a rebate or a dollar-for-dollar tax credit.

The residential provision covers qualifying devices installed on or after January 1, 2013, and the current statute provides for the exclusion through December 31, 2037. The amount of any tax savings depends on the value attributed to the equipment and local tax rates. Contact your county property appraiser about documentation and how the provision applies to your system. See Florida Statute §193.624.

Florida exempts 80% of the assessed value of a qualifying renewable-energy device from ad valorem taxation when the device is tangible personal property. For an eligible solar installation, this may reduce the taxable value attributable to qualifying equipment; the actual savings depend on the assessment and local tax rates.

The provision generally applies to qualifying devices installed on real property on or after January 1, 2018, and is distinct from the real-property assessment treatment under §193.624. It is not a cash payment, and it applies only where the equipment qualifies as tangible personal property. Ask your county property appraiser whether your system qualifies and what filing or records are required. See Florida Statute §196.182.

Ready to start saving with solar?

Speak with a Palmetto solar expert to find out exactly how much you can save with Florida incentives.

Get a Free Quote
07

Orlando Solar Irradiance

Solar panel production varies throughout the year based on daylight hours, weather patterns, and sun intensity. Understanding how seasons affect your solar system helps set realistic expectations for your investment.

Orlando’s abundant sunshine supports solar production, while summer clouds and afternoon storms can lower output. Seasonal sun angles matter too, but a well-designed system can perform well despite weather.

Solar Production in Orlando by Month

Daylight Hours
Energy Production (kWh/day)

What Can Your Solar System Power?

Summer Production (July)

[SummerProduction] kWh/day

In July, your 10 kW system could power:

  • 3.6 average homes (15 kWh/day per home)
  • or Run central AC for 18 hours AND power all other appliances
  • or Fully charge 5.4 Tesla Model 3 electric vehicles

Winter Production (December)

[WinterProduction] kWh/day

In December, your 10 kW system could power:

  • 2 average homes (15 kWh/day per home)
  • or Keep your home heating system running for 15 hours
  • or Fully charge 3 Tesla Model 3 electric vehicles

Annual Production

[AnnualProduction] kWh/year

Over a year, your 10 kW system could:

  • Offset 10 tons of carbon dioxide emissions
  • or Equal the environmental benefit of planting 175 trees
  • or Save approximately $4,234 in electricity costs

Want to know exactly how much solar can power your home?

Get a personalized solar analysis based on your actual home, energy usage, and roof characteristics.

Get My Custom Estimate
08

Solar Panel Systems in Orlando

We organized address-level solar installation data from across the country to create this interactive map of Orlando. Explore the hexagons to see how many homes in each area have gone solar, and discover the neighbors and communities across Orlando making the switch.

09

How to Choose a Solar Installer in Orlando

Verify the license

Florida generally requires a contractor doing paid rooftop solar installation to hold an appropriate state contractor credential. The DBPR’s Construction Industry Licensing Board lists Certified Solar Contractor (CV) and Registered Solar Contractor (RV) classifications; a certified credential allows statewide work, while a registered one is limited to its authorized jurisdiction. A separate solar credential is not always required: another Chapter 489 contractor may perform solar work within its authorized scope. Ask for the contracting company’s legal name and credential, then confirm with DBPR/CILB and the city or county that the credential covers the work and location. The Florida contractor statute explains the licensing rules.

Look for certified installers

Ask whether the people designing or installing the system hold a relevant credential from the North American Board of Certified Energy Practitioners (NABCEP), and verify what credential each person has. NABCEP certification is a professional qualification to consider, not a replacement for the required Florida contractor credential. Ask what a manufacturer’s installer certification covers, who holds it, and whether it affects equipment support or warranty service. Neither kind of certification guarantees a particular system outcome.

Compare quotes the same way

Request written quotes with the same assumptions, then compare:

  • System size in kilowatts (kW) and total price per watt.
  • Panel and inverter brands and models.
  • Estimated annual production in kilowatt-hours (kWh/year), plus the assumptions behind the estimate.
  • Warranty terms separately: panel product and performance, inverter, workmanship, and roof penetrations.
  • Who handles building and electrical permits and the utility interconnection process.
  • Total cost if buying, or monthly payment and any escalator if financing or leasing; compare the full written terms, not just the starting payment.

Permits, interconnection and your HOA

Building and electrical permits go through the local enforcement agency, typically the city or county building department for the property. Ask which party prepares and submits them. The homeowner applies to the electric utility serving the home for interconnection approval and any required agreement or metering; ask the installer what it will handle and what remains your responsibility. Local utilities include Florida Power & Light Co, Duke Energy Florida, LLC, Tampa Electric Co, and JEA, so verify the program with the utility at your address. Florida Statute § 163.04 generally bars binding agreements from prohibiting or effectively prohibiting solar devices. An association may set a roof location within the statute’s specified south-facing orientation if effective operation is not impaired. Read the statute.

Red flags

  • Pressure to sign the same day or before you have reviewed the full contract.
  • An unlicensed contractor, or an out-of-state crew or subcontractor whose responsible Florida-credentialed contractor is unclear. Confirm who is named on the contract and permit.
  • A vague production estimate, or refusal to explain its assumptions.
  • A large upfront deposit without clear written payment milestones and terms.
  • A promise of a federal homeowner tax credit for a 2026 purchase; homeowner credits ended December 31, 2025.

For suspected unlicensed contracting or licensing issues, DBPR handles construction-industry complaints. FDACS accepts general consumer complaints about businesses and contracts, but cannot require a particular remedy. FDACS explains how to file a complaint. Palmetto is one installer homeowners can compare, including a lease option through LightReach.

10

Leasing Solar Panels

In Orlando, Palmetto offers solar leases through LightReach for customers of Orlando Utilities Commission (OUC), Duke Energy Florida, and SECO Energy. A Power Purchase Agreement (PPA) is not listed as available in these utility areas. Availability depends on your address and eligibility.

A lease generally has a set monthly payment, while a PPA charges for each kilowatt-hour the system produces, so payments can vary by season. Learn more about buying or leasing solar.

A lease can let you install solar without paying the full system cost upfront. The lease provider owns the equipment and handles maintenance under the agreement, while cash buyers own the system and arrange upkeep themselves. Review the LightReach lease details and agreement terms.

Go solar without the investment

With LightReach, there are no investment costs to recoup, loan payments to manage, or maintenance needs to take on. As soon as your panels are active, your solar savings are too!

Explore LightReach Leasing
11

Frequently Asked Questions

Yes, but the rules depend on your Orlando-area utility. OUC and Duke Energy Florida offer 1:1 net metering: extra kilowatt-hours can roll over to offset electricity used later.

Annual treatment differs. OUC settles remaining credits at the full retail rate in December; Duke pays roughly 2–3 cents per excess kWh at its December true-up. SECO Energy uses net billing, crediting exports at about 9.5 cents per kWh. Check your utility for current terms.

Yes, owned solar panels may increase a home’s value in Orlando. A Zillow study found homes with solar sold for approximately 4.1% more. This is not a guarantee; value can depend on the system and local buyers.

This potential increase applies to purchased or owned systems, not leased or other third-party-owned (TPO) systems. A lease may affect resale differently because the buyer may need to assume the lease agreement.

In Orlando, the LightReach lease lets homeowners go solar with no upfront cost and a low fixed monthly payment. The calculator above estimates $102–$174 per month depending on home size; a typical 2,000–3,000-square-foot home is about $135 per month.

Cash purchase is another option: the calculator estimates $22,093–$35,967, or about $28,316 for a typical 10.53 kW system. The federal 30% tax credit is no longer available for residential cash purchases following the 2025 federal law change. Actual pricing depends on your home and energy use.

Leasing lets homeowners use solar without owning the system. LightReach leases with no upfront cost. One monthly payment covers the system, installation, monitoring, maintenance, protection, and a 90% production guarantee.

An Orlando 10.53 kW system is estimated at $135/month, using Florida’s 1,462 kWh/kW/year production ratio and $0.105/kWh rate. Palmetto owns it, claims the commercial 30% federal Investment Tax Credit, and passes savings through as lower payments. Payments are typically below current electric bills, so savings may start once active.

Yes, solar can make sense in Orlando: the area averages about 5.6 peak sun hours per day, and a properly sized system can reduce how much electricity a home buys from the grid. Whether installation is worthwhile depends on roof shade, household energy use, system cost, and your utility’s billing and interconnection rules.

Palmetto’s estimate for a typical 10.53 kW system is about $28,316 to purchase, with projected savings varying by home. LightReach, Palmetto’s solar lease program, removes the upfront cost barrier entirely: homeowners can go solar with no money down and start saving from day one.

In Orlando, a typical 10.53 kW solar system can produce about 16,000 kWh of electricity per year, based on the article’s NREL PVWatts estimate of 15,485 kWh annually for a 10 kW system.

Output changes by season: a 10 kW system averages about 34 kWh per day in December and 43 kWh per day in July. Your home’s roof direction, shade, weather, and system design can raise or lower actual production.

Florida incentives include a sales-tax exemption for qualifying solar and storage equipment, a property-assessment exclusion for eligible residential systems, and an 80% tax exemption for qualifying renewable devices classified as tangible personal property.

Lakeland and Florida Keys Electric Cooperative 0% loans generally aren’t available in Orlando. The federal 30% residential credit ended for cash purchases after the 2025 law change. With LightReach leasing, Palmetto claims the commercial ITC and says it passes savings through in lower monthly payments.